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LINKIU

Active Risk: not assessed
Private limited companyfounded 2011active for 15 yearsChaussée de Bruxelles 18, 1410 Waterloo, BelgiumKBO/BCE: BE 0836.710.815

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LINKIU is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €108,235 and a net result of €87,487. Equity has been growing by about 4.7% per year since 2018. Its solvency ranks better than 33% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

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Financial year ended
31-12-2025
Filed on
08-06-2026
Format
micro format
Reference
2026-00145432
Equity
€108,235▲ 3.3%
2024 · €104,747
Net result
€87,487▲ 87.3%
2024 · €46,716
Total assets
€361,068▼ 7.7%
2024 · €391,242
Solvency
30.0%▲ 3.2pp
2024 · 26.8%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is 70% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Operating result€130,153 2025 Net result€87,487 2025

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€8,689-€28,422▲ 227%€29,263▲ 3.0%€81,946▲ 180%€73,898▼ 9.8%€41,515▼ 43.8%€76,596▲ 84.5%€130,153▲ 69.9%
Net result€3,330-€18,622▲ 459%€19,947within the sector's middle half▲ 7.1%€54,875within the sector's middle half▲ 175%€43,922within the sector's middle half▼ 20.0%€28,981within the sector's middle half▼ 34.0%€46,716within the sector's middle half▲ 61.2%€87,487above the sector's middle half▲ 87.3%
Equity€44,685-€44,707=€102,253within the sector's middle half▲ 129%€110,628within the sector's middle half▲ 8.2%€114,550within the sector's middle half▲ 3.5%€101,531within the sector's middle half▼ 11.4%€104,747within the sector's middle half▲ 3.2%€108,235within the sector's middle half▲ 3.3%
Total assets€56,972-€174,218▲ 206%€223,518within the sector's middle half▲ 28.3%€275,321within the sector's middle half▲ 23.2%€384,617within the sector's middle half▲ 39.7%€288,590within the sector's middle half▼ 25.0%€391,242within the sector's middle half▲ 35.6%€361,068within the sector's middle half▼ 7.7%
Debt€12,287-€129,511▲ 954%€121,265▼ 6.4%€164,693▲ 35.8%€270,067▲ 64.0%€187,059▼ 30.7%€286,494▲ 53.2%€252,833▼ 11.7%
Working capital€33,688-€40,432▲ 20.0%€56,086within the sector's middle half▲ 38.7%€72,272within the sector's middle half▲ 28.9%€26,174within the sector's middle half▼ 63.8%€98,411within the sector's middle half▲ 276%€98,546within the sector's middle half▲ 0.1%€101,483within the sector's middle half▲ 3.0%
Solvency78.4%-25.7%▼ 52.8pp45.7%within the sector's middle half▲ 20.1pp40.2%within the sector's middle half▼ 5.6pp29.8%within the sector's middle half▼ 10.4pp35.2%within the sector's middle half▲ 5.4pp26.8%within the sector's middle half▼ 8.4pp30.0%within the sector's middle half▲ 3.2pp
Current ratio3.74-1.87▼ 1.872.01within the sector's middle half▲ 0.131.69within the sector's middle half▼ 0.311.12within the sector's middle half▼ 0.573.57within the sector's middle half▲ 2.441.64within the sector's middle half▼ 1.931.82within the sector's middle half▲ 0.18
Return on assets (ROA)5.8%-10.7%▲ 4.8pp8.9%within the sector's middle half▼ 1.8pp19.9%above the sector's middle half▲ 11.0pp11.4%within the sector's middle half▼ 8.5pp10.0%within the sector's middle half▼ 1.4pp11.9%within the sector's middle half▲ 1.9pp24.2%above the sector's middle half▲ 12.3pp
Staff (FTE)1.2-2.8▲ 133%3.2above the sector's middle half▲ 14.3%3▼ 6.3%3.2▲ 6.7%2.8▼ 12.5%2.7▼ 3.6%2.8▲ 3.7%
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361,068
Fixed assets €135,755 ▼ 1.8%
Current assets €225,313 ▼ 10.9%
Equity and liabilities €361,068
Equity €108,235 ▲ 3.3%
Debt €252,833 ▼ 11.7%
Debt's share of the balance-sheet total falls from 73.2% to 70.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
80.8%▲
2024 · 44.6%
Debt ≤ 1 year
€123,830▼
2024 · €154,400
Debt > 1 year
€129,003=
2024 · €129,049
Income taxes
€36,758▲
2024 · €21,539
Staff costs
€128,867▲
2024 · €106,848
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines

Source: Annual accounts 2025 (PDF), filed on 08-06-2026.

Balance sheet Code20242025
Assets
Total assets20/58€391,242€361,068▼
Fixed assets21/28€138,296€135,755▼
Intangible fixed assets21€1,619€755▼
Tangible fixed assets22/27€136,676€135,000▼
Plant, machinery and equipment23€4,703€2,489▼
Furniture and vehicles24€2,920€25,621▲
Other tangible fixed assets26€129,053€106,890▼
Current assets29/58€252,946€225,313▼
Amounts receivable within one year40/41€23,042€6,461▼
Trade receivables40€6,581-
Other amounts receivable41€16,461€6,461▼
Cash at bank and in hand54/58€173,096€151,855▼
Deferred charges and accrued income490/1€56,809€66,997▲
Equity and liabilities
Total equity and liabilities10/49€391,242€361,068▼
Equity10/15€104,747€108,235▲
Contributions10/11€98,200€98,200=
Reserves13€6,547€10,035▲
Distributable reserves133€6,547€10,035▲
Amounts payable17/49€286,494€252,833▼
Amounts payable after more than one year17€129,049€129,003=
Financial debts170/4€129,049€129,003=
Amounts payable within one year42/48€154,400€123,830▼
Current portion of amounts payable after more than one year42€17,201€24,587▲
Trade debts44€124,601€81,103▼
Suppliers440/4€124,601€81,103▼
Taxes, remuneration and social security45€11,246€16,787▲
Taxes450/3-€1,758
Remuneration and social security454/9€11,246€15,029▲
Other amounts payable47/48€1,352€1,352=
Accrued charges and deferred income492/3€3,045-
Income statement Code20242025
Remuneration, social security and pensions62€106,848€128,867▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,645€36,293▲
Other operating charges640/8€477€3,314▲
Gross operating margin9900€212,566€298,627▲
Operating profit (loss)9901€76,596€130,153▲
Financial charges65/66B€8,341€5,907▼
Recurring financial charges65€8,341€5,907▼
Profit (loss) for the period before taxes9903€68,255€124,246▲
Income taxes67/77€21,539€36,758▲
Profit (loss) for the period9904€46,716€87,487▲
Profit (loss) for the period to be appropriated9905€46,716€87,487▲
Appropriation of the result
Profit (loss) to be appropriated9906€46,716€87,487▲
Transfer to equity691/2€3,216€3,487▲
To the legal reserve6920€3,216€3,487▲
Profit to be distributed694/7€43,500€84,000▲
Return on contributions (dividend)694€43,500€84,000▲

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62---€118,834€157,316€144,262€106,848€128,867▲ 20.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,194€13,009€18,091€18,625€19,590€28,587€28,645€36,293▲ 26.7%
Other operating charges640/8---€1,118€1,968€912€477€3,314▲ 595%
Gross operating margin9900€65,038€134,664€184,600€220,522€252,772€215,276€212,566€298,627▲ 40.5%
Operating profit (loss)9901€8,689€28,422€29,263€81,946€73,898€41,515€76,596€130,153▲ 69.9%
Financial income75/76B-----€8,456---
Recurring financial income75€1€4---€8,456---
Financial charges65/66B---€4,123€13,128-€8,341€5,907▼ 29.2%
Recurring financial charges65€1,466€1,640€3,320€4,123€13,128-€8,341€5,907▼ 29.2%
Profit (loss) for the period before taxes9903€7,224€26,786€25,942€77,822€60,769€49,971€68,255€124,246▲ 82.0%
Income taxes67/77€3,894€8,164€5,996€22,948€16,847€20,989€21,539€36,758▲ 70.7%
Profit (loss) for the period9904€3,330€18,622€19,947€54,875€43,922€28,981€46,716€87,487▲ 87.3%
Profit (loss) for the period to be appropriated9905€3,330€18,622€19,947€54,875€43,922€28,981€46,716€87,487▲ 87.3%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€56,972€174,218€223,518€275,321€384,617€288,590€391,242€361,068▼ 7.7%
Fixed assets21/28€10,997€87,487€111,736€98,856€148,876€151,851€138,296€135,755▼ 1.8%
Intangible fixed assets21€566€2,838€2,129€3,085€4,057€2,483€1,619€755▼ 53.4%
Tangible fixed assets22/27€6,831€84,648€109,607€95,771€144,819€149,367€136,676€135,000▼ 1.2%
Plant, machinery and equipment23---€2,829€1,320€1,910€4,703€2,489▼ 47.1%
Furniture and vehicles24-----€2,365€2,920€25,621▲ 777%
Other tangible fixed assets26---€92,942€143,499€145,092€129,053€106,890▼ 17.2%
Financial fixed assets28€3,600--------
Current assets29/58€45,975€86,731€111,782€176,465€235,741€136,739€252,946€225,313▼ 10.9%
Amounts receivable within one year40/41€43,098€27,560€2,392€3,729€26,205€34,608€23,042€6,461▼ 72.0%
Trade receivables40---€540-€20,045€6,581--
Other amounts receivable41---€3,189€26,205€14,563€16,461€6,461▼ 60.7%
Cash at bank and in hand54/58-€37,865€66,426€87,647€147,048€36,983€173,096€151,855▼ 12.3%
Deferred charges and accrued income490/1---€85,089€62,487€65,149€56,809€66,997▲ 17.9%
Equity and liabilities
Total equity and liabilities10/49€56,972€174,218€223,518€275,321€384,617€288,590€391,242€361,068▼ 7.7%
Equity10/15€44,685€44,707€102,253€110,628€114,550€101,531€104,747€108,235▲ 3.3%
Contributions10/11€30,000€30,000-€98,200€98,200€98,200€98,200€98,200=
Reserves13€14,685€14,707€27,733€12,428€16,350€3,331€6,547€10,035▲ 53.3%
Non-distributable reserves130/1---€6,112€6,112----
Reserves not available under the articles1311---€6,112€6,112----
Distributable reserves133---€6,315€10,238€3,331€6,547€10,035▲ 53.3%
Profit (loss) carried forward14---€23,680------
Amounts payable17/49€12,287€129,511€121,265€164,693€270,067€187,059€286,494€252,833▼ 11.7%
Amounts payable after more than one year17-€60,500€65,570€60,500€60,500€148,730€129,049€129,003=
Financial debts170/4---€60,500€60,500€148,730€129,049€129,003=
Amounts payable within one year42/48€12,287€46,300€55,696€104,193€209,567€38,329€154,400€123,830▼ 19.8%
Current portion of amounts payable after more than one year42---€5,070-€8,841€17,201€24,587▲ 42.9%
Trade debts44€6,789€17,488€31,487€86,518€195,739€12,759€124,601€81,103▼ 34.9%
Suppliers440/4---€86,518€195,739€12,759€124,601€81,103▼ 34.9%
Taxes, remuneration and social security45---€12,606€13,791€15,376€11,246€16,787▲ 49.3%
Taxes450/3-------€1,758-
Remuneration and social security454/9---€12,606€13,791€15,376€11,246€15,029▲ 33.6%
Other amounts payable47/48----€37€1,352€1,352€1,352=
Accrued charges and deferred income492/3------€3,045--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€3,330€18,622€19,947€54,875€43,922€28,981€46,716€87,487▲ 87.3%
+ Depreciation and write-downs630€4,194€13,009€18,091€18,625€19,590€28,587€28,645€36,293▲ 26.7%
Operating cash flow (approximation)€7,523€31,631€38,037€73,499€63,512€57,569€75,361€123,780▲ 64.3%
Investment in fixed assets (approximation)--€89,499-€42,340-€5,744-€69,610-€31,562-€15,090-€33,752▼ 124%
Change in cash--€28,560€21,221€59,401-€110,066€136,113-€21,241-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 14 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 08-06-2026 2026-00145432 PDF
31-12-2024 micro format 18-06-2025 2025-00155827 PDF
31-12-2023 micro format 24-06-2024 2024-00172027 PDF
31-12-2022 micro format 13-06-2023 2023-00129482 PDF
31-12-2021 micro format 10-06-2022 2022-20059512 PDF
31-12-2020 micro format 09-06-2021 2021-18600554 PDF
31-12-2019 full format 04-06-2020 2020-14800218 PDF
31-12-2018 full format 12-06-2019 2019-18200291 PDF
31-12-2017 full format 08-06-2018 2018-17400193 PDF
31-12-2016 full format 19-06-2017 2017-18700199 PDF

Show all 14 filings

Comparable companies

These companies have the same main activity as LINKIU: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €342,000 and €450,000, founded between 2010 and 2014.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
LINKIU Waterloo2011€361,068€108,235€298,627€87,487-2025
O.L.D. FINANCES Nivelles2010€342,040€227,638€261,198€58,488-2025
VERADIS Gooik2011€405,275€139,168€305,482€9,485-2025
TWENTY ONE INVEST Braine-l'Alleud2014€354,457€92,280€350,712€18,9263.52025
FINVA Sint-Truiden2013€352,461€194,436€327,537€1,64142025
KANTOOR CLICQUE Knokke-Heist2013€411,264€74,670€336,553€211-2025
CREDILIS Namur2013€450,197€318,803€298,188€116,346-2025

They were chosen from the 1,171 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.