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Private limited companyfounded 2021active for 4 yearsHeistlaan 333, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0778.620.285

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LIC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €655,036 and a net result of €432,209. Equity is growing by about 80% per year across the filed financial years. Its solvency ranks better than 55% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 14-12-2021 Normal situation
Legal form
Private limited company
Registered office
Heistlaan 333, 8301 Knokke-Heist
Activity
Activities of holding companies NACE 64210and 3 others
Establishment unit
2.326.119.386 8301 Knokke-Heist, since 14-12-2021
Financial year end
31 December
Peppol
Reachable since 25-08-2025

Who decides

Board
  • Van Laeken LoïcDirector · since 13-12-2021

How it is doing

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€432,209
▼ 1.2%
Equity
€655,036
▲ 26.7%
Total assets
€1.1m
▲ 60.6%
2025 accounts 36 days early
Filed on 25-06-2026at the National Bank
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
36 days early
2024
28 days early
2023
41 days early
2022
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 36 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
25-06-2026
Format
micro format
Reference
2026-00196447
Equity
€655,036▲ 26.7%
2024 · €516,945
Net result
€432,209▼ 1.2%
2024 · €437,411
Total assets
€1.1m▲ 60.6%
2024 · €708,947
Solvency
57.5%▼ 15.4pp
2024 · 72.9%
Trend over the years

2022 to 2025, 4 financial years

The operating result has risen three years in a row; 2025 is 1% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.6m 2025 Net result€0.4m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€0.005m-€0.1m▲ 25×€0.6m▲ 420%€0.6m▲ 1.1%
Net result€0.001mbelow the sector's middle half-€0.08mwithin the sector's middle half▲ 63×€0.4mabove the sector's middle half▲ 460%€0.4mabove the sector's middle half▼ 1.2%
Equity€0.001mbelow the sector's middle half-€0.08mwithin the sector's middle half▲ 54×€0.5mabove the sector's middle half▲ 550%€0.7mabove the sector's middle half▲ 26.7%
Total assets€0.02mbelow the sector's middle half-€0.1mbelow the sector's middle half▲ 655%€0.7mwithin the sector's middle half▲ 492%€1.1mabove the sector's middle half▲ 60.6%
Debt€0.01m-€0.04m▲ 180%€0.2m▲ 377%€0.4m▲ 133%
Working capital€0.002mwithin the sector's middle half-€0.07mwithin the sector's middle half▲ 45×€0.5mabove the sector's middle half▲ 543%€0.5mabove the sector's middle half▲ 12.3%
Solvency9.4%below the sector's middle half-66.4%within the sector's middle half▲ 57.0pp72.9%within the sector's middle half▲ 6.5pp57.5%within the sector's middle half▼ 15.4pp
Current ratio1.11within the sector's middle half-2.82within the sector's middle half▲ 1.705.08above the sector's middle half▲ 2.274.58above the sector's middle half▼ 0.50
Return on assets (ROA)7.8%within the sector's middle half-65.1%above the sector's middle half▲ 57.3pp61.7%above the sector's middle half▼ 3.4pp38.0%above the sector's middle half▼ 23.7pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €464,484 ▲ 271%
Current assets €673,874 ▲ 15.5%
Equity and liabilities €1.1m
Equity €655,036 ▲ 26.7%
Provisions €35,344
Debt €447,979 ▲ 133%
Debt's share of the balance-sheet total rises from 27.1% to 39.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
66.0%▼
2024 · 84.6%
Debt ≤ 1 year
€147,235▲
2024 · €114,860
Debt > 1 year
€300,744▲
2024 · €77,143
Income taxes
€154,226▲
2024 · €145,144
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 25-06-2026.

Balance sheet Code20242025
Assets
Total assets20/58€0.7m€1.1m▲
Fixed assets21/28€0.1m€0.5m▲
Tangible fixed assets22/27€0.1m€0.5m▲
Land and buildings22€0.1m€0.3m▲
Plant, machinery and equipment23€0.001m€0.007m▲
Furniture and vehicles24€0.009m€0.1m▲
Other tangible fixed assets26€0.009m€0.02m▲
Financial fixed assets28€0.008m€0▼
Current assets29/58€0.6m€0.7m▲
Amounts receivable within one year40/41€0.2m€0.2m▲
Trade receivables40€0.08m€0.09m▲
Other amounts receivable41€0.09m€0.2m▲
Current investments50/53-€0.3m
Cash at bank and in hand54/58€0.4m€0.1m▼
Deferred charges and accrued income490/1€0.04m€0.006m▼
Equity and liabilities
Total equity and liabilities10/49€0.7m€1.1m▲
Equity10/15€0.5m€0.7m▲
Contributions10/11€240€240=
Reserves13€0.5m€0.7m▲
Distributable reserves133€0.5m€0.7m▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16-€0.04m
Provisions for liabilities and charges160/5-€0.04m
Other liabilities and charges164/5-€0.04m
Amounts payable17/49€0.2m€0.4m▲
Amounts payable after more than one year17€0.08m€0.3m▲
Financial debts170/4€0.08m€0.3m▲
Amounts payable within one year42/48€0.1m€0.1m▲
Current portion of amounts payable after more than one year42€0.07m€0.06m▼
Financial debts43€0.001m€0.004m▲
Credit institutions430/8€0.001m€0.004m▲
Trade debts44€0.002m€0.002m▼
Suppliers440/4€0.002m€0.002m▼
Taxes, remuneration and social security45€0.04m€0.08m▲
Taxes450/3€0.04m€0.08m▲
Other amounts payable47/48€4€0▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.07m▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0.04m
Other operating charges640/8€0.003m€0.004m▲
Non-recurring operating charges66A€0.009m€0.006m▼
Gross operating margin9900€0.6m€0.7m▲
Operating profit (loss)9901€0.6m€0.6m▲
Financial income75/76B€0.001m€0.003m▲
Recurring financial income75€0.001m€0.003m▲
Financial charges65/66B€0.008m€0.01m▲
Recurring financial charges65€0.008m€0.01m▲
Profit (loss) for the period before taxes9903€0.6m€0.6m▲
Income taxes67/77€0.1m€0.2m▲
Profit (loss) for the period9904€0.4m€0.4m▼
Profit (loss) for the period to be appropriated9905€0.4m€0.4m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.4m€0.4m▼
Transfer from equity791/2-€0.3m
Transfer to equity691/2€0.4m€0.4m▼
To other reserves6921€0.4m€0.4m▼
Profit to be distributed694/7-€0.3m
Return on contributions (dividend)694-€0.3m

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,964€776€20,909€65,555▲ 214%
Provisions for liabilities and charges: additions (uses and reversals)635/8---€35,344-
Other operating charges640/8€807€1,300€2,982€4,278▲ 43.5%
Non-recurring operating charges66A--€9,450€6,247▼ 33.9%
Gross operating margin9900€8,322€115,399€622,765€707,465▲ 13.6%
Operating profit (loss)9901€4,551€113,323€589,424€596,042▲ 1.1%
Financial income75/76B€131€0€1,237€3,362▲ 172%
Recurring financial income75€131€0€1,237€3,362▲ 172%
Financial charges65/66B€305€4,403€8,106€12,969▲ 60.0%
Recurring financial charges65€305€4,403€8,106€12,969▲ 60.0%
Profit (loss) for the period before taxes9903€4,377€108,920€582,555€586,435▲ 0.7%
Income taxes67/77€3,133€30,870€145,144€154,226▲ 6.3%
Profit (loss) for the period9904€1,244€78,049€437,411€432,209▼ 1.2%
Profit (loss) for the period to be appropriated9905€1,244€78,049€437,411€432,209▼ 1.2%
Line2022202320242025Change
Assets
Total assets20/58€0.02m€0.1m€0.7m€1.1m▲ 60.6%
Fixed assets21/28-€0.007m€0.1m€0.5m▲ 271%
Tangible fixed assets22/27-€0.007m€0.1m€0.5m▲ 294%
Land and buildings22--€0.1m€0.3m▲ 236%
Plant, machinery and equipment23-€0.001m€0.001m€0.007m▲ 898%
Furniture and vehicles24-€0.006m€0.009m€0.1m▲ 12×
Other tangible fixed assets26--€0.009m€0.02m▲ 75.2%
Financial fixed assets28--€0.008m€0▼ 100%
Current assets29/58€0.02m€0.1m€0.6m€0.7m▲ 15.5%
Amounts receivable within one year40/41€0.01m€0€0.2m€0.2m▲ 44.0%
Trade receivables40€0.008m€0€0.08m€0.09m▲ 13.3%
Other amounts receivable41€0.004m€0€0.09m€0.2m▲ 73.3%
Current investments50/53---€0.3m-
Cash at bank and in hand54/58€0.004m€0.1m€0.4m€0.1m▼ 73.9%
Deferred charges and accrued income490/1€131€0.003m€0.04m€0.006m▼ 86.8%
Equity and liabilities
Total equity and liabilities10/49€0.02m€0.1m€0.7m€1.1m▲ 60.6%
Equity10/15€0.001m€0.08m€0.5m€0.7m▲ 26.7%
Contributions10/11€240€240€240€240=
Reserves13€0.001m€0.08m€0.5m€0.7m▲ 26.7%
Distributable reserves133€0.001m€0.08m€0.5m€0.7m▲ 26.7%
Profit (loss) carried forward14---€0-
Provisions and deferred taxes16---€0.04m-
Provisions for liabilities and charges160/5---€0.04m-
Other liabilities and charges164/5---€0.04m-
Amounts payable17/49€0.01m€0.04m€0.2m€0.4m▲ 133%
Amounts payable after more than one year17--€0.08m€0.3m▲ 290%
Financial debts170/4--€0.08m€0.3m▲ 290%
Amounts payable within one year42/48€0.01m€0.04m€0.1m€0.1m▲ 28.2%
Current portion of amounts payable after more than one year42--€0.07m€0.06m▼ 11.4%
Financial debts43€0.002m€168€0.001m€0.004m▲ 180%
Credit institutions430/8€0.002m€168€0.001m€0.004m▲ 180%
Trade debts44€0.003m€0.006m€0.002m€0.002m▼ 11.2%
Suppliers440/4€0.003m€0.006m€0.002m€0.002m▼ 11.2%
Taxes, remuneration and social security45€0.01m€0.03m€0.04m€0.08m▲ 99.3%
Taxes450/3€0.008m€0.03m€0.04m€0.08m▲ 99.3%
Remuneration and social security454/9€0.002m€0---
Other amounts payable47/48-€0.002m€4€0▼ 100%
Accrued charges and deferred income492/3€125€125€0--
Line2022202320242025Change
Profit (loss) for the period9904€1,244€78,049€437,411€432,209▼ 1.2%
+ Depreciation and write-downs630€2,964€776€20,909€65,555▲ 214%
Operating cash flow (approximation)€4,208€78,825€458,321€497,763▲ 8.6%
Investment in fixed assets (approximation)---€139,484-€404,711▼ 190%
Change in cash-€106,423€258,227-€272,286-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 25-06-2026 2026-00196447 NBB
31-12-2024 micro format 03-07-2025 2025-00221498 PDF
31-12-2023 micro format 20-06-2024 2024-00143832 PDF
31-12-2022 micro format 22-06-2023 2023-00146257 PDF

Similar companies · same sector, comparable size

Of the 24,452 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,126. 13,511 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director
Van Laeken Loïc
Director · since 13-12-2021 · in the 2025 annual accounts, filed on 25-06-2026
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Van Laeken Loïc
  • Director, from 13-12-2021 to date
See the board, name and registered office on a given date →

Owners and capital

Group and network

Connections & network

1 current director
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1
3 locations

History

LIC was incorporated on 14 December 2021 as a private limited company.1 The registered office was moved to Knokke-Heist in 2024.2 Since 2026 the company has been called LIC.3 Total assets rose from €15,861 in 2022 to €1.1m in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-06-2024
  3. 3Belgian Official Gazette, 27-10-2026
  4. 4National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
27-10
Gazette deed Name
Name change · Amendment of the articles · Power of attorney5 facts ▸
  • General meeting, 16-10-2026
  • Name change, LIC
  • Amendment of the articles, 1
  • Power of attorney
  • Power of attorney, Anthony Wittesaele

Open the act in the Belgian Official Gazette

25-06
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2025
03-07
NBB filing Annual accounts filedPDF
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2022 to 2025net €437,411 ▲460%
Net result €437,411, the highest in the series.
31-12
Financial Equity above €500,000equity €516,945 ▲550%
A profit in every financial year since 2022 builds equity to €516,945.
20-06
NBB filing Annual accounts filedPDF
financial year 2023 · micro format
07-06
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • Board meeting, 03-04-2024
  • Registered-office move, Heistlaan 333 8300 Knokke-Heist
  • Director in office, Loïc Van Laeken (director)

Open the act in the Belgian Official Gazette

2023
31-12
Financial Liquidity more than doubledcurrent ratio 2.82
Current ratio from 1.11 to 2.82.
22-06
NBB filing Annual accounts filedPDF
financial year 2022 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name LIC in Dutch
Enterprise number 0778.620.285
Legal form Private limited company
Status Active, normale toestand
Founded 14-12-2021
Type Legal entity

Where it is based

Registered office Heistlaan 333, 8301 Knokke-Heist, Belgium
Establishments 1 establishment unit since 2021

What it does

NACEBEL 2025
64210 Activities of holding companies main activity
68110 Buying and selling of own real estate
68201 Renting and operating of own or leased residential real estate, excluding social housing
68203 Renting and operating of own or leased non-residential real estate, excluding land

Invoicing and payment

VAT number BE 0778.620.285
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0778620285
Also 9925:BE0778620285
Registered 25-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

984500BCB04BC7C3A593
live in the LEI register

Environmental permits: No permit applications found in Flanders.

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
1 establishment unit
Loïc Investment Company
Heistlaan 333, 8301 Knokke-HeistActivities of head offices
since 2021unit no. 2.326.119.386

Buildings and parcels at the address

Ground area
958 m²
Building footprint
218 m²
Parcel 31024A0041/00D000, Flanders.
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31024A0041/00D000 Flanders 958 m² 1 · 218 m² 0.0 m