Summary
LINKIU is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €108,235 and a net result of €87,487. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 2515 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
43 d early
2023
37 d early
2022
48 d early
2021
51 d early
2020
52 d early
2019
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€108,235▲ 3.3%
2024 · €104,747
Net result
€87,487▲ 87.3%
2024 · €46,716
Total assets
€361,068▼ 7.7%
2024 · €391,242
Solvency
30.0%▲ 3.2pp
2024 · 26.8%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81,946▲ 180%€73,898▼ 9.8%€41,515▼ 43.8%€76,596▲ 84.5%€130,153▲ 69.9%
Net result€54,875within the sector's middle half▲ 175%€43,922within the sector's middle half▼ 20.0%€28,981within the sector's middle half▼ 34.0%€46,716within the sector's middle half▲ 61.2%€87,487above the sector's middle half▲ 87.3%
Equity€110,628within the sector's middle half▲ 8.2%€114,550within the sector's middle half▲ 3.5%€101,531within the sector's middle half▼ 11.4%€104,747within the sector's middle half▲ 3.2%€108,235within the sector's middle half▲ 3.3%
Total assets€275,321within the sector's middle half▲ 23.2%€384,617within the sector's middle half▲ 39.7%€288,590within the sector's middle half▼ 25.0%€391,242within the sector's middle half▲ 35.6%€361,068within the sector's middle half▼ 7.7%
Debt€164,693▲ 35.8%€270,067▲ 64.0%€187,059▼ 30.7%€286,494▲ 53.2%€252,833▼ 11.7%
Working capital€72,272within the sector's middle half▲ 28.9%€26,174within the sector's middle half▼ 63.8%€98,411within the sector's middle half▲ 276%€98,546within the sector's middle half▲ 0.1%€101,483within the sector's middle half▲ 3.0%
Solvency40.2%within the sector's middle half▼ 5.6pp29.8%within the sector's middle half▼ 10.4pp35.2%within the sector's middle half▲ 5.4pp26.8%within the sector's middle half▼ 8.4pp30.0%within the sector's middle half▲ 3.2pp
Current ratio1.69within the sector's middle half▼ 0.311.12within the sector's middle half▼ 0.573.57within the sector's middle half▲ 2.441.64within the sector's middle half▼ 1.931.82within the sector's middle half▲ 0.18
Return on assets (ROA)19.9%above the sector's middle half▲ 11.0pp11.4%within the sector's middle half▼ 8.5pp10.0%within the sector's middle half▼ 1.4pp11.9%within the sector's middle half▲ 1.9pp24.2%above the sector's middle half▲ 12.3pp
Staff (FTE)3▼ 6.3%3.2▲ 6.7%2.8▼ 12.5%2.7▼ 3.6%2.8▲ 3.7%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361,068
Fixed assets
€135,755 ▼ 1.8%
Current assets
€225,313 ▼ 10.9%
Equity and liabilities €361,068
Equity
€108,235 ▲ 3.3%
Debt
€252,833 ▼ 11.7%
Debt's share of the balance-sheet total falls from 73.2% to 70.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
80.8%▲
2024 · 44.6%
Debt ≤ 1 year
€123,830▼
2024 · €154,400
Debt > 1 year
€129,003=
2024 · €129,049
Income taxes
€36,758▲
2024 · €21,539
Staff costs
€128,867▲
2024 · €106,848
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €118,834 | €157,316 | €144,262 | €106,848 | €128,867 | ▲ 20.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,625 | €19,590 | €28,587 | €28,645 | €36,293 | ▲ 26.7% |
| Other operating charges640/8 | €1,118 | €1,968 | €912 | €477 | €3,314 | ▲ 595% |
| Gross operating margin9900 | €220,522 | €252,772 | €215,276 | €212,566 | €298,627 | ▲ 40.5% |
| Operating profit (loss)9901 | €81,946 | €73,898 | €41,515 | €76,596 | €130,153 | ▲ 69.9% |
| Financial income75/76B | - | - | €8,456 | - | - | - |
| Recurring financial income75 | - | - | €8,456 | - | - | - |
| Financial charges65/66B | €4,123 | €13,128 | - | €8,341 | €5,907 | ▼ 29.2% |
| Recurring financial charges65 | €4,123 | €13,128 | - | €8,341 | €5,907 | ▼ 29.2% |
| Profit (loss) for the period before taxes9903 | €77,822 | €60,769 | €49,971 | €68,255 | €124,246 | ▲ 82.0% |
| Income taxes67/77 | €22,948 | €16,847 | €20,989 | €21,539 | €36,758 | ▲ 70.7% |
| Profit (loss) for the period9904 | €54,875 | €43,922 | €28,981 | €46,716 | €87,487 | ▲ 87.3% |
| Profit (loss) for the period to be appropriated9905 | €54,875 | €43,922 | €28,981 | €46,716 | €87,487 | ▲ 87.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €275,321 | €384,617 | €288,590 | €391,242 | €361,068 | ▼ 7.7% |
| Fixed assets21/28 | €98,856 | €148,876 | €151,851 | €138,296 | €135,755 | ▼ 1.8% |
| Intangible fixed assets21 | €3,085 | €4,057 | €2,483 | €1,619 | €755 | ▼ 53.4% |
| Tangible fixed assets22/27 | €95,771 | €144,819 | €149,367 | €136,676 | €135,000 | ▼ 1.2% |
| Plant, machinery and equipment23 | €2,829 | €1,320 | €1,910 | €4,703 | €2,489 | ▼ 47.1% |
| Furniture and vehicles24 | - | - | €2,365 | €2,920 | €25,621 | ▲ 777% |
| Other tangible fixed assets26 | €92,942 | €143,499 | €145,092 | €129,053 | €106,890 | ▼ 17.2% |
| Current assets29/58 | €176,465 | €235,741 | €136,739 | €252,946 | €225,313 | ▼ 10.9% |
| Amounts receivable within one year40/41 | €3,729 | €26,205 | €34,608 | €23,042 | €6,461 | ▼ 72.0% |
| Trade receivables40 | €540 | - | €20,045 | €6,581 | - | - |
| Other amounts receivable41 | €3,189 | €26,205 | €14,563 | €16,461 | €6,461 | ▼ 60.7% |
| Cash at bank and in hand54/58 | €87,647 | €147,048 | €36,983 | €173,096 | €151,855 | ▼ 12.3% |
| Deferred charges and accrued income490/1 | €85,089 | €62,487 | €65,149 | €56,809 | €66,997 | ▲ 17.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €275,321 | €384,617 | €288,590 | €391,242 | €361,068 | ▼ 7.7% |
| Equity10/15 | €110,628 | €114,550 | €101,531 | €104,747 | €108,235 | ▲ 3.3% |
| Contributions10/11 | €98,200 | €98,200 | €98,200 | €98,200 | €98,200 | = |
| Reserves13 | €12,428 | €16,350 | €3,331 | €6,547 | €10,035 | ▲ 53.3% |
| Non-distributable reserves130/1 | €6,112 | €6,112 | - | - | - | - |
| Reserves not available under the articles1311 | €6,112 | €6,112 | - | - | - | - |
| Distributable reserves133 | €6,315 | €10,238 | €3,331 | €6,547 | €10,035 | ▲ 53.3% |
| Amounts payable17/49 | €164,693 | €270,067 | €187,059 | €286,494 | €252,833 | ▼ 11.7% |
| Amounts payable after more than one year17 | €60,500 | €60,500 | €148,730 | €129,049 | €129,003 | = |
| Financial debts170/4 | €60,500 | €60,500 | €148,730 | €129,049 | €129,003 | = |
| Amounts payable within one year42/48 | €104,193 | €209,567 | €38,329 | €154,400 | €123,830 | ▼ 19.8% |
| Current portion of amounts payable after more than one year42 | €5,070 | - | €8,841 | €17,201 | €24,587 | ▲ 42.9% |
| Trade debts44 | €86,518 | €195,739 | €12,759 | €124,601 | €81,103 | ▼ 34.9% |
| Suppliers440/4 | €86,518 | €195,739 | €12,759 | €124,601 | €81,103 | ▼ 34.9% |
| Taxes, remuneration and social security45 | €12,606 | €13,791 | €15,376 | €11,246 | €16,787 | ▲ 49.3% |
| Taxes450/3 | - | - | - | - | €1,758 | - |
| Remuneration and social security454/9 | €12,606 | €13,791 | €15,376 | €11,246 | €15,029 | ▲ 33.6% |
| Other amounts payable47/48 | - | €37 | €1,352 | €1,352 | €1,352 | = |
| Accrued charges and deferred income492/3 | - | - | - | €3,045 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,875 | €43,922 | €28,981 | €46,716 | €87,487 | ▲ 87.3% |
| + Depreciation and write-downs630 | €18,625 | €19,590 | €28,587 | €28,645 | €36,293 | ▲ 26.7% |
| Operating cash flow (approximation) | €73,499 | €63,512 | €57,569 | €75,361 | €123,780 | ▲ 64.3% |
| Investment in fixed assets (approximation) | - | -€69,610 | -€31,562 | -€15,090 | -€33,752 | ▼ 124% |
| Change in cash | - | €59,401 | -€110,066 | €136,113 | -€21,241 | ▼ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Resignations: Christophe Vandepaer, Jérémy Pirotte and AURECYFLOR SRLAppointments: RISKCare BV, LINK ME SRL and 2 others · Director discharge · Power of attorney13 facts ▸
State Gazette act
Resignations: Christophe Vandepaer, Jérémy Pirotte and AURECYFLOR SRL
Appointments: RISKCare BV, LINK ME SRL and 2 others · Director discharge · Power of attorney13 facts ▸
- Director resignation, Christophe Vandepaer (director)
- Director resignation, Jérémy Pirotte (director)
- Director resignation, AURECYFLOR SRL (director)
- Director discharge, Christophe Vandepaer
- Director discharge, Jérémy Pirotte
- Director discharge, AURECYFLOR SRL
- Director appointment, RISKCare BV (director)
- Director appointment, LINK ME SRL (director)
- Director appointment, VYP SRL (director)
- Director appointment, AURECYFLOR SRL (director)
- Power of attorney, David Prync
- Power of attorney, Ivana Jeanmart
- +1 further facts in this act
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €87,487 ▲87.3%
Operating result €130,153, net result €87,487, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.57
Current ratio from 1.12 to 3.57; short-term debt falls from €209,567 to €38,329.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100,000Eq €102,253 ▲129%
3 profitable years in a row build equity to €102,253.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26101453). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 3
LINK ME
CurrentDirector · since 30-06-2026 · Private limited company (pre-2019) · perm. rep.: Christophe Vandepaer
RISKCare
CurrentDirector · since 30-06-2026 · Private limited company · perm. rep.: Herman Kerremans
VYP
CurrentDirector · since 30-06-2026 · Private limited company (pre-2019) · perm. rep.: Jérémy Pirotte
Permanent representatives 3
Christophe Vandepaer
CurrentPermanent representative · since 30-06-2026 · for LINK ME
Herman Kerremans
CurrentPermanent representative · since 30-06-2026 · for RISKCare
Jérémy Pirotte
CurrentPermanent representative · since 30-06-2026 · for VYP
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2011
Ground area
100 m²
Building footprint
108 m²
Volume, LiDAR
732 m³
Parcel 25762H0866/00_000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
LINKIU
since 20112.200.598.517
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0866/00_000 | Wallonia | 100 m² | 1 · 108 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
6 people since 2026, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| LINK ME |
|
| RISKCare |
|
| VYP |
|
| AURECYFLOR |
|
| Christophe Vandepaer |
|
| Jérémy Pirotte |
|
Articles of association
Who signs
Each director alone
Structure & network
Connections & network
6 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Company details
Identification
Legal formPrivate limited company
Founded01-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
66220Insurance agents and brokers
65111Insurance, reinsurance and pension funding, except compulsory social security
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0836710815
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.