Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
2025
10-11-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-11-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-11-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-11-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-11-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
18-12-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-11-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
14-11-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-11-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
04-07-2017 State Gazette act Publication
Act object · Notarial deed · General meeting · Capital increase
2016
30-12-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financials
Equity€1.96M+7.3%
2023: €1.83M
Total assets€1.99M+2.7%
2023: €1.94M
Net result€133k+10.1%
2023: €121k
Working capital€1.21M+7.3%
2023: €1.13M
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2024 · micro schema€181k
+10.5%
23-24
€133k
+8.1%
23-24
€50k
+25.8%
23-24
€31k
-48.7%
23-24
€31k
-48.7%
23-24
39.61
+103.3%
23-24
39.61
+103.3%
23-24
98.4%
+4.5%
23-24
0.02
-52.1%
23-24
6.8%
+2.6%
23-24
6.7%
+7.2%
23-24
248.93
+9.3%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €181k |
| Net profit | €133k |
| Cash flow | €133k |
| Staff costs | - |
| Income taxes | €50k |
| Dividends | - |
| Total assets | €1.99M |
| Equity | €1.96M |
| Debt | €31k |
| of which ≤ 1y | €31k |
| of which > 1y | - |
| Working capital | €1.21M |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 39.61 |
| Quick ratio | 39.61 |
| Working capital ratio | 60.8% |
| Solvency | 98.4% |
| Debt / equity | 0.02 |
| Long-term debt ratio | - |
| Interest coverage | 248.93 |
| Gross margin | - |
| Net margin | - |
| ROA | 6.7% |
| ROE | 6.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.99M |
| Fixed assets | 21/28 | €750k |
| Tangible fixed assets | 22/27 | €71k |
| Financial fixed assets | 28 | €679k |
| Current assets | 29/58 | €1.24M |
| Amounts receivable within one year | 40/41 | €312k |
| Cash & bank | 54/58 | €929k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.99M |
| Equity | 10/15 | €1.96M |
| Contributions / capital | 10/11 | €205k |
| Reserves | 13 | €135k |
| Accumulated profits (losses) | 14 | €1.62M |
| Amounts payable | 17/49 | €31k |
| Amounts payable within one year | 42/48 | €31k |
| Income statement | ||
| Gross operating margin | 9900 | €130k |
| Operating result | 9901 | €181k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €727 |
| Result before taxes | 9903 | €183k |
| Income taxes | 67/77 | €50k |
| Net result for the period | 9904 | €133k |
| Result to be appropriated | 9905 | €133k |
Signals
1 signal
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 35 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 10-11-2025 | 102 d late | 2025-00566056 |
| 31-12-2023 | 31-07-2024 | 23-11-2024 | 115 d late | 2024-00605040 |
| 31-12-2022 | 31-07-2023 | 19-11-2023 | 111 d late | 2023-00515365 |
| 31-12-2021 | 31-07-2022 | 07-11-2022 | 99 d late | 2022-20517601 |
| 31-12-2020 | 31-07-2021 | 26-11-2021 | 118 d late | 2021-78400227 |
| 31-12-2019 | 31-07-2020 | 18-12-2020 | 140 d late | 2020-76500162 |
| 31-12-2018 | 31-07-2019 | 29-11-2019 | 121 d late | 2019-75100123 |
| 31-12-2017 | 31-07-2018 | 14-11-2018 | 106 d late | 2018-72400053 |
| 31-12-2016 | 31-07-2017 | 30-11-2017 | 122 d late | 2017-71000269 |
| 31-12-2015 | 31-07-2016 | 30-12-2016 | 152 d late | 2016-72200332 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schepenenstraat 191050 ElseneEstablishment units
1 locationSchepenenstraat 19, 1050 Elsene
since 19992.092.296.829
Parcels1
Ground area194 m²
Buildings1
Building footprint89 m²
Volume (LiDAR)1,040 m³
Tallest building19.5 m · ±4 fl.
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0187/00Y003 | Brussels | 194 m² | 1 · 89 m² | 19.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
Similar companies
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BE 0544.510.191 · Elsene
BE 0460.582.031 · Elsene
BE 0677.677.533 · Elsene
How this selection is made
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,402 of the 29,665 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
General construction of residential buildings4100145211