BMC Automotive
ActiveSummary
The annual accounts of BMC Automotive for financial year 2025 show a net loss of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €5,766 and a net result of -€7,357. Equity has been growing by about 37% per year since 2023. Its solvency ranks better than 44% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Official details
Source: KBO- Status
- Active since 25-04-2022 Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
- Establishment unit
- 2.330.742.625 9630 Zwalm, since 25-04-2022
- Financial year end
- 30 June
- Peppol
- Reachable since 19-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
- Gross margin
- -€4,459
- Loss
- €7,357
- Equity
- €5,766
- ▼ 56.1%
- Total assets
- €21,500
- ▼ 36.2%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2022Sector: Retail trade (NACE 47)Loss of €7,357 (financial year 2025)lowers riskLiquidity: current ratio 2.73, cash €2,539, halvedShow the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 42% of them on solvency, 60% on liquidity, 6% on profitability and 10% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 15 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Recent changes
- · Gazette deed Registered office moved within Zwalm
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as BMC Automotive: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €19,100 and €26,300, founded between 2021 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| BMC Automotive Zwalm | €21,500 | -€4,459 |
| ASHOUR CARS Deinze | €26,264 | €341 |
| DB AUTOMOBILE Sint-Pieters-Leeuw | €21,619 | -€10,429 |
| BE POWER CARS Namur | €20,832 | -€14,657 |
| ADK CARS Asse | €20,747 | -€36,170 |
| Menara Trade Kasterlee | €24,337 | -€1,511 |
| U.B. Automobile Overijse | €19,093 | -€2,099 |
Key facts about BMC Automotive
- What is the company number of BMC Automotive?
- The company number of BMC Automotive is 0785.382.373. The VAT number is the same number with BE in front: BE 0785.382.373.
- Where is BMC Automotive based?
- The registered office is at Kerkstraat(Hund) 24, 9630 Zwalm.Company details
- What does BMC Automotive do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of BMC Automotive?
- The legal form of BMC Automotive is Private limited company (BV).
- When was BMC Automotive founded?
- BMC Automotive was founded on 25-04-2022.
- Is BMC Automotive still active?
- Yes, BMC Automotive is an active enterprise in the KBO register.
- What is the turnover of BMC Automotive?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is BMC Automotive profitable?
- In financial year 2025, BMC Automotive made a loss of €7,357.
- Where can I find the annual accounts of BMC Automotive?
- BMC Automotive filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BMC Automotive due?
- BMC Automotive must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.