LIMA
ActiveThe computed 12-month bankruptcy probability of LIMA is 5.5% (elevated). The 2025 annual accounts show equity of €79k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 13090 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+33
Solvency63▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.42 against 1.67 in 2024; short-term debt: 52.2% and cash: 26.4% of total assets), and 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
-5.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
20 d late
2022
34 d early
2021
30 d early
2020
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-11k▲ 66.8%
2024 · €-32k
2020: €-9k
2021: €79k
2022: €78k
2023: €16k
2024: €-32k
2020 → 2025
Working capital
€44k▼ 22.4%
2024 · €57k
2020: €36k
2021: €17k
2022: €54k
2023: €69k
2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€105k▲ 75.1%€121k▲ 15.5%€89k▼ 26.3%€79k▼ 11.8%
Operating result€98k-€99k▲ 1.0%€34k▼ 65.4%€-26k€1k
Net result€79k-€78k▼ 1.1%€16k▼ 79.3%€-32k€-11k▲ 66.8%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€54k▲ 44.6%
Current assets
€151k▲ 5.8%
Equity and liabilities €205k
Equity
€79k▼ 11.8%
Debt
€126k▲ 38.9%
The debt ratio rises from 50.5% to 61.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €-4k
Cash flow
€7k▲
2024 · €-10k
Solvency
38.4%▼
2024 · 49.5%
Current ratio
1.42▼
2024 · 1.67
Quick ratio
0.99▼
2024 · 1.42
Debt / equity
1.61▲
2024 · 1.02
ROE
-13.4%▲
2024 · -35.6%
ROA
-5.1%▲
2024 · -17.6%
Interest coverage
2.45▲
2024 · -0.62
Debt
€126k▲
2024 · €91k
Debt ≤ 1 year
€107k▲
2024 · €86k
Debt > 1 year
€19k▲
2024 · €5k
Income taxes
€4k▲
2024 · €-148
Staff costs
€393k▲
2024 · €362k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€205k▲
Fixed assets21/28€37k€54k▲
Tangible fixed assets22/27€37k€53k▲
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€6k€1k▼
Other tangible fixed assets26€18k€43k▲
Financial fixed assets28-€450
Current assets29/58€143k€151k▲
Stocks and contracts in progress3€21k€46k▲
Stocks30/36€21k€46k▲
Amounts receivable within one year40/41€31k€43k▲
Trade receivables40-€1k
Other amounts receivable41€31k€42k▲
Cash at bank and in hand54/58€82k€54k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€180k€205k▲
Equity10/15€89k€79k▼
Contributions10/11€10k€10k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€29k€19k▼
Amounts payable17/49€91k€126k▲
Amounts payable after more than one year17€5k€19k▲
Financial debts170/4€5k€19k▲
Amounts payable within one year42/48€86k€107k▲
Current portion of amounts payable after more than one year42€23k€33k▲
Trade debts44€20k€15k▼
Suppliers440/4€20k€15k▼
Taxes, remuneration and social security45€34k€29k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€29k€23k▼
Other amounts payable47/48€10k€30k▲
Income statement
Code20242025
Remuneration, social security and pensions62€362k€393k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€18k▼
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€365k€422k▲
Operating profit (loss)9901€-26k€1k▲
Financial income75/76B€3€12▲
Recurring financial income75€3€12▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€-32k€-6k▲
Income taxes67/77€-148€4k▲
Profit (loss) for the period9904€-32k€-11k▲
Profit (loss) for the period to be appropriated9905€-32k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€19k▼
Profit (loss) brought forward from the previous period14P€61k€29k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-32k ▼296%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €100kEq €105k ▲75.1%
2 profitable years in a row build equity to €105k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Place(SG) 327330 Saint-GhislainGround area
425 m²
Building footprint
352 m²
Volume, LiDAR
1,649 m³
2 parcels, Wallonia · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Restaurant l'abbaye
since 20202.296.380.473
gelateria de l'abbaye
since 20212.321.399.941
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0024/00G017indicative | Wallonia | 304 m² | 1 · 148 m² | 13.1 m · 4 fl. |
| 53070B0063/00X000 | Wallonia | 120 m² | 1 · 204 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSaint-Ghislain2.296.380.473
Saint-Ghislain2.321.399.941
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NOYA HOUSE
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BILJART LOUNGE
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Artchoc
BE 0826.740.403
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IMMI-GRAND
BE 0508.909.114
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SYLVIE
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,450. 9,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.