Active BE 0860.822.639Private limited company

LINK'D UP

Paalstraat 48 ·2900 Schoten, Belgium· 22 yrs active

Sector: Retail sale of women's outerwear (47711)

Conclusion Checked

LINK'D UP has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €198k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 87% of 26062 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€198k
Net result	€5k
Staff (FTE)	3.8
Better than sector	87%

Financial profile 5 of 5 axes measured · computed by Checked

65 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 83

Profitability 12

Solvency 100

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2003, 22 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

83 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€16k

estimate, not credit advice

Score history

75 2020

93 2021

86 2022

98 2023

83 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 4.45 (≥ 1.5) +10

Quick ratio Quick ratio 2.43 (≥ 1.0) +5

Leverage Debt/equity 0.27 (< 1.0) +10

Profitability ROE 2% +3

Interest coverage Interest coverage 3.5× (≥ 3×) +8

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview21 NBB filings

Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 5 fiscal years (±1.8%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	78.5%	32.3%	better than 87% of 26062 sector peers
Net result	€5k	€4k	better than 51% of 26030 sector peers
Equity	€198k	€39k	better than 85% of 26122 sector peers
Gross operating margin	€102k	€31k	better than 79% of 25986 sector peers
Staff costs	€106k	€38k	higher than 83% of 12217 sector peers

EBITDA

€5k

-90.0% 20-24

Net profit

€5k

-86.2% 20-24

Cash flow

€8k

-78.5% 20-24

Total assets

€253k

-7.3% 20-24

Equity

€198k

-9.8% 20-24

Working capital

€188k

-9.0% 20-24

Employees (FTE)

4

-9.5% 20-24

Staff costs

€106k

+9.7% 20-24

Income taxes

€4k

-75.1% 20-24

Dividends

€26k

-56.4% 20-24

Debt

€54k

+2.8% 20-24

Debt ≤ 1y

€54k

+2.8% 20-24

Current ratio

4.45

-9.1% 20-24

Quick ratio

2.43

-11.3% 20-24

Solvency

78.5%

-2.6% 20-24

Debt / equity

0.27

+13.9% 20-24

ROE

2.4%

-84.8% 20-24

ROA

1.9%

-85.2% 20-24

Interest coverage

3.54

-89.3% 20-24

Figures by fiscal year and ratios

Change versus the prior fiscal year, coloured by direction (green = favourable).

Fiscal year	2024 Δ	2023 Δ	2022 Δ	2021 Δ	2020 Δ
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	-90.0%	+65.4%	-36.8%	+29.2%	-
Net profit	-86.2%	+54.0%	-31.2%	-30.2%	-
Cash flow	-78.5%	+45.2%	-31.4%	-28.5%	-
Staff costs	+9.7%	+4.3%	+2.1%	-	-
Income taxes	-75.1%	+52.6%	-26.9%	-13.0%	-
Dividends	-56.4%	-	-100.0%	-	-
Total assets	-7.3%	-12.5%	+11.7%	+9.3%	-
Equity	-9.8%	-13.3%	+9.9%	+11.1%	-
Debt	+2.8%	-8.7%	+20.4%	+1.5%	-
of which ≤ 1y	+2.8%	-8.7%	+20.4%	+1.5%	-
of which > 1y	-	-	-	-	-
Working capital	-9.0%	-13.7%	+8.6%	+15.0%	-
Employees (FTE)	-9.5%	-12.5%	0.0%	+50.0%	-

Ratios (computed)

	2024	2023	2022	2021	2020
Current ratio	4.45	4.90	5.12	5.57	5.03
Quick ratio	2.43	2.74	3.21	3.49	2.15
Working capital ratio	74.4%	75.8%	76.8%	78.9%	75.0%
Solvency	78.5%	80.6%	81.4%	82.7%	81.4%
Debt / equity	0.27	0.24	0.23	0.21	-
Long-term debt ratio	-	-	-	-	-
Interest coverage	3.54	33.07	19.22	22.64	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	1.9%	12.9%	7.3%	11.9%	18.6%
ROE	2.4%	16.0%	9.0%	14.3%	22.8%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2024

Assets

Fixed assets €10k · 4.1% Current assets €242k · 95.9%

Equity & liabilities

Equity €198k · 78.5% Debt €54k · 21.6%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023	2022	2021	2020
Balance sheet, Assets
TOTAL ASSETS	20/58	€253k	€273k	€311k	€279k	€255k
Fixed assets	21/28	€10k	€13k	€14k	€11k	€16k
Tangible fixed assets	22/27	€10k	€13k	€14k	€10k	€16k
Financial fixed assets	28	€250	€250	€250	€250	€250
Current assets	29/58	€242k	€259k	€297k	€268k	€239k
Stocks & contracts in progress	3	€110k	€114k	€111k	€100k	€137k
Amounts receivable within one year	40/41	€29k	€25k	€40k	€13k	€10k
Cash & bank	54/58	€101k	€117k	€139k	€154k	€91k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€253k	€273k	€311k	€279k	€255k
Equity	10/15	€198k	€220k	€253k	€231k	€208k
Contributions / capital	10/11	€16k	€16k	€25k	€25k	-
Reserves	13	€182k	€203k	€228k	€206k	€183k
Accumulated profits (losses)	14	€0	€0	€0	€0	-
Amounts payable	17/49	€54k	€53k	€58k	€48k	€47k
Amounts payable within one year	42/48	€54k	€53k	€58k	€48k	€47k
Trade debts payable within one year	44	€18k	€11k	€22k	€4k	€7k
Income statement
Gross operating margin	9900	€102k	€154k	€123k	€147k	€152k
Operating result	9901	€1k	€42k	€24k	€38k	€27k
Financial income	75	€9k	€9k	€10k	€10k	€12k
Financial charges	65	€1k	€1k	€1k	€2k	€2k
Result before taxes	9903	€9k	€50k	€33k	€47k	€37k
Income taxes	67/77	€4k	€15k	€10k	€14k	€16k
Net result for the period	9904	€5k	€35k	€23k	€33k	€21k
Result to be appropriated	9905	€5k	€35k	€23k	€33k	€47k

Legal Structure

NACE primary	Retail sale of women's outerwear(47711)
Legal form	Private limited company(610)
Incorporation	02-10-2003
Status	Active
Postal code	2900

Establishment units 1 location

IMAGIN

Paalstraat 48, 2900 SchotenNACE 52423

since 20032.133.785.511

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11442C0156/00B002	Flanders	625 m²	1 · 275 m²	14.8 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

2025

17-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €5k ▼86.2%

Net result drops to €5k, the lowest in the series.

26-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

19-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

28-12

State Gazette act Director changes

Annekatrien VAN OOSTVELDT

05-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

09-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

12-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 12 days late

2019

10-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

27-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 31 days late

2016

31-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 31 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2022

28-12-2022 Change in the board of directors Director changes·Annekatrien VAN OOSTVELDT

Notary: Annekatrien VAN OOSTVELDT · Antwerpen-Merksem

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Retail sale of women's outerwear47711Retail sale of clothing and accessories for women, men, children and babies (general range)477165242152423Retail trade47712Retail trade47714Retail trade47715Retail sale of footwear477215242252425

Names & trade names

Legal nameNL

LINK'D UP

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