LIFT AU LOFT
ActiveSummary
LIFT AU LOFT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.18M and a net result of €-30k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 88% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-49
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.49 in 2024; short-term debt: 9% and cash: 0.3% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
-0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
26 d late
2023
on the day
2022
on the day
2021
4 d early
2020
1 d late
2019
367 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€194k▼ 46.3%
2024 · €362k
2021: €621
2024: €362k
2021 → 2025
EBIT margin
-15.4%▼ 16.2pp
2024 · 0.8%
2021: -8680.3%
2024: 0.8%
2021 → 2025
Net result
€-30k
2024 · €3k
2019: €-39k
2020: €-30k
2021: €-50k
2022: €-84k
2023: €57k
2024: €3k
2019 → 2025
Working capital
€-387k▼ 4.8%
2024 · €-369k
2019: €-118k
2020: €-298k
2021: €-396k
2022: €-516k
2023: €-471k
2024: €-369k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€621-€362k€194k▼ 46.3%
Equity€7.23M-€7.15M▼ 1.2%€7.21M▲ 0.8%€7.21M=€7.18M▼ 0.4%
Operating result€-54k-€-92k▼ 70.4%€56k€3k▼ 95.1%€-30k
Net result€-50k-€-84k▼ 66.7%€57k€3k▼ 94.7%€-30k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €30k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.89M
Fixed assets
€7.57M ▼ 0.2%
Current assets
€322k ▼ 10.2%
Equity and liabilities €7.89M
Equity
€7.18M ▼ 0.4%
Debt
€710k ▼ 2.8%
Debt's share of the balance-sheet total falls from 9.2% to 9.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €25k
Cash flow
€-9k▼
2024 · €26k
Current ratio
0.45▼
2024 · 0.49
Debt to equity
0.10▼
2024 · 0.10
ROE
-0.4%▼
2024 · 0.0%
ROA
-0.4%▼
2024 · 0.0%
Interest coverage
-3.31▼
2024 · 10.67
Debt ≤ 1 year
€709k▼
2024 · €728k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.94M€7.89M▼
Formation expenses20€0-
Fixed assets21/28€7.58M€7.57M▼
Tangible fixed assets22/27€7.52M€7.50M▼
Land and buildings22€7.52M€7.50M▼
Furniture and vehicles24€0€0=
Assets under construction and advance payments27€7k€0▼
Financial fixed assets28€60k€65k▲
Current assets29/58€359k€322k▼
Amounts receivable after more than one year29€270k€270k=
Other amounts receivable291€270k€270k=
Amounts receivable within one year40/41€58k€29k▼
Trade receivables40€31k€24k▼
Other amounts receivable41€27k€6k▼
Cash at bank and in hand54/58€29k€22k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€7.94M€7.89M▼
Equity10/15€7.21M€7.18M▼
Contributions10/11€19k€19k=
Revaluation surpluses12€7.34M€7.34M=
Profit (loss) carried forward14€-144k€-173k▼
Amounts payable17/49€731k€710k▼
Amounts payable within one year42/48€728k€709k▼
Trade debts44€509k€393k▼
Suppliers440/4€509k€393k▼
Taxes, remuneration and social security45€5€151▲
Taxes450/3€5€151▲
Other amounts payable47/48€219k€316k▲
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Turnover70€362k€194k▼
Goods, raw materials, services and sundry goods60/61€332k€196k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€21k▼
Other operating charges640/8€5k€8k▲
Gross operating margin9900€30k€-1k▼
Operating profit (loss)9901€3k€-30k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€3k€-30k▼
Profit (loss) for the period9904€3k€-30k▼
Profit (loss) for the period to be appropriated9905€3k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-144k€-173k▼
Profit (loss) brought forward from the previous period14P€-147k€-144k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Back to profitnet €57k
Net result €57k after 4 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €-84k
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
01-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 367 days late
2020
30-06
Financial
Equity above €5MEq €7.28M
Equity rises from €-21k to €7.28M.
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Similar companies · same sector, comparable size
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BE 0699.582.509
Puurs-Sint-Amands · Eq €7.25M
VAARTKOM # 94
BE 0841.437.485
Kontich · Eq €7.31M
JACQMAIN
BE 0876.051.441
Zaventem · Eq €7.32M
Centrimo
BE 0413.457.055
Kortrijk · Eq €7.02M
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 1,498 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2016
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filings
Scores and ratios are computed by Checked and are not a credit decision.