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LINK VERSICHERUNGEN

Inactive
Coöperatieve vennootschap met beperkte aansprakelijkheidKBO/BCE: BE 0432.890.709

Inactive since 22-09-2026; last annual accounts for fiscal year 2025. Dissolved and wound up in a single deed on 15-09-2026; books and records kept in Sankt Vith (5 years).

Signals

1 signal. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
35 d early
2023
41 d early
2022
on the day
2021
29 d late
2020
18 d early
2019
49 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k
2024 · €-20k
2018: €-13k 2019: €-13k 2020: €-12k 2021: €-12k 2022: €9k 2023: €-20k 2024: €-20k
2018 → 2025
Working capital
€127k▲ 34.2%
2024 · €95k
2018: €79k 2019: €80k 2020: €82k 2021: €84k 2022: €107k 2023: €100k 2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€221k-€230k▲ 3.8%€210k▼ 8.8%€190k▼ 9.4%€208k▲ 9.7%
Operating result€-18k-€-22k▼ 23.4%€-27k▼ 20.0%€-26k▲ 1.8%€-26k▲ 2.5%
Net result€-12k-€9k€-20k€-20k▲ 2.4%€18k
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €-18k€-18kNet result 2021: €-12k€-12kOperating result 2022: €-22k€-22kNet result 2022: €9k€9kOperating result 2023: €-27k€-27kNet result 2023: €-20k€-20kOperating result 2024: €-26k€-26kNet result 2024: €-20k€-20kOperating result 2025: €-26k€-26kNet result 2025: €18k€18k20212022202320242025€-40k€-20k€0€20kOperating result 2023: €-27k€-27kNet result 2023: €-20k€-20kOperating result 2024: €-26k€-26kNet result 2024: €-20k€-20kOperating result 2025: €-26k€-26kNet result 2025: €18k€18k202320242025
The operating result stays negative: a loss of €26k in 2025 against €26k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets €122k ▼ 14.6%
Current assets €149k ▲ 53.3%
Equity and liabilities €270k
Equity €208k ▲ 9.7%
Provisions €41k ▼ 14.3%
Debt €21k ▲ 960%
Debt's share of the balance-sheet total rises from 0.8% to 7.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-5k
2024 · €-6k
Cash flow
€39k
2024 · €1k
Current ratio
7.01
2024 · 48.45
Debt to equity
0.10
2024 · 0.01
ROE
8.8%
2024 · -10.3%
ROA
6.8%
2024 · -8.2%
Interest coverage
-108.38
2024 · -123.04
Debt ≤ 1 year
€21k
2024 · €2k
Income taxes
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€240k€270k
Fixed assets21/28€143k€122k
Intangible fixed assets21€142k€122k
Tangible fixed assets22/27€555-
Land and buildings22€555-
Current assets29/58€97k€149k
Current investments50/53€95k€147k
Cash at bank and in hand54/58€1k€1k
Deferred charges and accrued income490/1€358€736
Equity and liabilities
Total equity and liabilities10/49€240k€270k
Equity10/15€190k€208k
Contributions10/11€19k€19k=
Reserves13€182k€200k
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€97k€84k
Distributable reserves133€80k€111k
Profit (loss) carried forward14€-11k€-11k
Provisions and deferred taxes16€48k€41k
Deferred taxes168€48k€41k
Amounts payable17/49€2k€21k
Amounts payable within one year42/48€2k€21k
Taxes, remuneration and social security45-€14k
Taxes450/3-€14k
Other amounts payable47/48€2k€7k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€1k€2k
Gross operating margin9900€-4k€-3k
Operating profit (loss)9901€-26k€-26k
Financial income75/76B-€52k
Recurring financial income75-€52k
Non-recurring financial income76B-€52k
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€-26k€26k
Transfer from deferred taxes780€7k€7k=
Income taxes67/77-€14k
Profit (loss) for the period9904€-20k€18k
Transfer from tax-exempt reserves789€13k€13k=
Profit (loss) for the period to be appropriated9905€-6k€32k
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€20k
Profit (loss) brought forward from the previous period14P€-5k€-11k
Transfer to equity691/2-€31k
To other reserves6921-€31k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-09
State Gazette act General meeting · Other statement
Auditor report · Liquidation closure · Director discharge7 facts ▸
  • General meeting, 15-09-2026
  • Other statement, Bericht des Verwaltungsorgans, Eröffnung der Liquidation der Gesellschaft
  • Auditor report, 23283.68, Betriebsrevisor
  • General meeting, 15-09-2026
  • Liquidation closure, 15-09-2026
  • Other statement, Liquidator, kein Liquidator ernannt werden musste
  • Director discharge, Raphaël HERBRAND (verwalter)
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-12
Financial Equity above €200kEq €208k ▲9.7%
Equity rises from €190k to €208k.
26-06
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial Liquidity times 5current ratio 48.45
Current ratio from 10.17 to 48.45; short-term debt falls from €11k to €2k.
20-06
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial Weakest financial yearnet €-20k ▼336%
Net result drops to €-20k, the lowest in the series.
31-07
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial Back to profitnet €9k
Net result €9k after 4 loss-making years.
31-12
Financial Liquidity times 5current ratio 10.73
Current ratio from 2.07 to 10.73; short-term debt falls from €78k to €11k.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema · 29 days late
Show earlier events
2021
13-07
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema
2020
18-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
2019
03-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Articles of association

Other provisions of the articles (2)
  • Liquidation distribution: Zuteilung der restlichen Aktiva an die Aktionäre im Verhältnis zu ihren jeweiligen Anteilen
  • Custody of records: 4780 Sankt Vith – Recht, Klingelgasse 10, 5