LIEBIMMO
ActiveSummary
LIEBIMMO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,394 and a net result of €3,977. Equity is growing by ~36% per year across the filed fiscal years. Its solvency ranks better than 15% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-9
Solvency28▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.85 against 2.52 in 2024; short-term debt: 14.6% and cash: 0.1% of total assets), but 97.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.8%
Return on assets
0.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7833 sector peers (2025).
NBB · sector comparisonPosition among 7833 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
on the day
2022
6 d early
2021
3 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€22,394▲ 21.6%
2024 · €18,416
Total assets
€792,785▼ 4.0%
2024 · €825,839
Net result
€3,977▲ 51.1%
2024 · €2,632
Working capital
€98,940▼ 25.1%
2024 · €132,031
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,109€14,517▲ 588%€11,561▼ 20.4%€22,136▲ 91.5%€23,177▲ 4.7%
Net result€1,275within the sector's middle half€5,438within the sector's middle half▲ 326%€5,479within the sector's middle half▲ 0.7%€2,632within the sector's middle half▼ 52.0%€3,977within the sector's middle half▲ 51.1%
Equity€4,868below the sector's middle half▲ 35.5%€10,306below the sector's middle half▲ 112%€15,784within the sector's middle half▲ 53.2%€18,416within the sector's middle half▲ 16.7%€22,394within the sector's middle half▲ 21.6%
Total assets€433,673above the sector's middle half▲ 49.0%€531,799above the sector's middle half▲ 22.6%€806,927above the sector's middle half▲ 51.7%€825,839above the sector's middle half▲ 2.3%€792,785above the sector's middle half▼ 4.0%
Debt€428,806▲ 49.2%€521,493▲ 21.6%€791,143▲ 51.7%€807,422▲ 2.1%€770,391▼ 4.6%
Working capital€158,199above the sector's middle half▼ 4.8%€250,081above the sector's middle half▲ 58.1%€113,809above the sector's middle half▼ 54.5%€132,031above the sector's middle half▲ 16.0%€98,940above the sector's middle half▼ 25.1%
Solvency1.1%below the sector's middle half▼ 0.1pp1.9%below the sector's middle half▲ 0.8pp2.0%below the sector's middle half=2.2%below the sector's middle half▲ 0.3pp2.8%below the sector's middle half▲ 0.6pp
Current ratio1.70within the sector's middle half▼ 2.267.01above the sector's middle half▲ 5.322.91within the sector's middle half▼ 4.112.52within the sector's middle half▼ 0.381.85within the sector's middle half▼ 0.67
Return on assets (ROA)0.3%within the sector's middle half▲ 2.3pp1.0%within the sector's middle half▲ 0.7pp0.7%within the sector's middle half▼ 0.3pp0.3%within the sector's middle half▼ 0.4pp0.5%within the sector's middle half▲ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €792,785
Fixed assets
€578,048 ▼ 4.8%
Current assets
€214,737 ▼ 1.9%
Equity and liabilities €792,785
Equity
€22,394 ▲ 21.6%
Debt
€770,391 ▼ 4.6%
Debt's share of the balance-sheet total falls from 97.8% to 97.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49,535▲
2024 · €48,494
Cash flow
€30,335▲
2024 · €28,990
Debt to equity
34.40▼
2024 · 43.84
ROE
17.8%▲
2024 · 14.3%
Interest coverage
2.68▼
2024 · 3.79
Debt ≤ 1 year
€115,796▲
2024 · €86,761
Debt > 1 year
€654,595▼
2024 · €720,661
Income taxes
€728▼
2024 · €6,722
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,214 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
2.6%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,214 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4,748 | - | - | - |
| Remuneration, social security and pensions62 | - | €1,048 | €935 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,502 | €18,000 | €20,365 | €26,358 | €26,358 | = |
| Other operating charges640/8 | - | - | €8,802 | €1,607 | - | - |
| Non-recurring operating charges66A | - | €18,000 | - | - | - | - |
| Gross operating margin9900 | €48,359 | €51,565 | €41,663 | €50,101 | €49,535 | ▼ 1.1% |
| Operating profit (loss)9901 | €2,109 | €14,517 | €11,561 | €22,136 | €23,177 | ▲ 4.7% |
| Recurring financial income75 | €6,277 | - | - | - | - | - |
| Financial charges65/66B | - | €6,579 | €6,582 | €12,782 | €18,472 | ▲ 44.5% |
| Recurring financial charges65 | €7,112 | €6,579 | €6,582 | €12,782 | €18,472 | ▲ 44.5% |
| Profit (loss) for the period before taxes9903 | €1,275 | €7,938 | €4,979 | €9,354 | €4,705 | ▼ 49.7% |
| Income taxes67/77 | - | €2,500 | -€500 | €6,722 | €728 | ▼ 89.2% |
| Profit (loss) for the period9904 | €1,275 | €5,438 | €5,479 | €2,632 | €3,977 | ▲ 51.1% |
| Profit (loss) for the period to be appropriated9905 | €1,275 | €5,438 | €5,479 | €2,632 | €3,977 | ▲ 51.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €433,673 | €531,799 | €806,927 | €825,839 | €792,785 | ▼ 4.0% |
| Fixed assets21/28 | €48,134 | €240,134 | €633,405 | €607,046 | €578,048 | ▼ 4.8% |
| Tangible fixed assets22/27 | €45,429 | €27,429 | €420,700 | €394,341 | €367,983 | ▼ 6.7% |
| Land and buildings22 | - | €5,124 | €316,288 | €302,411 | €288,534 | ▼ 4.6% |
| Plant, machinery and equipment23 | - | €22,305 | €104,412 | €91,930 | €79,449 | ▼ 13.6% |
| Furniture and vehicles24 | - | €0 | €0 | €0 | €0 | = |
| Financial fixed assets28 | €2,705 | €212,705 | €212,705 | €212,705 | €210,065 | ▼ 1.2% |
| Current assets29/58 | €385,539 | €291,664 | €173,522 | €218,792 | €214,737 | ▼ 1.9% |
| Amounts receivable within one year40/41 | €84,329 | €55,691 | €58,367 | €55,503 | €87,779 | ▲ 58.2% |
| Trade receivables40 | - | €43,710 | €56,959 | €43,919 | €71,172 | ▲ 62.1% |
| Other amounts receivable41 | - | €11,980 | €1,408 | €11,584 | €16,607 | ▲ 43.4% |
| Current investments50/53 | €103,884 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €62,186 | €86,835 | €5,664 | €36,907 | €575 | ▼ 98.4% |
| Deferred charges and accrued income490/1 | - | €149,138 | €109,492 | €126,382 | €126,382 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €433,673 | €531,799 | €806,927 | €825,839 | €792,785 | ▼ 4.0% |
| Equity10/15 | €4,868 | €10,306 | €15,784 | €18,416 | €22,394 | ▲ 21.6% |
| Contributions10/11 | - | €88,592 | €88,592 | €88,592 | €88,592 | = |
| Reserves13 | €42,553 | €42,553 | €42,553 | €42,553 | €42,553 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | - | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Distributable reserves133 | - | €32,694 | €32,694 | €32,694 | €32,694 | = |
| Profit (loss) carried forward14 | -€126,277 | -€120,839 | -€115,360 | -€112,728 | -€108,751 | ▲ 3.5% |
| Amounts payable17/49 | €428,806 | €521,493 | €791,143 | €807,422 | €770,391 | ▼ 4.6% |
| Amounts payable after more than one year17 | €201,466 | €479,910 | €731,429 | €720,661 | €654,595 | ▼ 9.2% |
| Financial debts170/4 | - | €196,466 | €385,521 | €355,605 | €314,611 | ▼ 11.5% |
| Other amounts payable178/9 | - | €283,444 | €345,909 | €365,056 | €339,983 | ▼ 6.9% |
| Amounts payable within one year42/48 | €227,340 | €41,583 | €59,713 | €86,761 | €115,796 | ▲ 33.5% |
| Trade debts44 | €72,111 | €34,892 | €59,713 | €9,863 | €7,298 | ▼ 26.0% |
| Suppliers440/4 | - | €34,892 | €59,713 | €9,863 | €7,298 | ▼ 26.0% |
| Taxes, remuneration and social security45 | - | €6,691 | - | - | - | - |
| Remuneration and social security454/9 | - | €6,691 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €76,898 | €108,498 | ▲ 41.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,275 | €5,438 | €5,479 | €2,632 | €3,977 | ▲ 51.1% |
| + Depreciation and write-downs630 | €20,502 | €18,000 | €20,365 | €26,358 | €26,358 | = |
| Operating cash flow (approximation) | €21,777 | €23,438 | €25,843 | €28,990 | €30,335 | ▲ 4.6% |
| Investment in fixed assets (approximation) | - | -€210,000 | -€413,635 | €0 | €2,640 | - |
| Change in cash | - | €24,649 | -€81,172 | €31,243 | -€36,331 | ▼ 216% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €5,479 ▲0.7%
Net result €5,479, the highest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity quadruplescurrent ratio 7.01
Current ratio from 1.70 to 7.01; short-term debt falls from €227,340 to €41,583.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €1,275
Net result €1,275 after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet -€5,786
Net result drops to -€5,786, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1996
Ground area
132 m²
Building footprint
116 m²
Volume, LiDAR
776 m³
Parcel 46445D1588/00Y000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
LEAVE YOUR MARKS
since 19962.076.928.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1588/00Y000 | Flanders | 132 m² | 1 · 115 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,321 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-05-1996
Fiscal year end30-06
Activities, NACEBEL 2025
82100Office administrative and support services
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
Website
www.lym.beSint-Niklaas
Phone
037662424Sint-Niklaas
E-invoicing
Reachable via Peppol
Peppol ID
0208:0458051816
Also
9925:BE0458051816
Registered
09-10-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.