LITTORALE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €643k and a net result of €-231k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 7980 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
1 d early
2022
6 d early
2021
71 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€643k▼ 26.4%
2024 · €874k
2019: €442k
2020: €353k
2021: €484k
2022: €716k
2023: €824k
2024: €874k
2019 → 2025
Net result
€-231k
2024 · €50k
2019: €644
2020: €-90k
2021: €-249k
2022: €232k
2023: €108k
2024: €50k
2019 → 2025
Total assets
€9.25M▲ 8.0%
2024 · €8.56M
2019: €1.37M
2020: €3.54M
2021: €5.96M
2022: €7.30M
2023: €9.47M
2024: €8.56M
2019 → 2025
Solvency
7.0%▼ 3.3pp
2024 · 10.2%
2019: 32.2%
2020: 10.0%
2021: 8.1%
2022: 9.8%
2023: 8.7%
2024: 10.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€484k-€716k▲ 47.9%€824k▲ 15.1%€874k▲ 6.1%€643k▼ 26.4%
Operating result€-187k-€315k€223k▼ 29.0%€266k▲ 19.2%€12k▼ 95.4%
Net result€-249k-€232k€108k▼ 53.5%€50k▼ 53.5%€-231k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.25M
Fixed assets
€9.04M▲ 8.1%
Current assets
€208k▲ 3.1%
Equity and liabilities €9.25M
Equity
€643k▼ 26.4%
Debt
€8.60M▲ 11.9%
The debt ratio rises from 89.8% to 93.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
7.0%▼
2024 · 10.2%
ROE
-35.9%▼
2024 · 5.7%
ROA
-2.5%▼
2024 · 0.6%
Debt
€8.60M▲
2024 · €7.69M
Debt ≤ 1 year
€2.90M▲
2024 · €1.51M
Debt > 1 year
€5.67M▼
2024 · €6.17M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.56M€9.25M▲
Fixed assets21/28€8.36M€9.04M▲
Tangible fixed assets22/27€8.36M€9.04M▲
Land and buildings22€8.36M€9.04M▲
Current assets29/58€202k€208k▲
Amounts receivable within one year40/41€143k€135k▼
Trade receivables40€54k€29k▼
Other amounts receivable41€89k€106k▲
Cash at bank and in hand54/58€6-
Deferred charges and accrued income490/1€59k€73k▲
Equity and liabilities
Total equity and liabilities10/49€8.56M€9.25M▲
Equity10/15€874k€643k▼
Contributions10/11€646k€646k=
Reserves13€228k-
Non-distributable reserves130/1€12k-
Reserves not available under the articles1311€12k-
Distributable reserves133€216k-
Profit (loss) carried forward14-€-3k
Amounts payable17/49€7.69M€8.60M▲
Amounts payable after more than one year17€6.17M€5.67M▼
Financial debts170/4€6.17M€5.67M▼
Amounts payable within one year42/48€1.51M€2.90M▲
Current portion of amounts payable after more than one year42€482k€487k▲
Financial debts43€5k€128k▲
Credit institutions430/8€5k€128k▲
Trade debts44€60k€1.21M▲
Suppliers440/4€60k€1.21M▲
Taxes, remuneration and social security45-€14k
Taxes450/3-€14k
Other amounts payable47/48€965k€1.07M▲
Accrued charges and deferred income492/3€3k€34k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€392k€478k▲
Other operating charges640/8€19k€23k▲
Gross operating margin9900€677k€513k▼
Operating profit (loss)9901€266k€12k▼
Financial charges65/66B€216k€243k▲
Recurring financial charges65€216k€243k▲
Profit (loss) for the period before taxes9903€50k€-231k▼
Profit (loss) for the period9904€50k€-231k▼
Profit (loss) for the period to be appropriated9905€50k€-231k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€-231k▼
Transfer from equity791/2-€228k
Transfer to equity691/2€50k-
To other reserves6921€50k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €232k
Net result €232k after 2 loss-making years.
30-09
Financial
Equity above €500kEq €716k ▲47.9%
Equity rises from €484k to €716k.
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-249k
Net result drops to €-249k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koninklijk Plein 18420 De HaanGround area
800 m²
Building footprint
413 m²
Volume, LiDAR
3,598 m³
Parcel 35007A0010/00C007, Flanders · tallest building 17.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Littorale
since 20112.202.999.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0010/00C007 | Flanders | 800 m² | 1 · 412 m² | 17.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,410 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2011
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.