LIFEI
ActiveSummary
The computed 12-month bankruptcy probability of LIFEI is 2.1% (moderate). The 2025 annual accounts show equity of €105,892 and a net result of €4,362. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 13617 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-7
Solvency67▼-33
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 3.28 in 2024; short-term debt: 57.9% and cash: 1.7% of total assets), and 57.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
65 d late
2022
70 d late
2021
26 d late
2020
51 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€105,892▲ 4.3%
2024 · €101,530
Total assets
€251,471▲ 90.3%
2024 · €132,160
Net result
€4,362▼ 53.8%
2024 · €9,440
Working capital
€66,988▲ 13.5%
2024 · €58,996
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,932▼ 91.5%-€3,137€23,717€13,008▼ 45.2%€135,317▲ 940%
Net result€164within the sector's middle half▼ 99.5%-€4,219within the sector's middle half€16,568within the sector's middle half€9,440within the sector's middle half▼ 43.0%€4,362within the sector's middle half▼ 53.8%
Equity€79,741above the sector's middle half▲ 0.2%€75,522within the sector's middle half▼ 5.3%€92,090above the sector's middle half▲ 21.9%€101,530above the sector's middle half▲ 10.3%€105,892above the sector's middle half▲ 4.3%
Total assets€143,846within the sector's middle half▲ 28.5%€111,495within the sector's middle half▼ 22.5%€146,047within the sector's middle half▲ 31.0%€132,160within the sector's middle half▼ 9.5%€251,471above the sector's middle half▲ 90.3%
Debt€64,105▲ 98.0%€35,974▼ 43.9%€53,957▲ 50.0%€30,630▼ 43.2%€145,580▲ 375%
Working capital€33,497within the sector's middle half▼ 12.4%€32,245within the sector's middle half▼ 3.7%€55,448above the sector's middle half▲ 72.0%€58,996above the sector's middle half▲ 6.4%€66,988above the sector's middle half▲ 13.5%
Solvency55.4%within the sector's middle half▼ 15.6pp67.7%above the sector's middle half▲ 12.3pp63.1%above the sector's middle half▼ 4.7pp76.8%above the sector's middle half▲ 13.8pp42.1%within the sector's middle half▼ 34.7pp
Current ratio1.95within the sector's middle half▼ 0.232.73above the sector's middle half▲ 0.782.51above the sector's middle half▼ 0.223.28above the sector's middle half▲ 0.761.46within the sector's middle half▼ 1.82
Return on assets (ROA)0.1%within the sector's middle half▼ 32.4pp-3.8%within the sector's middle half▼ 3.9pp11.3%within the sector's middle half▲ 15.1pp7.1%within the sector's middle half▼ 4.2pp1.7%within the sector's middle half▼ 5.4pp
Staff (FTE)0.911
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 940% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251,471
Fixed assets
€38,904 ▼ 17.7%
Current assets
€212,568 ▲ 150%
Equity and liabilities €251,471
Equity
€105,892 ▲ 4.3%
Debt
€145,580 ▲ 375%
Debt's share of the balance-sheet total rises from 23.2% to 57.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€143,696▲
2024 · €23,053
Cash flow
€12,741▼
2024 · €19,485
Quick ratio
1.40▼
2024 · 3.25
Debt to equity
1.37▲
2024 · 0.30
ROE
4.1%▼
2024 · 9.3%
Interest coverage
43.82▲
2024 · 11.43
Debt ≤ 1 year
€145,580▲
2024 · €25,881
Income taxes
€2,849▼
2024 · €6,226
Staff costs
€3,754▼
2024 · €4,173
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €42,205 | -€3,322 | €3,450 | €4,173 | €3,754 | ▼ 10.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,027 | €16,951 | €11,752 | €10,045 | €8,379 | ▼ 16.6% |
| Other operating charges640/8 | €2,714 | €2,146 | €1,955 | €4,416 | €1,066 | ▼ 75.9% |
| Non-recurring operating charges66A | - | - | €9,519 | - | - | - |
| Gross operating margin9900 | €62,878 | €12,638 | €50,393 | €31,642 | €148,517 | ▲ 369% |
| Operating profit (loss)9901 | €3,932 | -€3,137 | €23,717 | €13,008 | €135,317 | ▲ 940% |
| Financial income75/76B | €838 | €488 | €13 | €4,676 | €4,350 | ▼ 7.0% |
| Recurring financial income75 | €838 | €488 | €13 | €4,676 | €4,350 | ▼ 7.0% |
| Financial charges65/66B | €413 | €1,324 | €315 | €2,018 | €132,456 | ▲ 6,465% |
| Recurring financial charges65 | €413 | €1,324 | €315 | €2,018 | €3,279 | ▲ 62.5% |
| Non-recurring financial charges66B | - | - | - | - | €129,177 | - |
| Profit (loss) for the period before taxes9903 | €4,356 | -€3,972 | €23,415 | €15,666 | €7,211 | ▼ 54.0% |
| Income taxes67/77 | €4,192 | €247 | €6,847 | €6,226 | €2,849 | ▼ 54.2% |
| Profit (loss) for the period9904 | €164 | -€4,219 | €16,568 | €9,440 | €4,362 | ▼ 53.8% |
| Profit (loss) for the period to be appropriated9905 | €164 | -€4,219 | €16,568 | €9,440 | €4,362 | ▼ 53.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143,846 | €111,495 | €146,047 | €132,160 | €251,471 | ▲ 90.3% |
| Fixed assets21/28 | €75,184 | €60,632 | €53,998 | €47,283 | €38,904 | ▼ 17.7% |
| Tangible fixed assets22/27 | €75,184 | €60,632 | €53,998 | €47,283 | €38,904 | ▼ 17.7% |
| Land and buildings22 | €21,958 | €19,408 | €38,147 | €36,985 | €33,054 | ▼ 10.6% |
| Plant, machinery and equipment23 | €10,825 | €9,798 | €6,365 | €3,246 | €998 | ▼ 69.3% |
| Furniture and vehicles24 | €42,400 | €31,427 | €9,486 | €7,052 | €4,852 | ▼ 31.2% |
| Current assets29/58 | €68,662 | €50,863 | €92,049 | €84,877 | €212,568 | ▲ 150% |
| Amounts receivable after more than one year29 | €30,801 | - | - | - | - | - |
| Other amounts receivable291 | €30,801 | - | - | - | - | - |
| Stocks and contracts in progress3 | €3,886 | €3,536 | €3,536 | €656 | €9,354 | ▲ 1,327% |
| Stocks30/36 | €3,886 | €3,536 | €3,536 | €656 | €9,354 | ▲ 1,327% |
| Amounts receivable within one year40/41 | €22,069 | €18,643 | €77,443 | €83,449 | €198,858 | ▲ 138% |
| Trade receivables40 | €21,457 | €18,643 | €3,863 | €2,055 | €119,328 | ▲ 5,706% |
| Other amounts receivable41 | €612 | - | €73,579 | €81,394 | €79,530 | ▼ 2.3% |
| Cash at bank and in hand54/58 | €10,358 | €28,684 | €11,071 | €772 | €4,356 | ▲ 464% |
| Deferred charges and accrued income490/1 | €1,548 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143,846 | €111,495 | €146,047 | €132,160 | €251,471 | ▲ 90.3% |
| Equity10/15 | €79,741 | €75,522 | €92,090 | €101,530 | €105,892 | ▲ 4.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €46,284 | €46,284 | €46,284 | €46,284 | €46,284 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €44,424 | €44,424 | €44,424 | €44,424 | €44,424 | = |
| Profit (loss) carried forward14 | €14,857 | €10,637 | €27,206 | €36,645 | €41,007 | ▲ 11.9% |
| Amounts payable17/49 | €64,105 | €35,974 | €53,957 | €30,630 | €145,580 | ▲ 375% |
| Amounts payable after more than one year17 | €28,939 | €17,356 | €17,356 | €4,749 | - | - |
| Financial debts170/4 | €28,939 | €17,356 | €17,356 | €4,749 | - | - |
| Amounts payable within one year42/48 | €35,165 | €18,618 | €36,601 | €25,881 | €145,580 | ▲ 462% |
| Current portion of amounts payable after more than one year42 | €736 | €5,898 | - | €5,558 | €4,749 | ▼ 14.5% |
| Trade debts44 | €14,373 | €5,819 | €11,563 | €384 | €124,662 | ▲ 32,351% |
| Suppliers440/4 | €14,373 | €5,819 | - | €384 | €124,662 | ▲ 32,351% |
| Bills of exchange payable441 | - | - | €11,563 | - | - | - |
| Advances received on contracts in progress46 | €9,159 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €3,765 | €5,739 | €23,877 | €19,939 | €16,168 | ▼ 18.9% |
| Taxes450/3 | €950 | €640 | €16,071 | €18,895 | €15,124 | ▼ 20.0% |
| Remuneration and social security454/9 | €2,815 | €5,099 | €7,806 | €1,044 | €1,044 | = |
| Other amounts payable47/48 | €7,132 | €1,161 | €1,161 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €164 | -€4,219 | €16,568 | €9,440 | €4,362 | ▼ 53.8% |
| + Depreciation and write-downs630 | €14,027 | €16,951 | €11,752 | €10,045 | €8,379 | ▼ 16.6% |
| Operating cash flow (approximation) | €14,191 | €12,732 | €28,320 | €19,485 | €12,741 | ▼ 34.6% |
| Investment in fixed assets (approximation) | - | -€2,400 | -€5,117 | -€3,330 | €0 | ▲ 100% |
| Change in cash | - | €18,326 | -€17,613 | -€10,299 | €3,584 | ▲ 135% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €101,530 ▲10.3%
2 profitable years in a row build equity to €101,530.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Back to profitnet €16,568
Net result €16,568 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet -€4,219
Net result drops to -€4,219, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Highest result since 2018net €36,424 ▲48.9%
Net result €36,424, the highest in the series.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 2 establishment units since 2017
Ground area
3,052 m²
Building footprint
311 m²
Volume, LiDAR
1,299 m³
2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
2 establishment units
LIFEI
since 20172.269.033.403
Lifei
since 20252.381.152.733
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0221/00F110 | Flanders | 2,332 m² | 1 · 180 m² | - |
| 71307H0034/00Z220 | Flanders | 720 m² | 1 · 131 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.269.033.403
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BE 1003.624.257
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Den Drypikkel Newco
BE 0542.529.116
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DE BAROMETER
BE 0476.841.904
Middelkerke · Eq €105,781
Of 21,853 companies in sector 56112 we hold annual accounts for 9,778. 7,749 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-08-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0679632082
Also
9925:BE0679632082
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.