Financials
- Fiscal year
- 2025
- Total assets
- €3.6m
- Loss
- -€67,917
- Solvency
- 12.2%
Processguard Group
ActiveSummary
Processguard Group has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €432,083 and a net result of -€67,917. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Activity not known
Size
€3.6mtotal assets 2025
- Equity
- €432,083
- Loss
- -€67,917
Turnover not published (abridged schema)
Structure
Accounts filed 29 d late0 of 1 deed read
Why 81- Founded in 2025+ Size: total assets €3.6m+ No main activity registered+ Figures for FY 2025 (filed 29-08-2026)Show the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Better than 19% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
37
equity 12.2% of total assets
Liquidity
40
short-term debt 29.0% · cash 1.6%
Profitability
16
return on assets -1.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 4.0%
04-2026: 4.0%● 0.0% vs 03-2026
05-2026: 4.1%▲ +2.5% vs 04-2026
06-2026: 4.8%▲ +17.7% vs 05-2026
07-2026: 5.1%▲ +4.9% vs 06-2026
08-2026: 5.6%▲ +9.9% vs 07-2026highest value
09-2026: 0.3%▼ -94.5% vs 08-2026lowest value
10-2026: 0.3%▲ +0.6% vs 09-2026
- Size: total assets €3.6m lowers the probability for this profile
- Founded in 2025 raises the probability for this profile
- No main activity registered lowers the probability
- Figures for FY 2025 (filed 29-08-2026) lowers the probability
Credit up to €30,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.05; short-term debt: 29% and cash: 1.6% of total assets), and 87.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 22%, liquidity 27%, profitability 7%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 29-08-2026Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 27-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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