LIENCE
ActiveThe annual accounts of LIENCE for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 3481 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency40▼-20
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.73 against 0.93 in 2024; short-term debt: 85.2% and cash: 2.7% of total assets), and 85.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.8%
Return on assets
-21.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 3481 sector peers (2025).
NBB · sector comparisonPosition among 3481 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
38 d early
2023
28 d early
2022
24 d early
2021
38 d early
2020
22 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 59.2%
2024 · €11k
2018: €-48k
2019: €-43k
2020: €-24k
2021: €18k
2022: €23k
2023: €19k
2024: €11k
2018 → 2025
Total assets
€30k▼ 4.7%
2024 · €31k
2018: €19k
2019: €22k
2020: €39k
2021: €33k
2022: €37k
2023: €35k
2024: €31k
2018 → 2025
Net result
€-6k▲ 21.7%
2024 · €-8k
2018: €-2k
2019: €5k
2020: €19k
2021: €6k
2022: €5k
2023: €-4k
2024: €-8k
2018 → 2025
Working capital
€-7k▼ 364%
2024 · €-1k
2018: €-46k
2019: €-48k
2020: €-32k
2021: €8k
2022: €12k
2023: €3k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€23k▲ 27.3%€19k▼ 17.8%€11k▼ 43.0%€4k▼ 59.2%
Operating result€6k-€6k▼ 6.7%€-3k€-7k▼ 120%€-5k▲ 24.0%
Net result€6k-€5k▼ 16.6%€-4k€-8k▼ 98.2%€-6k▲ 21.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€11k▼ 9.0%
Current assets
€19k▼ 1.9%
Equity and liabilities €30k
Equity
€4k▼ 59.2%
Debt
€25k▲ 24.1%
The debt ratio rises from 65.5% to 85.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-3k
Cash flow
€-3k▲
2024 · €-5k
Solvency
14.8%▼
2024 · 34.5%
Current ratio
0.73▼
2024 · 0.93
Quick ratio
0.51▼
2024 · 0.63
Debt / equity
5.76▲
2024 · 1.89
ROE
-145.1%▼
2024 · -75.6%
ROA
-21.5%▲
2024 · -26.1%
Interest coverage
-1.40▲
2024 · -2.57
Debt
€25k▲
2024 · €20k
Debt ≤ 1 year
€25k▲
2024 · €20k
Income taxes
€140▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€30k▼
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€12k€11k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€5k€5k▲
Financial fixed assets28€71€71=
Current assets29/58€19k€19k▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€3k€6k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€341€340▼
Current investments50/53€6k€3k▼
Cash at bank and in hand54/58€2k€807▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€31k€30k▼
Equity10/15€11k€4k▼
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-12k€-19k▼
Amounts payable17/49€20k€25k▲
Amounts payable within one year42/48€20k€25k▲
Financial debts43€1k€289▼
Credit institutions430/8€1k€289▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€271€2k▲
Taxes450/3€168€2k▲
Remuneration and social security454/9€103€107▲
Other amounts payable47/48€17k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€983€1k▲
Gross operating margin9900€-2k€-530▲
Operating profit (loss)9901€-7k€-5k▲
Financial income75/76B€97€75▼
Recurring financial income75€97€75▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-8k€-6k▲
Income taxes67/77€128€140▲
Profit (loss) for the period9904€-8k€-6k▲
Profit (loss) for the period to be appropriated9905€-8k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-19k▼
Profit (loss) brought forward from the previous period14P€-4k€-12k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 1.52
Current ratio from 0.49 to 1.52; short-term debt falls from €63k to €15k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €19k ▲258%
Operating result €19k, net result €19k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Grande Triperie 147000 MonsGround area
92 m²
Building footprint
38 m²
Volume, LiDAR
397 m³
Parcel 53053H0547/00D000, Wallonia · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DOUDOU PHOTO
since 20102.188.758.379
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053H0547/00D000 | Wallonia | 92 m² | 1 · 38 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIWIE
BE 0741.836.796
Meerhout · Eq €4k
FRANCOIS GRIMOIN
BE 0779.278.204
Mons · Eq €4k
OLLIVISION MEDIA SOLUTIONS
BE 0799.482.611
Lummen · Eq €4k
ARCHITECTENBUREAU MIEL DAVITS - VAN PUTTEN
BE 0473.096.714
Hamont-Achel · Eq €4k
INTERVAL ARCHITECTS
BE 0435.569.392
Watermaal-Bosvoorde · Eq €4k
Of 14,144 companies in sector 74201 we hold annual accounts for 2,612. 711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2010
Fiscal year end31-12
Activities, NACEBEL
74201Photography, excluding press photography
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.