Debts
€7,450 74% of the balance sheet
Suppliers 3%Taxes and wages 25%Other 72%
Of this, €5,950 falls due within a year.
LISCHO
Lifetime
20 annual accounts with figures on one time axispeak €11,654 (2008)
€2,702▲ 11×
lowest -€12,222 (2006)
€1,935▲ €2,227
peak €2,583 (2025)
€2,583▲ 299%
€7,450▲ 146%
peak 0.5 FTE (2008)
-not published
Board1 name since 2022
1 directorLIU Anna
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Gross margin from €244 to €2,702Back to profit: €1,935Equity from €648 to €2,583Debts from €3,030 to €7,450Cash from €1,805 to €9,027
Key points
from the 2025 annual accountsFilings
20 annual accounts since 2006
Five of the last ten came late. The 2025 accounts came latest: 30 days after the end of the period.
Position in the sector
€2,583
Less equity than 84% of companies in office administrative support. Sector median €53,928 · 9,708 companies.
Checked score
95
Excellent
Financially stronger than 63% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.2 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 1.69, cash €9,027
Sector: Office administrative, office support and other business support activities (NACE 82)
Figures for financial year 2025 (filed on 02-09-2026)
Founded in 2006
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 32% of them on solvency, 64% on liquidity, 60% on profitability and 96% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as LISCHO has now. Each dot stands for 10 companies, two years later.
95.0%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LISCHO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for LISCHO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2,583
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
30 days late
2024
53 days early
2023
57 days early
2022
1 day late
2021
15 days late
2020
21 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 54 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0880373582
Amendment of the articles · Legal-form change · Resignations & appointments
“Des travaux d'entretien et de maintenance,réparations en tout genre,peinture,petits et grands travaux de…” (deed in French) · Director in office: LIU Anna (sole director) · General meeting of 11-12-2023 · Gazette deed
First establishment
Kapitein Crespelstraat 10, Ixelles
Incorporation
published on 10-04-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LISCHO Ixelles | €10,033 | €2,702 | 25.7% | - |
| RAINBOW SMILE Bornem | €13,804 | €2,672 | 16.3% | - |
| ELCAR Zoersel | €5,784 | €2,958 | -942.7% | - |
| SAGOE Eeklo | €16,157 | €2,730 | -123.2% | - |
| KOMON CONSULTING & MANAGEMENT Woluwe-Saint-Pierre | €6,888 | €5,379 | -249.1% | - |
| IDEAWORKER Ghent | €14,720 | €3,673 | 83.7% | - |
| BOGAERTS AVIATION Sint-Truiden | €11,451 | €4,585 | -21.1% | - |
These companies have the same main activity as LISCHO: other business support services (NACE 82990). They are comparable in size and age: total assets between €5,780 and €16,200, founded between 2005 and 2009.
Official details
Source: KBO- Status
- Active since 30-03-2006Normal situation
- Activity
- Other business support servicesNACE 82990and 5 others
- Establishment unit
- 2.153.045.6521050 Ixelles, since 01-04-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2025
Insights on LISCHO
LISCHO files the micro format. That format states no turnover. The gross margin rose from -€6,690 in 2006 to €2,702 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LISCHO
- What is the company number of LISCHO?
- The company number of LISCHO is 0880.373.582. The VAT number is the same number with BE in front: BE 0880.373.582.
- Where is LISCHO based?
- The registered office is at Kapitein Crespelstraat 10, 1050 Ixelles.Company details
- What does LISCHO do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of LISCHO?
- LISCHO is a private limited company (BV).
- When was LISCHO founded?
- LISCHO was founded on 30-03-2006.
- Is LISCHO still active?
- Yes, LISCHO is an active enterprise in the KBO register.
- What is the turnover of LISCHO?
- The turnover in financial year 2025 is ≈ €16,000. This figure is estimated from the gross margin of €2,702 and 44 comparable companies (NACE 82990). It probably lies between €8,200 and €30,000. It is a rough estimate.Financials
- Is LISCHO profitable?
- In financial year 2025, LISCHO made a profit of €1,935.
- Where can I find the annual accounts of LISCHO?
- LISCHO filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LISCHO due?
- LISCHO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.