LIEN CONSULT
ActiveSummary
LIEN CONSULT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €16k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-3
Solvency61▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 1.51 in 2024; short-term debt: 31% and cash: 17.5% of total assets), but 63.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
6.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
1 d late
2023
12 d late
2022
40 d early
2021
40 d early
2020
25 d late
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 25.4%
2024 · €70k
Total assets
€241k▲ 21.0%
2024 · €199k
Net result
€16k▼ 14.3%
2024 · €18k
Working capital
€142k▲ 183%
2024 · €50k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31k▲ 90.7%€26k▼ 13.9%€69k▲ 163%€28k▼ 59.7%€27k▼ 4.2%
Net result€21k▲ 98.3%€17k▼ 19.8%€52k▲ 213%€18k▼ 64.4%€16k▼ 14.3%
Equity€36k▲ 125%€52k▲ 44.1%€99k▲ 91.6%€70k▼ 29.1%€88k▲ 25.4%
Total assets€72k▲ 1.1%€103k▲ 42.8%€206k▲ 100%€199k▼ 3.5%€241k▲ 21.0%
Debt€36k▼ 34.5%€51k▲ 41.6%€107k▲ 109%€129k▲ 20.1%€153k▲ 18.6%
Working capital€22k▲ 269%€41k▲ 83.1%€78k▲ 91.3%€50k▼ 35.8%€142k▲ 183%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241k
Fixed assets
€24k ▼ 52.9%
Current assets
€217k ▲ 46.3%
Equity and liabilities €241k
Equity
€88k ▲ 25.4%
Debt
€153k ▲ 18.6%
Debt's share of the balance-sheet total falls from 64.8% to 63.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▼
2024 · €55k
Cash flow
€43k▼
2024 · €45k
Current ratio
2.91▲
2024 · 1.51
Quick ratio
1.18▼
2024 · 1.51
Debt to equity
1.74▼
2024 · 1.84
ROE
18.0%▼
2024 · 26.4%
ROA
6.6%▼
2024 · 9.3%
Interest coverage
12.59▼
2024 · 23.85
Debt ≤ 1 year
€75k▼
2024 · €98k
Debt > 1 year
€78k▲
2024 · €31k
Income taxes
€7k▼
2024 · €7k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €575 | - | - | - |
| Remuneration, social security and pensions62 | - | - | €2k | €2k | €2k | ▲ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €13k | €27k | €28k | ▲ 1.8% |
| Other operating charges640/8 | €1k | €872 | €2k | €1k | €934 | ▼ 36.3% |
| Gross operating margin9900 | €34k | €30k | €87k | €58k | €57k | ▼ 2.1% |
| Operating profit (loss)9901 | €31k | €26k | €69k | €28k | €27k | ▼ 4.2% |
| Financial income75/76B | €1 | €1 | €0 | €30 | €185 | ▲ 507% |
| Recurring financial income75 | €1 | €1 | €0 | €30 | €185 | ▲ 507% |
| Financial charges65/66B | €219 | €460 | €1k | €2k | €4k | ▲ 87.1% |
| Recurring financial charges65 | €219 | €460 | €1k | €2k | €4k | ▲ 87.1% |
| Profit (loss) for the period before taxes9903 | €30k | €26k | €68k | €26k | €23k | ▼ 11.8% |
| Income taxes67/77 | €10k | €9k | €16k | €7k | €7k | ▼ 5.3% |
| Profit (loss) for the period9904 | €21k | €17k | €52k | €18k | €16k | ▼ 14.3% |
| Profit (loss) for the period to be appropriated9905 | €21k | €17k | €52k | €18k | €16k | ▼ 14.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72k | €103k | €206k | €199k | €241k | ▲ 21.0% |
| Fixed assets21/28 | €13k | €11k | €63k | €51k | €24k | ▼ 52.9% |
| Tangible fixed assets22/27 | €13k | €10k | €63k | €51k | €24k | ▼ 53.1% |
| Land and buildings22 | €9k | €8k | €6k | €5k | €4k | ▼ 24.4% |
| Plant, machinery and equipment23 | €4k | €3k | €8k | €6k | €4k | ▼ 31.6% |
| Furniture and vehicles24 | - | - | €49k | €40k | €16k | ▼ 59.9% |
| Financial fixed assets28 | €180 | €180 | €180 | €180 | €180 | = |
| Current assets29/58 | €59k | €92k | €143k | €148k | €217k | ▲ 46.3% |
| Stocks and contracts in progress3 | - | - | - | - | €129k | - |
| Stocks30/36 | - | - | - | - | €129k | - |
| Amounts receivable within one year40/41 | €18k | €25k | €25k | €39k | €45k | ▲ 17.7% |
| Trade receivables40 | €18k | €25k | €20k | €26k | €30k | ▲ 17.5% |
| Other amounts receivable41 | - | - | €5k | €13k | €15k | ▲ 18.2% |
| Cash at bank and in hand54/58 | €40k | €67k | €118k | €107k | €42k | ▼ 60.6% |
| Deferred charges and accrued income490/1 | €818 | €700 | €108 | €3k | €703 | ▼ 73.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72k | €103k | €206k | €199k | €241k | ▲ 21.0% |
| Equity10/15 | €36k | €52k | €99k | €70k | €88k | ▲ 25.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €19k | ▲ 200% |
| Reserves13 | €29k | €45k | €92k | €63k | €69k | ▲ 9.1% |
| Distributable reserves133 | €29k | €45k | €92k | €63k | €69k | ▲ 9.1% |
| Profit (loss) carried forward14 | €105 | €105 | €105 | €381 | - | - |
| Amounts payable17/49 | €36k | €51k | €107k | €129k | €153k | ▲ 18.6% |
| Amounts payable after more than one year17 | - | - | €42k | €31k | €78k | ▲ 153% |
| Financial debts170/4 | - | - | €42k | €31k | €78k | ▲ 153% |
| Amounts payable within one year42/48 | €36k | €51k | €65k | €98k | €75k | ▼ 23.9% |
| Current portion of amounts payable after more than one year42 | - | - | €11k | €12k | €12k | ▲ 3.9% |
| Trade debts44 | €12k | €19k | €15k | €22k | €24k | ▲ 6.2% |
| Suppliers440/4 | €12k | €19k | €15k | €22k | €24k | ▲ 6.2% |
| Taxes, remuneration and social security45 | €9k | €28k | €28k | €27k | €6k | ▼ 77.8% |
| Taxes450/3 | €9k | €22k | €24k | €16k | €6k | ▼ 61.8% |
| Remuneration and social security454/9 | - | €6k | €3k | €11k | - | - |
| Other amounts payable47/48 | €15k | €5k | €11k | €37k | €33k | ▼ 10.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €17k | €52k | €18k | €16k | ▼ 14.3% |
| + Depreciation and write-downs630 | €2k | €3k | €13k | €27k | €28k | ▲ 1.8% |
| Operating cash flow (approximation) | €23k | €19k | €65k | €45k | €43k | ▼ 4.7% |
| Investment in fixed assets (approximation) | - | €0 | €-66k | €-15k | €-661 | ▲ 95.5% |
| Change in cash | - | €27k | €52k | €-11k | €-65k | ▼ 470% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Highest result since 2018net €52k ▲213%
Operating result €69k, net result €52k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2014
Ground area
740 m²
Building footprint
431 m²
Volume, LiDAR
2,348 m³
2 parcels, Flanders, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIEN CONSULT
since 20142.227.389.422
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 fl. |
| 62050B0052/00N000 | Wallonia | 279 m² | 1 · 239 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,743 companies in sector 46150 we hold annual accounts for 758. 598 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46120Wholesale trade
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
66220Insurance agents and brokers
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
73300Public relations and communication consultancy
Contact
Phone
0483004585Oupeye
Scores and ratios are computed by Checked and are not a credit decision.