ELCAR
ActiveELCAR has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-55k) and a net result of €268. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+27
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.02 in 2024; cash: 0.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-942.7%
Return on assets
4.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7697 sector peers (2025).
NBB · sector comparisonPosition among 7697 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
28 d early
2022
48 d early
2021
37 d early
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-55k▲ 0.5%
2024 · €-55k
2018: €36k
2019: €41k
2020: €-22k
2021: €-55k
2022: €-58k
2023: €-55k
2024: €-55k
2018 → 2025
Total assets
€6k▼ 16.7%
2024 · €7k
2018: €131k
2019: €136k
2020: €55k
2021: €27k
2022: €23k
2023: €16k
2024: €7k
2018 → 2025
Net result
€268▲ 210%
2024 · €86
2018: €23k
2019: €4k
2020: €-62k
2021: €-41k
2022: €-3k
2023: €3k
2024: €86
2018 → 2025
Working capital
€-58k▲ 3.5%
2024 · €-60k
2018: €24k
2019: €10k
2020: €-37k
2021: €-61k
2022: €-74k
2023: €-65k
2024: €-60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-55k-€-58k▼ 5.3%€-55k▲ 5.2%€-55k▲ 0.2%€-55k▲ 0.5%
Operating result€-37k-€-2k▲ 94.0%€4k€593▼ 85.1%€471▼ 20.5%
Net result€-41k-€-3k▲ 92.9%€3k€86▼ 97.1%€268▲ 210%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€4k▼ 33.3%
Current assets
€2k▲ 50.4%
Key figures and ratios
EBITDA
€2k▼
2024 · €2k
Cash flow
€2k▲
2024 · €2k
Solvency
-942.7%▼
2024 · -789.5%
Current ratio
0.03▲
2024 · 0.02
Quick ratio
0.03▲
2024 · 0.02
Debt / equity
-1.11▲
2024 · -1.13
ROA
4.6%▲
2024 · 1.2%
Interest coverage
11.40▲
2024 · 3.37
Debt
€60k▼
2024 · €62k
Debt ≤ 1 year
€60k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€6k▼
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€6k€4k▼
Current assets29/58€1k€2k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€472€2k▲
Other amounts receivable41€604€39▼
Cash at bank and in hand54/58€139€39▼
Deferred charges and accrued income490/1€168-
Equity and liabilities
Total equity and liabilities10/49€7k€6k▼
Equity10/15€-55k€-55k▲
Contributions10/11€19k€19k=
Reserves13€8k€8k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Tax-exempt reserves132€7k€7k=
Profit (loss) carried forward14€-82k€-81k▲
Amounts payable17/49€62k€60k▼
Amounts payable within one year42/48€62k€60k▼
Financial debts43-€10
Credit institutions430/8-€10
Trade debts44€73€3k▲
Suppliers440/4€73€3k▲
Taxes, remuneration and social security45€954-
Remuneration and social security454/9€954-
Other amounts payable47/48€61k€57k▼
Income statement
Code20242025
Non-recurring operating income76A€7k€9k▲
Remuneration, social security and pensions62€15k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€3k€635▼
Gross operating margin9900€20k€3k▼
Operating profit (loss)9901€593€471▼
Financial income75/76B€229€1▼
Recurring financial income75€229€1▼
Financial charges65/66B€736€204▼
Recurring financial charges65€736€204▼
Profit (loss) for the period before taxes9903€86€268▲
Profit (loss) for the period9904€86€268▲
Profit (loss) for the period to be appropriated9905€86€268▲
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-81k▲
Profit (loss) brought forward from the previous period14P€-82k€-82k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-62k ▼1528%
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenlaan 582980 ZoerselGround area
1,297 m²
Building footprint
216 m²
Volume, LiDAR
1,175 m³
Parcel 11017C0568/00F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ELCAR
since 20062.151.350.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017C0568/00F000 | Flanders | 1,297 m² | 1 · 216 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 6,467 EUR awarded · 6,467 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 6,467 EUR | 6,467 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Vlaams beschermingsmechanisme 12 (stopgezet)
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,397. 6,720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-01-2006
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.