El Chiringuito
ActiveThe computed 12-month bankruptcy probability of El Chiringuito is 3.9% (moderate). The 2025 annual accounts show equity of €40k and a net result of €8k. Its solvency ranks better than 55% of 13090 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency61▼-20
Growth52
Track record82
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 2.13 in 2024; short-term debt: 44.6% and cash: 33.8% of total assets), but 64% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 26.7%
2024 · €32k
2024: €32k
2024 → 2025
Total assets
€112k▲ 97.8%
2024 · €57k
2024: €57k
2024 → 2025
Net result
€8k▼ 70.5%
2024 · €29k
2024: €29k
2024 → 2025
Working capital
€29k▲ 3.4%
2024 · €28k
2024: €28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€32k-€40k▲ 26.7%
Operating result€36k-€12k▼ 66.7%
Net result€29k-€8k▼ 70.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€33k▲ 772%
Current assets
€79k▲ 49.3%
Equity and liabilities €112k
Equity
€40k▲ 26.7%
Debt
€72k▲ 189%
The debt ratio rises from 43.8% to 64.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €37k
Cash flow
€12k▼
2024 · €30k
Solvency
36.0%▼
2024 · 56.2%
Current ratio
1.58▼
2024 · 2.13
Quick ratio
1.58▼
2024 · 2.13
Debt / equity
1.78▲
2024 · 0.78
ROE
21.1%▼
2024 · 90.6%
ROA
7.6%▼
2024 · 50.9%
Interest coverage
19.37▼
2024 · 356.04
Debt
€72k▲
2024 · €25k
Debt ≤ 1 year
€50k▲
2024 · €25k
Debt > 1 year
€22k
Income taxes
€3k▼
2024 · €7k
Staff costs
€28k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€112k▲
Fixed assets21/28€4k€33k▲
Tangible fixed assets22/27€4k€25k▲
Plant, machinery and equipment23€4k€21k▲
Furniture and vehicles24-€2k
Other tangible fixed assets26-€3k
Financial fixed assets28-€8k
Current assets29/58€53k€79k▲
Amounts receivable within one year40/41€50k€41k▼
Trade receivables40€50k€39k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€3k€38k▲
Equity and liabilities
Total equity and liabilities10/49€57k€112k▲
Equity10/15€32k€40k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€29k€37k▲
Amounts payable17/49€25k€72k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€25k€50k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€2k€13k▲
Suppliers440/4€2k€13k▲
Taxes, remuneration and social security45€19k€25k▲
Taxes450/3€19k€14k▼
Remuneration and social security454/9-€11k
Other amounts payable47/48€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€6k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€816€4k▲
Other operating charges640/8€796€2k▲
Gross operating margin9900€44k€45k▲
Operating profit (loss)9901€36k€12k▼
Financial income75/76B-€168
Recurring financial income75-€168
Financial charges65/66B€104€822▲
Recurring financial charges65€104€822▲
Profit (loss) for the period before taxes9903€36k€11k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€29k€8k▼
Profit (loss) for the period to be appropriated9905€29k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€37k▲
Profit (loss) brought forward from the previous period14P-€29k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 1433511 HasseltGround area
956 m²
Building footprint
384 m²
Volume, LiDAR
4,059 m³
2 parcels, Flanders · tallest building 15.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
El Chiringuito
since 20242.361.856.562
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483D0204/00K000 | Flanders | 652 m² | 1 · 226 m² | 15.1 m · 5 fl. |
| 71004C0268/00D000 | Flanders | 304 m² | 1 · 158 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.361.856.562
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,893. 4,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2024
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
82300Organisation of conventions and trade shows
82990Other business support services
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.