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LIMIK

Active
Private limited companyfounded 201016 yrs activeHugo Verrieststraat 25, 9470 Denderleeuw, BelgiumKBO/BCE: BE 0824.363.408
Summary

LIMIK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€4,470) and a net result of €2,197. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 2460 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 2460 sector peers (2025).
NBB · sector comparison
Position among 2460 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
1 d early
2023
12 d early
2022
19 d early
2021
6 d early
2020
30 d late
2019
117 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 March 2010, LIMIK was incorporated.1 Total assets went from EUR 72,780 in 2018 to EUR 63,308 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€4,470▲ 69.9%
2024 · -€14,867
Net result
€2,197
2024 · -€15,073
Total assets
€63,308▲ 515%
2024 · €10,287
Solvency
-7.1%▲ 137.5pp
2024 · -144.5%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,478€7,240-€6,791-€14,956▼ 120%€2,272
Net result-€1,558below the sector's middle half€7,160within the sector's middle half-€7,283below the sector's middle half-€15,073below the sector's middle half▼ 107%€2,197below the sector's middle half
Equity€328below the sector's middle half▼ 82.6%€7,489below the sector's middle half▲ 2,181%€206below the sector's middle half▼ 97.3%-€14,867below the sector's middle half-€4,470below the sector's middle half▲ 69.9%
Total assets€95,771below the sector's middle half▲ 39.3%€47,427below the sector's middle half▼ 50.5%€15,316below the sector's middle half▼ 67.7%€10,287below the sector's middle half▼ 32.8%€63,308below the sector's middle half▲ 515%
Debt€95,442▲ 42.8%€39,938▼ 58.2%€15,110▼ 62.2%€25,154▲ 66.5%€67,778▲ 169%
Working capital€328▼ 82.6%€7,489▲ 2,181%€206▼ 97.3%-€14,867-€4,470▲ 69.9%
Solvency0.3%below the sector's middle half▼ 2.4pp15.8%below the sector's middle half▲ 15.4pp1.3%below the sector's middle half▼ 14.4pp-144.5%below the sector's middle half▼ 145.9pp-7.1%below the sector's middle half▲ 137.5pp
above within below the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: -€1,478-€1,478Net result 2021: -€1,558-€1,558Operating result 2022: €7,240€7,240Net result 2022: €7,160€7,160Operating result 2023: -€6,791-€6,791Net result 2023: -€7,283-€7,283Operating result 2024: -€14,956-€14,956Net result 2024: -€15,073-€15,073Operating result 2025: €2,272€2,272Net result 2025: €2,197€2,19720212022202320242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: -€6,791-€6,790Net result 2023: -€7,283-€7,280Operating result 2024: -€14,956-€15,000Net result 2024: -€15,073-€15,100Operating result 2025: €2,272€2,270Net result 2025: €2,197€2,200202320242025
The operating result returns to profit in 2025: €2,272 after a loss of €14,956 in 2024.
Key figures and ratios
2025 value · change against 2024
ROA
3.5%▲
2024 · -146.5%
Debt ≤ 1 year
€67,778▲
2024 · €25,154
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,287€63,308▲
Current assets29/58€10,287€63,308▲
Amounts receivable within one year40/41€10,000€47,392▲
Trade receivables40€10,000€47,392▲
Cash at bank and in hand54/58€287€15,916▲
Equity and liabilities
Total equity and liabilities10/49€10,287€63,308▲
Equity10/15-€14,867-€4,470▲
Contributions10/11€8,200€16,400▲
Profit (loss) carried forward14-€23,067-€20,870▲
Amounts payable17/49€25,154€67,778▲
Amounts payable within one year42/48€25,154€67,778▲
Current portion of amounts payable after more than one year42€16,206€58,304▲
Trade debts44€5,034€3,284▼
Suppliers440/4€5,034€3,284▼
Taxes, remuneration and social security45€424€848▲
Taxes450/3€424€848▲
Other amounts payable47/48€3,491€5,343▲
Income statement Code20242025
Other operating charges640/8€100-
Gross operating margin9900-€14,856€2,272▲
Operating profit (loss)9901-€14,956€2,272▲
Financial charges65/66B€117€75▼
Recurring financial charges65€117€75▼
Profit (loss) for the period before taxes9903-€15,073€2,197▲
Profit (loss) for the period9904-€15,073€2,197▲
Profit (loss) for the period to be appropriated9905-€15,073€2,197▲
Appropriation of the result
Profit (loss) to be appropriated9906-€23,067-€20,870▲
Profit (loss) brought forward from the previous period14P-€7,994-€23,067▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€270€222€232€100--
Gross operating margin9900-€1,207€7,462-€6,560-€14,856€2,272▲ 115%
Operating profit (loss)9901-€1,478€7,240-€6,791-€14,956€2,272▲ 115%
Financial income75/76B--€1---
Recurring financial income75--€1---
Financial charges65/66B€80€79€69€117€75▼ 35.9%
Recurring financial charges65€80€79€69€117€75▼ 35.9%
Profit (loss) for the period before taxes9903-€1,558€7,160-€6,859-€15,073€2,197▲ 115%
Income taxes67/77--€424---
Profit (loss) for the period9904-€1,558€7,160-€7,283-€15,073€2,197▲ 115%
Profit (loss) for the period to be appropriated9905-€1,558€7,160-€7,283-€15,073€2,197▲ 115%
Line20212022202320242025Change
Assets
Total assets20/58€95,771€47,427€15,316€10,287€63,308▲ 515%
Current assets29/58€95,771€47,427€15,316€10,287€63,308▲ 515%
Amounts receivable within one year40/41€27,626€13,266€13,000€10,000€47,392▲ 374%
Trade receivables40€27,626€12,783€13,000€10,000€47,392▲ 374%
Other amounts receivable41-€483----
Cash at bank and in hand54/58€68,145€34,161€2,316€287€15,916▲ 5,444%
Equity and liabilities
Total equity and liabilities10/49€95,771€47,427€15,316€10,287€63,308▲ 515%
Equity10/15€328€7,489€206-€14,867-€4,470▲ 69.9%
Contributions10/11€8,200€8,200€8,200€8,200€16,400▲ 100%
Profit (loss) carried forward14-€7,872-€711-€7,994-€23,067-€20,870▲ 9.5%
Amounts payable17/49€95,442€39,938€15,110€25,154€67,778▲ 169%
Amounts payable within one year42/48€95,442€39,938€15,110€25,154€67,778▲ 169%
Current portion of amounts payable after more than one year42€91,573€36,148€11,195€16,206€58,304▲ 260%
Trade debts44€430--€5,034€3,284▼ 34.8%
Suppliers440/4€430--€5,034€3,284▼ 34.8%
Taxes, remuneration and social security45--€424€424€848▲ 100%
Taxes450/3--€424€424€848▲ 100%
Other amounts payable47/48€3,440€3,791€3,491€3,491€5,343▲ 53.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€1,558€7,160-€7,283-€15,073€2,197▲ 115%
Operating cash flow (approximation)-€1,558€7,160-€7,283-€15,073€2,197▲ 115%
Change in cash--€33,984-€31,845-€2,028€15,629▲ 870%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €2,197
Net result €2,197 after 2 loss-making years.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€15,073
Net result drops to -€15,073, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €7,160
Net result €7,160 after one loss-making year.
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Back to profitnet €1,819
Net result €1,819 after one loss-making year.
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
400 m²
Building footprint
245 m²
Volume, LiDAR
2,178 m³
Parcel 41402B0895/00W000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LIMIK
Hugo Verrieststraat 25, 9470 DenderleeuwOther financial services
since 20102.191.986.006
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41402B0895/00W000 Flanders 400 m² 1 · 244 m² 11.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,673 companies in sector 66220 we hold annual accounts for 3,220. 35 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
66191Agents and brokers in banking services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68201Renting and operating of own or leased residential real estate, excluding social housing
77330Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0824363408
Also 9925:BE0824363408
Registered 16-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.