VERDHUB
ActiveSummary
The computed 12-month bankruptcy probability of VERDHUB is 5.8% (elevated). The 2025 annual accounts show equity of €70k and a net result of €6k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 13305 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+13
Solvency61▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
5.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.01 against 0.84 in 2024; short-term debt: 63.5% and cash: 43.4% of total assets), and 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
21 d late
2024
7 d late
2023
1 d early
2022
25 d late
2021
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k
2024 · €-365
2021: €24k
2022: €31k
2023: €82
2024: €-365
2021 → 2025
Working capital
€672
2024 · €-22k
2021: €-42k
2022: €-30k
2023: €-31k
2024: €-22k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€65k▲ 90.6%€65k▲ 0.1%€65k▼ 0.6%€70k▲ 8.6%
Operating result€29k-€48k▲ 68.1%€-14k€7k€16k▲ 114%
Net result€24k-€31k▲ 28.1%€82▼ 99.7%€-365€6k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 114% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€70k ▼ 19.4%
Current assets
€123k ▲ 11.7%
Equity and liabilities €193k
Equity
€70k ▲ 8.6%
Debt
€122k ▼ 7.1%
Debt's share of the balance-sheet total falls from 67.0% to 63.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▲
2024 · €24k
Cash flow
€22k▲
2024 · €16k
Current ratio
1.01▲
2024 · 0.84
Quick ratio
0.82▲
2024 · 0.67
Debt to equity
1.74▼
2024 · 2.03
ROE
7.9%▲
2024 · -0.6%
ROA
2.9%▲
2024 · -0.2%
Interest coverage
4.24▲
2024 · 3.23
Debt ≤ 1 year
€122k▼
2024 · €132k
Income taxes
€3k▲
2024 · €534
Staff costs
€343k▲
2024 · €334k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€197k€193k▼
Fixed assets21/28€86k€70k▼
Tangible fixed assets22/27€74k€57k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€40k€29k▼
Other tangible fixed assets26€24k€21k▼
Financial fixed assets28€13k€13k=
Current assets29/58€110k€123k▲
Stocks and contracts in progress3€22k€22k=
Stocks30/36€22k€22k=
Amounts receivable within one year40/41€3k€17k▲
Trade receivables40€2k€12k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€84k€84k▼
Deferred charges and accrued income490/1€29-
Equity and liabilities
Total equity and liabilities10/49€197k€193k▼
Equity10/15€65k€70k▲
Contributions10/11€10k€10k=
Reserves13-€6k
Distributable reserves133-€6k
Profit (loss) carried forward14€55k€55k=
Amounts payable17/49€132k€122k▼
Amounts payable within one year42/48€132k€122k▼
Current portion of amounts payable after more than one year42€12k€7k▼
Trade debts44€66k€79k▲
Suppliers440/4€66k€79k▲
Taxes, remuneration and social security45€48k€35k▼
Taxes450/3€22k€27k▲
Remuneration and social security454/9€26k€8k▼
Other amounts payable47/48€5k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€334k€343k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€834€2k▲
Gross operating margin9900€359k€378k▲
Operating profit (loss)9901€7k€16k▲
Financial income75/76B€218€41▼
Recurring financial income75€218€41▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€169€8k▲
Income taxes67/77€534€3k▲
Profit (loss) for the period9904€-365€6k▲
Profit (loss) for the period to be appropriated9905€-365€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€60k▲
Profit (loss) brought forward from the previous period14P€55k€55k▼
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €-365 ▼545%
Net result drops to €-365, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Highest result since 2021net €31k ▲28.1%
Operating result €48k, net result €31k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielslaan 201150 Sint-Pieters-WoluweGround area
143 m²
Building footprint
93 m²
Volume, LiDAR
1,228 m³
Parcel 21019A0215/00D005, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Le Coach
since 20202.308.278.514
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0215/00D005 | Brussels | 143 m² | 1 · 93 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Woluwe2.308.278.514
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CHIVLADA
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Bargo
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FLO CATERING
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,833 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.