Simons R Invest
ActiveSimons R Invest has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €-3k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-3
Solvency46▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.54 in 2024; short-term debt: 6.1% and cash: 1.2% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
-0.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
50 d early
2023
40 d early
2022
32 d early
2021
on the day
2020
38 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▼ 1.7%
2024 · €164k
2019: €141k
2020: €145k
2021: €151k
2022: €155k
2023: €160k
2024: €164k
2019 → 2025
Total assets
€787k▼ 5.2%
2024 · €830k
2019: €942k
2020: €935k
2021: €911k
2022: €904k
2023: €860k
2024: €830k
2019 → 2025
Net result
€-3k
2024 · €4k
2019: €-8k
2020: €3k
2021: €6k
2022: €4k
2023: €5k
2024: €4k
2019 → 2025
Working capital
€12k▼ 55.5%
2024 · €27k
2019: €19k
2020: €40k
2021: €41k
2022: €40k
2023: €37k
2024: €27k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€155k▲ 2.8%€160k▲ 3.3%€164k▲ 2.5%€162k▼ 1.7%
Operating result€46k-€43k▼ 6.5%€43k▲ 0.7%€40k▼ 6.7%€30k▼ 25.5%
Net result€6k-€4k▼ 34.8%€5k▲ 23.2%€4k▼ 21.5%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €787k
Fixed assets
€727k▼ 3.4%
Current assets
€60k▼ 22.1%
Equity and liabilities €787k
Equity
€162k▼ 1.7%
Debt
€626k▼ 6.0%
The debt ratio falls from 80.2% to 79.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €66k
Cash flow
€23k▼
2024 · €30k
Solvency
20.5%▲
2024 · 19.8%
Current ratio
1.25▼
2024 · 1.54
Quick ratio
1.25▼
2024 · 1.54
Debt / equity
3.87▼
2024 · 4.05
ROE
-1.7%▼
2024 · 2.4%
ROA
-0.4%▼
2024 · 0.5%
Interest coverage
1.70▼
2024 · 1.93
Debt
€626k▼
2024 · €666k
Debt ≤ 1 year
€48k▼
2024 · €50k
Debt > 1 year
€562k▼
2024 · €603k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€830k€787k▼
Fixed assets21/28€753k€727k▼
Tangible fixed assets22/27€753k€727k▼
Land and buildings22€753k€727k▼
Current assets29/58€77k€60k▼
Amounts receivable within one year40/41€70k€51k▼
Trade receivables40€70k€51k▼
Other amounts receivable41€147€6▼
Cash at bank and in hand54/58€7k€9k▲
Deferred charges and accrued income490/1€164-
Equity and liabilities
Total equity and liabilities10/49€830k€787k▼
Equity10/15€164k€162k▼
Contributions10/11€19k€19k=
Reserves13€141k€141k=
Distributable reserves133€141k€141k=
Profit (loss) carried forward14€5k€2k▼
Amounts payable17/49€666k€626k▼
Amounts payable after more than one year17€603k€562k▼
Financial debts170/4€603k€562k▼
Amounts payable within one year42/48€50k€48k▼
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€5k€7k▲
Accrued charges and deferred income492/3€13k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€71k€61k▼
Operating profit (loss)9901€40k€30k▼
Financial charges65/66B€34k€33k▼
Recurring financial charges65€34k€33k▼
Profit (loss) for the period before taxes9903€6k€-3k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€4k€-3k▼
Profit (loss) for the period to be appropriated9905€4k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€2k▼
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €6k ▲94.5%
Operating result €46k, net result €6k, both a record.
30-06
Financial
Equity above €150kEq €151k ▲4.4%
2 profitable years in a row build equity to €151k.
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 12332930 BrasschaatGround area
5,921 m²
Building footprint
14 m²
Volume, LiDAR
30 m³
Parcel 11324D0051/00N000, Flanders · tallest building 2.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IKRAMA BVBA
since 19992.092.286.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0051/00N000 | Flanders | 5,921 m² | 1 · 14 m² | 2.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARGUMA
BE 0887.797.646
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Scrooge & Marley
BE 0898.255.335
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ESIA
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,513. 2,547 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-1999
Fiscal year end30-06
Activities, NACEBEL
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.