LILUDEL
ActiveLILUDEL has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215k and a net result of €5k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 7415 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency55▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.22 in 2024; short-term debt: 34.9% and cash: 1.2% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
25 d late
2022
30 d late
2021
29 d late
2020
25 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€215k▲ 2.4%
2024 · €209k
2018: €94k
2019: €126k
2020: €144k
2021: €156k
2022: €160k
2023: €191k
2024: €209k
2018 → 2025
Total assets
€719k▼ 11.0%
2024 · €807k
2018: €1.24M
2019: €901k
2020: €771k
2021: €898k
2022: €1.12M
2023: €658k
2024: €807k
2018 → 2025
Net result
€5k▼ 72.0%
2024 · €18k
2018: €-40k
2019: €32k
2020: €18k
2021: €12k
2022: €4k
2023: €31k
2024: €18k
2018 → 2025
Working capital
€68k▲ 10.2%
2024 · €62k
2018: €115k
2019: €82k
2020: €77k
2021: €88k
2022: €57k
2023: €61k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€156k-€160k▲ 2.8%€191k▲ 19.4%€209k▲ 9.6%€215k▲ 2.4%
Operating result€27k-€37k▲ 39.6%€46k▲ 23.2%€34k▼ 25.5%€19k▼ 43.9%
Net result€12k-€4k▼ 62.7%€31k▲ 619%€18k▼ 41.2%€5k▼ 72.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 44% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €719k
Fixed assets
€400k▼ 14.1%
Current assets
€319k▼ 6.7%
Equity and liabilities €719k
Equity
€215k▲ 2.4%
Debt
€504k▼ 15.7%
The debt ratio falls from 74.1% to 70.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▼
2024 · €92k
Cash flow
€71k▼
2024 · €76k
Solvency
29.8%▲
2024 · 25.9%
Current ratio
1.27▲
2024 · 1.22
Quick ratio
0.50▲
2024 · 0.16
Debt / equity
2.35▼
2024 · 2.85
ROE
2.4%▼
2024 · 8.7%
ROA
0.7%▼
2024 · 2.3%
Interest coverage
6.02▼
2024 · 8.48
Debt
€504k▼
2024 · €598k
Debt ≤ 1 year
€251k▼
2024 · €280k
Debt > 1 year
€254k▼
2024 · €318k
Income taxes
€13▼
2024 · €5k
Staff costs
€131k▼
2024 · €134k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€807k€719k▼
Fixed assets21/28€465k€400k▼
Tangible fixed assets22/27€463k€397k▼
Land and buildings22€351k€319k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€90k€65k▼
Leasing and similar rights25€14k€8k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€342k€319k▼
Stocks and contracts in progress3€298k€194k▼
Stocks30/36€298k€194k▼
Amounts receivable within one year40/41€9k€111k▲
Trade receivables40-€36k
Other amounts receivable41€9k€75k▲
Cash at bank and in hand54/58€29k€8k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€807k€719k▼
Equity10/15€209k€215k▲
Contributions10/11€62k€62k=
Revaluation surpluses12€65k€65k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€76k€81k▲
Amounts payable17/49€598k€504k▼
Amounts payable after more than one year17€318k€254k▼
Financial debts170/4€315k€251k▼
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€280k€251k▼
Current portion of amounts payable after more than one year42€70k€65k▼
Financial debts43€59k€29k▼
Credit institutions430/8€59k€29k▼
Trade debts44€150k€140k▼
Suppliers440/4€150k€140k▼
Taxes, remuneration and social security45€370€17k▲
Taxes450/3€370-
Remuneration and social security454/9-€17k
Other amounts payable47/48€569-
Income statement
Code20242025
Remuneration, social security and pensions62€134k€131k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€66k▲
Other operating charges640/8€12k€11k▼
Gross operating margin9900€238k€227k▼
Operating profit (loss)9901€34k€19k▼
Financial income75/76B€265€82▼
Recurring financial income75€265€82▼
Financial charges65/66B€11k€14k▲
Recurring financial charges65€11k€14k▲
Profit (loss) for the period before taxes9903€24k€5k▼
Income taxes67/77€5k€13▼
Profit (loss) for the period9904€18k€5k▼
Profit (loss) for the period to be appropriated9905€18k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€81k▲
Profit (loss) brought forward from the previous period14P€58k€76k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Equity above €200kEq €209k ▲9.6%
6 profitable years in a row build equity to €209k.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €150kEq €156k ▲8%
3 profitable years in a row build equity to €156k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Equity above €100kEq €126k ▲33.7%
Equity rises from €94k to €126k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chièvres · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Jean 317950 ChièvresGround area
397 m²
Building footprint
184 m²
Volume, LiDAR
2,017 m³
2 parcels, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LILUDEL SA
since 19922.056.430.979
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51014D0076/00R000 | Wallonia | 329 m² | 1 · 184 m² | 13.6 m · 4 fl. |
| 51014C0072/00H000indicative | Wallonia | 68 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Entreprise Générale de Construction Paul VAN LERBERGHE
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 11,913 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-12-1991
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.