LISCO
ActiveLISCO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €726k and a net result of €187k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 81% of 474 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-1
Solvency89▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.2 in 2024; short-term debt: 35.5% and cash: 9% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
16.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
23 d early
2023
22 d early
2022
1 d early
2021
4 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€726k▲ 34.7%
2024 · €539k
2019: €246k
2020: €297k
2021: €335k
2022: €375k
2023: €417k
2024: €539k
2019 → 2025
Total assets
€1.13M▲ 27.5%
2024 · €883k
2019: €451k
2020: €655k
2021: €713k
2022: €738k
2023: €835k
2024: €883k
2019 → 2025
Net result
€187k▲ 16.8%
2024 · €160k
2019: €64k
2020: €81k
2021: €115k
2022: €129k
2023: €265k
2024: €160k
2019 → 2025
Working capital
€550k▲ 43.8%
2024 · €382k
2019: €229k
2020: €209k
2021: €189k
2022: €238k
2023: €250k
2024: €382k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€335k-€375k▲ 11.9%€417k▲ 11.3%€539k▲ 29.1%€726k▲ 34.7%
Operating result€161k-€180k▲ 12.1%€106k▼ 41.1%€202k▲ 90.8%€266k▲ 31.3%
Net result€115k-€129k▲ 12.3%€265k▲ 106%€160k▼ 39.6%€187k▲ 16.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€177k▼ 3.0%
Current assets
€950k▲ 35.4%
Equity and liabilities €1.13M
Equity
€726k▲ 34.7%
Debt
€400k▲ 16.2%
The debt ratio falls from 39.0% to 35.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€293k▲
2024 · €228k
Cash flow
€215k▲
2024 · €186k
Solvency
64.5%▲
2024 · 61.0%
Current ratio
2.37▲
2024 · 2.20
Quick ratio
2.37▲
2024 · 2.10
Debt / equity
0.55▼
2024 · 0.64
ROE
25.8%▼
2024 · 29.7%
ROA
16.6%▼
2024 · 18.2%
Interest coverage
813.56▲
2024 · 208.85
Debt
€400k▲
2024 · €344k
Debt ≤ 1 year
€400k▲
2024 · €319k
Income taxes
€78k▲
2024 · €53k
Staff costs
€129k▼
2024 · €185k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€883k€1.13M▲
Fixed assets21/28€182k€177k▼
Intangible fixed assets21€7k€23k▲
Tangible fixed assets22/27€51k€30k▼
Plant, machinery and equipment23€23k€16k▼
Furniture and vehicles24€22k€10k▼
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€124k€124k=
Current assets29/58€701k€950k▲
Stocks and contracts in progress3€32k€2k▼
Contracts in progress37€32k€2k▼
Amounts receivable within one year40/41€535k€580k▲
Trade receivables40€534k€549k▲
Other amounts receivable41€724€31k▲
Current investments50/53€6k€262k▲
Cash at bank and in hand54/58€119k€101k▼
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€883k€1.13M▲
Equity10/15€539k€726k▲
Contributions10/11€12k€12k=
Reserves13€453k€640k▲
Distributable reserves133€453k€640k▲
Profit (loss) carried forward14€74k€74k=
Amounts payable17/49€344k€400k▲
Amounts payable within one year42/48€319k€400k▲
Current portion of amounts payable after more than one year42€8k-
Trade debts44€238k€336k▲
Suppliers440/4€238k€336k▲
Taxes, remuneration and social security45€44k€63k▲
Taxes450/3€35k€51k▲
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€30k€1k▼
Accrued charges and deferred income492/3€25k-
Income statement
Code20242025
Remuneration, social security and pensions62€185k€129k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€417k€424k▲
Operating profit (loss)9901€202k€266k▲
Financial income75/76B€12k€52▼
Recurring financial income75€12k€52▼
Financial charges65/66B€1k€360▼
Recurring financial charges65€1k€360▼
Profit (loss) for the period before taxes9903€213k€265k▲
Income taxes67/77€53k€78k▲
Profit (loss) for the period9904€160k€187k▲
Profit (loss) for the period to be appropriated9905€160k€187k▲
Appropriation of the result
Profit (loss) to be appropriated9906€234k€261k▲
Profit (loss) brought forward from the previous period14P€74k€74k=
Transfer from equity791/2€27k-
Transfer to equity691/2€149k€187k▲
To other reserves6921€149k€187k▲
Profit to be distributed694/7€39k-
Return on contributions (dividend)694€39k-
Social balance
Average headcount (FTE)90872.21.6▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €500kEq €539k ▲29.1%
6 profitable years in a row build equity to €539k.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €265k ▲106%
Net result €265k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duivebergen 123140 KeerbergenGround area
1,419 m²
Building footprint
359 m²
Volume, LiDAR
658 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
LISCO
since 20082.171.724.387
Wijgmaalsesteenweg 98, 3012 Leuven
since 20232.345.065.862
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048B0631/00B003 | Flanders | 1,186 m² | 1 · 126 m² | 8.2 m · 2 fl. |
| 24126C0092/00X000 | Flanders | 233 m² | 1 · 233 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
De Busschere Agri
BE 0422.942.962
Zedelgem · Eq €726k
MARIEN LMB
BE 0848.584.308
Geel · Eq €728k
SIGMA BELGIO
BE 0589.941.033
Schaarbeek · Eq €724k
PALMAERS PARK EN TUIN
BE 0884.967.127
Bilzen-Hoeselt · Eq €724k
DUTCH MUSHROOM ENGINEERING
BE 0894.170.744
Bree · Eq €730k
Of 3,717 companies in sector 33120 we hold annual accounts for 1,341. 804 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2008
Fiscal year end30-06
Activities, NACEBEL
33120Repair and maintenance of machinery
46645Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.