LICODE
ActiveLICODE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €264k and a net result of €173k. Its solvency ranks better than 62% of 11151 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-1
Growth78
Stability82
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 2.99 against 2.32 in 2024), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
37.8%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€264k▲ 189%
2024 · €91k
2024: €91k
2024 → 2025
Total assets
€457k▲ 213%
2024 · €146k
2024: €146k
2024 → 2025
Net result
€173k▲ 90.9%
2024 · €90k
2024: €90k
2024 → 2025
Working capital
€271k▲ 278%
2024 · €72k
2024: €72k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€91k-€264k▲ 189%
Operating result€119k-€241k▲ 103%
Net result€90k-€173k▲ 90.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 103% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €457k
Fixed assets
€50k▲ 150%
Current assets
€407k▲ 224%
Equity and liabilities €457k
Equity
€264k▲ 189%
Debt
€192k▲ 255%
The debt ratio rises from 37.2% to 42.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€251k▲
2024 · €121k
Cash flow
€182k▲
2024 · €93k
Solvency
57.9%▼
2024 · 62.8%
Current ratio
2.99▲
2024 · 2.32
Quick ratio
2.99▲
2024 · 2.32
Debt / equity
0.73▲
2024 · 0.59
ROE
65.4%▼
2024 · 98.9%
ROA
37.8%▼
2024 · 62.1%
Interest coverage
24.56▼
2024 · 69.31
Debt
€192k▲
2024 · €54k
Debt ≤ 1 year
€136k▲
2024 · €54k
Debt > 1 year
€56k
Income taxes
€58k▲
2024 · €26k
Staff costs
€47k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€457k▲
Fixed assets21/28€20k€50k▲
Tangible fixed assets22/27€20k€50k▲
Plant, machinery and equipment23-€34k
Furniture and vehicles24€20k€16k▼
Current assets29/58€126k€407k▲
Amounts receivable within one year40/41€51k€297k▲
Trade receivables40€27k€169k▲
Other amounts receivable41€24k€129k▲
Cash at bank and in hand54/58€38k€65k▲
Deferred charges and accrued income490/1€37k€44k▲
Equity and liabilities
Total equity and liabilities10/49€146k€457k▲
Equity10/15€91k€264k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€90k€263k▲
Amounts payable17/49€54k€192k▲
Amounts payable after more than one year17-€56k
Financial debts170/4-€56k
Amounts payable within one year42/48€54k€136k▲
Current portion of amounts payable after more than one year42-€19k
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€45k€112k▲
Taxes450/3€42k€111k▲
Remuneration and social security454/9€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€9k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8-€1k
Gross operating margin9900€131k€299k▲
Operating profit (loss)9901€119k€241k▲
Financial charges65/66B€2k€10k▲
Recurring financial charges65€2k€10k▲
Profit (loss) for the period before taxes9903€117k€231k▲
Income taxes67/77€26k€58k▲
Profit (loss) for the period9904€90k€173k▲
Profit (loss) for the period to be appropriated9905€90k€173k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€263k▲
Profit (loss) brought forward from the previous period14P-€90k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €264k ▲189%
2 profitable years in a row build equity to €264k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Born,Rechter Straße 1224770 Amel1 establishment unit
André Jacobs
since 20242.359.060.190
Similar companies · same sector, comparable size
Rudi Sales
BE 0457.270.074
Genk · Eq €264k
OZK.BE
BE 1002.896.064
Herstal · Eq €266k
2HB
BE 0818.172.036
Tournai · Eq €262k
Stockmans & Co
BE 0431.251.904
Antwerpen · Eq €262k
Chaleur & Style
BE 0546.758.019
Mouscron · Eq €266k
Of 6,128 companies in sector 46190 we hold annual accounts for 2,553. 1,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2024
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
68310Real estate agency activities
68311Real estate activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filings
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.