LIFRA
ActiveLIFRA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-47k) and a net result of €-2k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 17932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
10
/ 100
Critical▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+23
Solvency33=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.4 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-301%
Return on assets
-13.8%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€47k
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-01-2026, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
91 d late
2024
32 d late
2023
5 d early
2022
19 d early
2021
2 d early
2020
40 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close11-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-47k▼ 4.8%
2024 · €-45k
2019: €-76k
2020: €-76k
2021: €-69k
2022: €-59k
2023: €-51k
2024: €-45k
2019 → 2025
Total assets
€16k▼ 46.8%
2024 · €29k
2019: €14k
2020: €3k
2021: €2k
2022: €5k
2023: €15k
2024: €29k
2019 → 2025
Net result
€-2k
2024 · €6k
2019: €-3k
2020: €-278
2021: €7k
2022: €10k
2023: €8k
2024: €6k
2019 → 2025
Working capital
€-47k▼ 4.8%
2024 · €-45k
2019: €-76k
2020: €-76k
2021: €-69k
2022: €-59k
2023: €-51k
2024: €-45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-69k-€-59k▲ 14.9%€-51k▲ 13.3%€-45k▲ 12.2%€-47k▼ 4.8%
Operating result€8k-€11k▲ 39.1%€8k▼ 20.9%€6k▼ 24.3%€-2k
Net result€7k-€10k▲ 38.9%€8k▼ 24.4%€6k▼ 20.0%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €6k in 2024, the lowest year so far.
Key figures and ratios
Solvency
-301.0%▼
2024 · -152.7%
Current ratio
0.25▼
2024 · 0.40
Quick ratio
0.23▼
2024 · 0.38
Debt / equity
-1.33▲
2024 · -1.65
ROE
4.6%▲
2024 · -13.9%
ROA
-13.8%▼
2024 · 21.3%
Debt
€62k▼
2024 · €74k
Debt ≤ 1 year
€62k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€16k▼
Current assets29/58€29k€16k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€14k€8k▼
Other amounts receivable41€276€100▼
Cash at bank and in hand54/58€14k€6k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€29k€16k▼
Equity10/15€-45k€-47k▼
Contributions10/11€19k€19k=
Reserves13€927€927=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€927€927=
Profit (loss) carried forward14€-64k€-66k▼
Amounts payable17/49€74k€62k▼
Amounts payable within one year42/48€74k€62k▼
Trade debts44€819€3k▲
Suppliers440/4€819€3k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€73k€57k▼
Income statement
Code20242025
Other operating charges640/8€494€1k▲
Gross operating margin9900€7k€-629▼
Operating profit (loss)9901€6k€-2k▼
Financial charges65/66B€123€239▲
Recurring financial charges65€123€239▲
Profit (loss) for the period before taxes9903€6k€-2k▼
Profit (loss) for the period9904€6k€-2k▼
Profit (loss) for the period to be appropriated9905€6k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€-66k▼
Profit (loss) brought forward from the previous period14P€-70k€-64k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 91 days late
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €10k ▲38.9%
Operating result €11k, net result €10k, both a record.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 1112830 WillebroekGround area
1,175 m²
Building footprint
217 m²
Volume, LiDAR
1,686 m³
Parcel 12342C0040/00X000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIFRA BVBA
since 19902.049.205.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0040/00X000 | Flanders | 1,175 m² | 1 · 217 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A.L.C.O.
BE 0423.636.216
Willebroek
Alaline
BE 0460.582.823
Willebroek
BY I
BE 0763.629.233
Willebroek
DE PAUW DAVY
BE 0473.959.420
Willebroek
Fashion Urbain
BE 0466.502.791
Willebroek
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 6,451 companies in sector 47716 we hold annual accounts for 2,423.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-1990
Fiscal year end31-03
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47820Market retail: textiles, clothing, footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.