Financials
- Fiscal year
- 2025
- Total assets
- €15,507
- Loss
- -€2,142
- Solvency
- -301.0%
Total assets▼ 46.8%
Net result
20192025
LIFRA
ActiveSummary
The computed 12-month bankruptcy probability of LIFRA is 2.3% (moderate). The 2025 annual accounts show negative equity (-€46,676) and a net result of -€2,142. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 20110 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716Retail sale of motor vehicle parts and accessories NACE 47820
1 site
Size
€15,507total assets 2025
- Equity
- -€46,676
- Loss
- -€2,142
Turnover not published (abridged schema)
Structure
Accounts filed 91 d late0 of 3 deeds read
Why 51- Loss of €2,142 (FY 2025)- Negative equity -€46,676- Latest accounts 91 days late; 2 of the last 3 late+ Size: total assets €15,507Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 26% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -301.0% of total assets
Liquidity
50=
short-term debt 401.0% · cash 40.6%
Profitability
3-88
return on assets -13.8%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.0%
12-2024: 1.2%▲ +14.1% vs 11-2024
01-2025: 0.7%▼ -41.3% vs 12-2024
02-2025: 0.7%● 0.0% vs 01-2025
03-2025: 0.7%● 0.0% vs 02-2025
04-2025: 0.7%▼ -1.2% vs 03-2025
05-2025: 0.7%● 0.0% vs 04-2025
06-2025: 0.7%▲ +0.9% vs 05-2025
07-2025: 0.7%▲ +1.0% vs 06-2025
08-2025: 0.7%▼ -1.0% vs 07-2025
09-2025: 0.7%▼ -3.2% vs 08-2025lowest value
10-2025: 0.8%▲ +20.7% vs 09-2025
11-2025: 1.1%▲ +40.8% vs 10-2025
12-2025: 1.3%▲ +13.0% vs 11-2025
01-2026: 1.5%▲ +15.8% vs 12-2025
02-2026: 1.6%▲ +9.5% vs 01-2026
03-2026: 2.2%▲ +32.9% vs 02-2026
04-2026: 2.1%▼ -0.9% vs 03-2026
05-2026: 2.1%● 0.0% vs 04-2026
06-2026: 2.1%▼ -0.4% vs 05-2026
07-2026: 2.2%▲ +0.8% vs 06-2026
08-2026: 2.1%▼ -1.4% vs 07-2026
09-2026: 2.1%▼ -1.9% vs 08-2026
10-2026: 2.3%▲ +11.5% vs 09-2026highest value
- Loss of €2,142 (FY 2025) raises the probability
- Negative equity -€46,676 raises the probability
- Size: total assets €15,507 lowers the probability for this profile
- Latest accounts 91 days late; 2 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.25 against 0.4 in 2024; short-term debt: 401% and cash: 40.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 52%, profitability 14%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€46,676
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-01-2026, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
91 d late
2024
32 d late
2023
5 d early
2022
19 d early
2021
2 d early
2020
40 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 29 October (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close03-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- Next accounts
- by 31-10-2026
- 30-01-2026Annual accounts filed
- 02-12-2024Annual accounts filed
- 26-10-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of clothing and accessories for women…NACE 47716
- Founded
- 20-04-1990
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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