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BCE

Active
Private limited companyfounded 20251 yr activeGraafjansdijk(STJ) 35, 9982 Sint-Laureins, BelgiumKBO/BCE: BE 1020.675.075

BCE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €27k. Its solvency ranks better than 61% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
85 / 100
Excellent
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency98
Growth-
Stability67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.34), and 42.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.4%
Return on assets
48.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€32k
Total assets
€56k
Net result
€27k
Working capital
€32k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €56k
Equity €32k
Debt €24k
Debt finances 42.6% of the balance-sheet total.
Key figures and ratios
2025 value
Solvency
57.4%
Current ratio
2.34
Quick ratio
2.34
Debt / equity
0.74
ROE
84.4%
ROA
48.4%
Debt
€24k
Debt ≤ 1 year
€24k
Income taxes
€12k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€56k
Current assets29/58€56k
Amounts receivable after more than one year29€51k
Other amounts receivable291€51k
Amounts receivable within one year40/41€3k
Trade receivables40€1k
Other amounts receivable41€2k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€56k
Equity10/15€32k
Contributions10/11€5k
Reserves13€27k
Distributable reserves133€27k
Amounts payable17/49€24k
Amounts payable within one year42/48€24k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Income statement Code2025
Other operating charges640/8€426
Gross operating margin9900€39k
Operating profit (loss)9901€39k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€112
Recurring financial charges65€112
Profit (loss) for the period before taxes9903€39k
Income taxes67/77€12k
Profit (loss) for the period9904€27k
Profit (loss) for the period to be appropriated9905€27k
Appropriation of the result
Profit (loss) to be appropriated9906€27k
Transfer to equity691/2€27k
To other reserves6921€27k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Graafjansdijk(STJ) 359982 Sint-Laureins
Ground area
110 m²
Building footprint
45 m²
Volume, LiDAR
347 m³
Parcel 43013C0551/00D002, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIDS
Graafjansdijk(STJ) 35, 9982 Sint-LaureinsGeneral construction of residential buildings
since 20252.371.024.646
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43013C0551/00D002 Flanders 109 m² 1 · 45 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,347 companies in sector 43110 we hold annual accounts for 620. 426 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-03-2025
Fiscal year end31-12
Legal name NL LIDS
Activities, NACEBEL
43110Demolition
43120Site preparation
43990Other specialised construction activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.