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LIS 03

Active
Private limited companyfounded 20242 yrs activeEmblemsesteenweg(Kessel) 73, 2560 Nijlen, BelgiumKBO/BCE: BE 1012.692.470
Summary

The computed 12-month bankruptcy probability of LIS 03 is 3.9% (moderate). The 2025 annual accounts show equity of €39,456 and a net result of €19,456. Its solvency ranks better than 54% of 13560 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability90
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.38; short-term debt: 65% and cash: 81.6% of total assets), and 65% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
14 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 August 2024, LIS 03 was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€39,456
Total assets
€112,747
Net result
€19,456
Working capital
€27,900

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €112,747
Fixed assets €11,556
Current assets €101,191
Equity and liabilities €112,747
Equity €39,456
Debt €73,291
Debt finances 65.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€28,801
Cash flow
€22,525
Current ratio
1.38
Debt to equity
1.86
ROE
49.3%
ROA
17.3%
Interest coverage
18.05
Debt ≤ 1 year
€73,291
Income taxes
€4,704
Staff costs
€20,406

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€112,747
Fixed assets21/28€11,556
Tangible fixed assets22/27€11,556
Plant, machinery and equipment23€11,556
Current assets29/58€101,191
Amounts receivable within one year40/41€5,834
Trade receivables40€548
Other amounts receivable41€5,286
Cash at bank and in hand54/58€92,057
Deferred charges and accrued income490/1€3,300
Equity and liabilities
Total equity and liabilities10/49€112,747
Equity10/15€39,456
Contributions10/11€20,000
Reserves13€19,000
Distributable reserves133€19,000
Profit (loss) carried forward14€456
Amounts payable17/49€73,291
Amounts payable within one year42/48€73,291
Trade debts44€19,345
Suppliers440/4€19,345
Taxes, remuneration and social security45€11,953
Taxes450/3€8,548
Remuneration and social security454/9€3,405
Other amounts payable47/48€41,993
Income statement Code2025
Remuneration, social security and pensions62€20,406
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,069
Other operating charges640/8€2,667
Gross operating margin9900€51,874
Operating profit (loss)9901€25,732
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€1,596
Recurring financial charges65€1,596
Profit (loss) for the period before taxes9903€24,160
Income taxes67/77€4,704
Profit (loss) for the period9904€19,456
Profit (loss) for the period to be appropriated9905€19,456
Appropriation of the result
Profit (loss) to be appropriated9906€19,456
Transfer to equity691/2€19,000
To the legal reserve6920€19,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€20,406
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,069
Other operating charges640/8€2,667
Gross operating margin9900€51,874
Operating profit (loss)9901€25,732
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€1,596
Recurring financial charges65€1,596
Profit (loss) for the period before taxes9903€24,160
Income taxes67/77€4,704
Profit (loss) for the period9904€19,456
Profit (loss) for the period to be appropriated9905€19,456
Line2025
Assets
Total assets20/58€112,747
Fixed assets21/28€11,556
Tangible fixed assets22/27€11,556
Plant, machinery and equipment23€11,556
Current assets29/58€101,191
Amounts receivable within one year40/41€5,834
Trade receivables40€548
Other amounts receivable41€5,286
Cash at bank and in hand54/58€92,057
Deferred charges and accrued income490/1€3,300
Equity and liabilities
Total equity and liabilities10/49€112,747
Equity10/15€39,456
Contributions10/11€20,000
Reserves13€19,000
Distributable reserves133€19,000
Profit (loss) carried forward14€456
Amounts payable17/49€73,291
Amounts payable within one year42/48€73,291
Trade debts44€19,345
Suppliers440/4€19,345
Taxes, remuneration and social security45€11,953
Taxes450/3€8,548
Remuneration and social security454/9€3,405
Other amounts payable47/48€41,993
Line2025
Profit (loss) for the period9904€19,456
+ Depreciation and write-downs630€3,069
Operating cash flow (approximation)€22,525

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
897 m²
Building footprint
318 m²
Volume, LiDAR
1,640 m³
Parcel 12018A0021/00K000, Flanders · tallest building 13.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LIS 03
Emblemsesteenweg(Kessel) 73, 2560 NijlenGuest rooms (bed and breakfast)
since 20242.363.201.892
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12018A0021/00K000 Flanders 897 m² 1 · 318 m² 13.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 353 EUR awarded · 353 EUR paid
Year Entries awardedpaid
2025 1 0 EUR353 EUR
2024 1 353 EUR0 EUR
Schemes
2 entries · 353 EUR · 353 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Nijlen2.363.201.892
1 permission
Toelating · Eetgelegenheid · since 12-09-2024

Similar companies · same sector, comparable size

Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 9,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
55204Guest rooms (bed and breakfast)
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012692470
Also 9925:BE1012692470
Registered 16-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.