CONFIANCE GLOBAL
ActiveCONFIANCE GLOBAL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €72. Equity is growing by ~34% per year across the filed fiscal years. Its solvency ranks better than 26% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency45▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.23 in 2024; short-term debt: 79.5% and cash: 75.8% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
0%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
33 d late
2023
21 d late
2022
28 d late
2021
35 d early
2020
3 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€72▼ 87.6%
2024 · €579
2018: €-11k
2019: €-5k
2020: €23k
2021: €15k
2022: €7k
2023: €7k
2024: €579
2018 → 2025
Working capital
€27k▲ 5.0%
2024 · €26k
2018: €-17k
2019: €-21k
2020: €2k
2021: €18k
2022: €25k
2023: €31k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€24k▲ 37.3%€31k▲ 28.8%€32k▲ 1.8%€32k▲ 0.2%
Operating result€15k-€9k▼ 42.2%€10k▲ 8.0%€2k▼ 82.3%€628▼ 62.9%
Net result€15k-€7k▼ 56.7%€7k▲ 5.9%€579▼ 91.7%€72▼ 87.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€5k▼ 21.0%
Current assets
€151k▲ 9.7%
Equity and liabilities €156k
Equity
€32k▲ 0.2%
Debt
€124k▲ 10.7%
The debt ratio rises from 77.9% to 79.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €2k
Cash flow
€1k▲
2024 · €876
Solvency
20.5%▼
2024 · 22.1%
Current ratio
1.22▼
2024 · 1.23
Quick ratio
1.22▼
2024 · 1.23
Debt / equity
3.89▲
2024 · 3.52
ROE
0.2%▼
2024 · 1.8%
ROA
0.0%▼
2024 · 0.4%
Interest coverage
8.54▲
2024 · 8.25
Debt
€124k▲
2024 · €112k
Debt ≤ 1 year
€124k▲
2024 · €112k
Income taxes
€331▼
2024 · €872
Staff costs
€46k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€156k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€138k€151k▲
Amounts receivable within one year40/41€34k€33k▼
Trade receivables40€32k€32k▲
Other amounts receivable41€2k€552▼
Cash at bank and in hand54/58€104k€118k▲
Equity and liabilities
Total equity and liabilities10/49€144k€156k▲
Equity10/15€32k€32k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€972€1k▲
Amounts payable17/49€112k€124k▲
Amounts payable within one year42/48€112k€124k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€3k€1k▼
Remuneration and social security454/9€11k€14k▲
Other amounts payable47/48€94k€102k▲
Accrued charges and deferred income492/3€82-
Income statement
Code20242025
Remuneration, social security and pensions62€42k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€297€1k▲
Other operating charges640/8€146€928▲
Gross operating margin9900€44k€49k▲
Operating profit (loss)9901€2k€628▼
Financial charges65/66B€241€225▼
Recurring financial charges65€241€225▼
Profit (loss) for the period before taxes9903€1k€403▼
Income taxes67/77€872€331▼
Profit (loss) for the period9904€579€72▼
Profit (loss) for the period to be appropriated9905€579€72▼
Appropriation of the result
Profit (loss) to be appropriated9906€972€1k▲
Profit (loss) brought forward from the previous period14P€393€972▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 23 days late
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 3 days late
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelhaakstraat 411140 EvereGround area
142 m²
Building footprint
91 m²
Volume, LiDAR
501 m³
Parcel 21006A0286/00E003, Brussels · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONFIANCE GLOBAL
since 20142.236.539.985
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0286/00E003 | Brussels | 142 m² | 1 · 91 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOTAN
BE 0722.856.272
Schoten · Eq €32k
BELGIAN FOOD PARTNERS
BE 0797.672.867
Halle · Eq €33k
De Miro
BE 1022.320.018
Charleroi · Eq €31k
KOVERIM
BE 0426.596.892
Antwerpen · Eq €33k
CAFFEMOBILE.BE
BE 0759.890.971
Ukkel · Eq €30k
Of 406 companies in sector 46370 we hold annual accounts for 210. 122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2012
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
46370Wholesale trade
46411Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.