Patos
ActiveThe computed 12-month bankruptcy probability of Patos is 1.5% (moderate). The 2025 annual accounts show equity of €143k and a net result of €3k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 76% of 13204 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency86▲+4
Growth59=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.93 in 2024; short-term debt: 26% and cash: 16.6% of total assets), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.6%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
12 d early
2023
35 d early
2022
15 d early
2021
33 d early
2020
72 d early
2019
273 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€213k▲ 0.5%
2020 · €212k
2018: €152k
2020: €212k
2018 → 2021
EBIT margin
4.3%▲ 1.5pp
2020 · 2.8%
2018: 7.6%
2020: 2.8%
2018 → 2021
Net result
€3k▼ 21.1%
2024 · €4k
2018: €10k
2019: €2k
2020: €3k
2021: €8k
2022: €11k
2023: €79k
2024: €4k
2018 → 2025
Working capital
€62k▲ 15.1%
2024 · €54k
2018: €21k
2019: €35k
2020: €38k
2021: €27k
2022: €29k
2023: €84k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€213k-
Equity€46k-€57k▲ 23.8%€136k▲ 140%€140k▲ 3.0%€143k▲ 2.3%
Operating result€9k-€15k▲ 65.8%€87k▲ 470%€21k▼ 75.6%€21k▼ 2.6%
Net result€8k-€11k▲ 43.9%€79k▲ 628%€4k▼ 94.9%€3k▼ 21.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€113k▼ 15.7%
Current assets
€124k▲ 10.4%
Equity and liabilities €237k
Equity
€143k▲ 2.3%
Debt
€93k▼ 11.9%
The debt ratio falls from 43.1% to 39.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €42k
Cash flow
€24k▼
2024 · €24k
Solvency
60.6%▲
2024 · 56.9%
Current ratio
2.01▲
2024 · 1.93
Quick ratio
0.70▲
2024 · 0.65
Debt / equity
0.65▼
2024 · 0.76
ROE
2.2%▼
2024 · 2.9%
ROA
1.3%▼
2024 · 1.6%
Interest coverage
10.82▲
2024 · 8.87
Debt
€93k▼
2024 · €106k
Debt ≤ 1 year
€61k▲
2024 · €58k
Debt > 1 year
€32k▼
2024 · €48k
Income taxes
€14k▲
2024 · €12k
Staff costs
€121k▼
2024 · €149k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€237k▼
Fixed assets21/28€134k€113k▼
Intangible fixed assets21€6k€6k▼
Tangible fixed assets22/27€126k€106k▼
Plant, machinery and equipment23€75k€63k▼
Furniture and vehicles24€16k€12k▼
Other tangible fixed assets26€36k€32k▼
Financial fixed assets28€2k€2k=
Current assets29/58€112k€124k▲
Stocks and contracts in progress3€74k€80k▲
Stocks30/36€74k€80k▲
Amounts receivable within one year40/41€3k€1k▼
Trade receivables40€2k-
Other amounts receivable41€820€1k▲
Cash at bank and in hand54/58€32k€39k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€246k€237k▼
Equity10/15€140k€143k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€120k€123k▲
Amounts payable17/49€106k€93k▼
Amounts payable after more than one year17€48k€32k▼
Financial debts170/4€48k€32k▼
Amounts payable within one year42/48€58k€61k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€38k€40k▲
Taxes450/3€3k€720▼
Remuneration and social security454/9€35k€40k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€424k-
Remuneration, social security and pensions62€149k€121k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€4k€706▼
Gross operating margin9900€195k€164k▼
Operating profit (loss)9901€21k€21k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€17k€17k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€123k▲
Profit (loss) brought forward from the previous period14P€116k€120k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €79k ▲628%
Operating result €87k, net result €79k, both a record.
31-12
Financial
Equity above €100kEq €136k ▲140%
6 profitable years in a row build equity to €136k.
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 273 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼82.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwdreef 1382170 AntwerpenGround area
165 m²
Building footprint
67 m²
Volume, LiDAR
567 m³
Parcel 11422C0107/00L002, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Patos
since 20172.261.607.953
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0107/00L002 | Flanders | 165 m² | 1 · 67 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.261.607.953
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,782. 7,330 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2017
Fiscal year end31-12
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.