DIGITAL EXPERTS
ActiveSummary
The annual accounts of DIGITAL EXPERTS for fiscal year 2025 show a net loss of 79% of total assets. The 2025 annual accounts show equity of €24,565 and a net result of -€21,068. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 93% of 3510 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-67
Solvency100=
Growth29▼-13
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.66 against 11.66 in 2024; short-term debt: 8.1% and cash: 61.8% of total assets), and 8.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
-78.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
102 d early
2024
115 d early
2023
64 d early
2022
83 d early
2021
26 d early
2020
65 d early
2016
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 71 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 May (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€104,850▼ 8.1%
2023 · €114,150
EBIT margin
5.1%▼ 16.3pp
2023 · 21.5%
Net result
-€21,068
2024 · €3,234
Working capital
€20,904▼ 48.9%
2024 · €40,918
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€104,774▼ 13.0%€119,871▲ 14.4%€114,150▼ 4.8%€104,850▼ 8.1%
Operating result€16,028▼ 46.6%€39,376▲ 146%€24,534▼ 37.7%€5,399▼ 78.0%-€18,987
Net result€12,562within the sector's middle half▼ 46.1%€30,797above the sector's middle half▲ 145%€17,530within the sector's middle half▼ 43.1%€3,234within the sector's middle half▼ 81.6%-€21,068below the sector's middle half
EBIT margin15.3%▼ 9.6pp32.8%▲ 17.6pp21.5%▼ 11.4pp5.1%▼ 16.3pp
Equity€44,072within the sector's middle half▲ 39.9%€74,869within the sector's middle half▲ 69.9%€42,399within the sector's middle half▼ 43.4%€45,633within the sector's middle half▲ 7.6%€24,565within the sector's middle half▼ 46.2%
Total assets€50,095within the sector's middle half▲ 14.0%€85,631within the sector's middle half▲ 70.9%€48,470within the sector's middle half▼ 43.4%€49,471within the sector's middle half▲ 2.1%€26,730below the sector's middle half▼ 46.0%
Debt€6,024▼ 51.5%€10,763▲ 78.7%€6,071▼ 43.6%€3,838▼ 36.8%€2,165▼ 43.6%
Working capital€36,780within the sector's middle half▲ 29.9%€68,185within the sector's middle half▲ 85.4%€37,803within the sector's middle half▼ 44.6%€40,918within the sector's middle half▲ 8.2%€20,904within the sector's middle half▼ 48.9%
Solvency88.0%above the sector's middle half▲ 16.3pp87.4%above the sector's middle half▼ 0.5pp87.5%above the sector's middle half=92.2%above the sector's middle half▲ 4.8pp91.9%above the sector's middle half▼ 0.3pp
Current ratio7.11above the sector's middle half▲ 3.837.34above the sector's middle half▲ 0.237.23above the sector's middle half▼ 0.1111.66above the sector's middle half▲ 4.4310.66above the sector's middle half▼ 1.00
Return on assets (ROA)25.1%above the sector's middle half▼ 27.9pp36.0%above the sector's middle half▲ 10.9pp36.2%above the sector's middle half▲ 0.2pp6.5%within the sector's middle half▼ 29.6pp-78.8%below the sector's middle half▼ 85.4pp
Staff (FTE)1▲ 900%1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18,987 after €5,399 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26,730
Fixed assets
€3,661 ▼ 22.3%
Current assets
€23,069 ▼ 48.5%
Equity and liabilities €26,730
Equity
€24,565 ▼ 46.2%
Debt
€2,165 ▼ 43.6%
Debt's share of the balance-sheet total rises from 7.8% to 8.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€17,933▼
2024 · €6,972
Cash flow
-€20,014▼
2024 · €4,808
Debt to equity
0.09▲
2024 · 0.08
ROE
-85.8%▼
2024 · 7.1%
Interest coverage
-163.03▼
2024 · 63.36
Debt ≤ 1 year
€2,165▼
2024 · €3,838
Income taxes
€2,184▼
2024 · €2,329
Staff costs
€8,773▼
2024 · €9,727
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €104,774 | €119,871 | €114,150 | €104,850 | - | - |
| Non-recurring operating income76A | - | - | - | €451 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €74,368 | €67,255 | €74,554 | €87,323 | - | - |
| Remuneration, social security and pensions62 | €10,787 | €10,289 | €8,392 | €9,727 | €8,773 | ▼ 9.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,401 | €2,169 | €2,088 | €1,574 | €1,054 | ▼ 33.0% |
| Other operating charges640/8 | €2,190 | €788 | €2,454 | €1,279 | €1,719 | ▲ 34.4% |
| Non-recurring operating charges66A | - | - | €2,128 | - | - | - |
| Gross operating margin9900 | €30,406 | €52,622 | €39,596 | €17,978 | -€7,441 | ▼ 141% |
| Operating profit (loss)9901 | €16,028 | €39,376 | €24,534 | €5,399 | -€18,987 | ▼ 452% |
| Financial income75/76B | €0 | - | €423 | €274 | €213 | ▼ 22.4% |
| Recurring financial income75 | €0 | - | €206 | €274 | €213 | ▼ 22.4% |
| Non-recurring financial income76B | - | - | €216 | - | - | - |
| Financial charges65/66B | €58 | €97 | €110 | €110 | €110 | = |
| Recurring financial charges65 | €58 | €97 | €110 | €110 | €110 | = |
| Profit (loss) for the period before taxes9903 | €15,970 | €39,279 | €24,847 | €5,563 | -€18,884 | ▼ 439% |
| Income taxes67/77 | €3,408 | €8,482 | €7,316 | €2,329 | €2,184 | ▼ 6.2% |
| Profit (loss) for the period9904 | €12,562 | €30,797 | €17,530 | €3,234 | -€21,068 | ▼ 751% |
| Profit (loss) for the period to be appropriated9905 | €12,562 | €30,797 | €17,530 | €3,234 | -€21,068 | ▼ 751% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €50,095 | €85,631 | €48,470 | €49,471 | €26,730 | ▼ 46.0% |
| Fixed assets21/28 | €7,292 | €6,683 | €4,596 | €4,715 | €3,661 | ▼ 22.3% |
| Tangible fixed assets22/27 | €6,929 | €6,320 | €4,233 | €4,352 | €3,298 | ▼ 24.2% |
| Plant, machinery and equipment23 | €6,929 | €6,320 | €4,233 | €3,218 | €2,723 | ▼ 15.4% |
| Furniture and vehicles24 | - | - | - | €1,134 | €575 | ▼ 49.3% |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €42,803 | €78,948 | €43,875 | €44,757 | €23,069 | ▼ 48.5% |
| Amounts receivable within one year40/41 | €9,055 | €12,950 | €15,334 | €5,425 | €6,026 | ▲ 11.1% |
| Trade receivables40 | €7,309 | €11,432 | €14,588 | €673 | €3,919 | ▲ 482% |
| Other amounts receivable41 | €1,747 | €1,518 | €746 | €4,752 | €2,107 | ▼ 55.7% |
| Cash at bank and in hand54/58 | €33,748 | €65,998 | €28,540 | €39,332 | €16,528 | ▼ 58.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €515 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €50,095 | €85,631 | €48,470 | €49,471 | €26,730 | ▼ 46.0% |
| Equity10/15 | €44,072 | €74,869 | €42,399 | €45,633 | €24,565 | ▼ 46.2% |
| Contributions10/11 | €200 | €200 | €200 | €200 | €200 | = |
| Reserves13 | €20 | €20 | €17,550 | €20,784 | €20,784 | = |
| Non-distributable reserves130/1 | €20 | €20 | €20 | €20 | €20 | = |
| Reserves not available under the articles1311 | €20 | €20 | €20 | €20 | €20 | = |
| Distributable reserves133 | - | - | €17,530 | €20,764 | €20,764 | = |
| Profit (loss) carried forward14 | €43,852 | €74,649 | €24,649 | €24,649 | €3,581 | ▼ 85.5% |
| Amounts payable17/49 | €6,024 | €10,763 | €6,071 | €3,838 | €2,165 | ▼ 43.6% |
| Amounts payable within one year42/48 | €6,024 | €10,763 | €6,071 | €3,838 | €2,165 | ▼ 43.6% |
| Trade debts44 | €107 | €4,578 | €579 | €97 | €1,153 | ▲ 1,084% |
| Suppliers440/4 | €107 | €4,578 | €579 | €97 | €1,153 | ▲ 1,084% |
| Taxes, remuneration and social security45 | €5,042 | €5,809 | €5,492 | €3,741 | €1,012 | ▼ 72.9% |
| Taxes450/3 | €5,042 | €5,809 | €5,492 | €3,741 | €1,012 | ▼ 72.9% |
| Other amounts payable47/48 | €875 | €375 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,562 | €30,797 | €17,530 | €3,234 | -€21,068 | ▼ 751% |
| + Depreciation and write-downs630 | €1,401 | €2,169 | €2,088 | €1,574 | €1,054 | ▼ 33.0% |
| Operating cash flow (approximation) | €13,963 | €32,966 | €19,618 | €4,808 | -€20,014 | ▼ 516% |
| Investment in fixed assets (approximation) | - | -€1,560 | €0 | -€1,693 | -€0 | ▲ 100.0% |
| Change in cash | - | €32,250 | -€37,458 | €10,792 | -€22,804 | ▼ 311% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€21,068
Net result drops to -€21,068, the lowest in the series.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €30,797 ▲145%
Operating result €39,376, net result €30,797, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 7.11
Current ratio from 3.28 to 7.11; short-term debt falls from €12,430 to €6,024.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2015
Ground area
272 m²
Building footprint
67 m²
Volume, LiDAR
439 m³
Parcel 25056B0349/00G000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DIGITAL EXPERTS
since 20152.240.806.007
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056B0349/00G000 | Wallonia | 272 m² | 1 · 67 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHITEKTENBUREAU SCHOETERS & VERBAUWHEDE
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Turnhout · Eq €24,653
ATELIER DU SABLON - ARCHITECTES
BE 0433.157.359
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Atelier voor Architectuur MAES en DEBUSSCHERE
BE 0416.774.059
Oostende · Eq €24,676
Since Tomorrow
BE 0731.907.659
Gent · Eq €24,376
CAS STUDIEBUREAU
BE 0861.505.401
Brakel · Eq €24,787
Of 14,138 companies in sector 74201 we hold annual accounts for 2,616. 1,701 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
46190Agents in non-specialised wholesale trade
58190Other publishing activities, excluding software publishing
70200Business and other management consultancy
73110Advertising agencies
96999Other personal services
Contact
Website
www.digital-experts.be
E-mail
compta@digital-experts.be
E-mail
info@digital-experts.be
Phone
0479/612.695
E-invoicing
Reachable via Peppol
Peppol ID
0208:0627795480
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.