Equity
€654,813 ▼ 1.2%
CUM LAUDE MAXIMA paid out €22,559 in dividends. That is 153% of the 2025 profit.
CUM LAUDE MAXIMA
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €93,514 (2023)
€16,326▲ €18,807
peak €155,051 (2022)
€14,767▲ 11×
peak €662,605 (2024)
€654,813▼ 1.2%
€19,715▼ 27.7%
Board1 name since 2001
1 directorMOONEN Bart Maria Joan
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from -€2,481 to €16,326Result from €1,299 to €14,767Appointment: MOONEN Bart Maria Joan (director) 22-08Dividend €22,559Debts from €27,257 to €19,715Cash from €1,840 to €2,835
Key points
from the 2025 annual accountsFilings
24 annual accounts since 2002
Seven of the last ten came late. The 2019 accounts came latest: 89 days after the end of the period.
Position in the sector
90.0%
Higher solvency than 85% of companies in financial services. Sector median 50.8% · 6,708 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
2 days early
2023
30 days late
2022
28 days early
2021
11 days late
2020
30 days late
2019
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0474472629
Appointment: MOONEN Bart Maria Joan (director)
Director discharge: MOONEN Bart Maria Joan · General meeting of 20-08-2025 · Gazette deed
Merger proposal: CUM LAUDE MAXIMА takes over Cum Laude NV
“voorwerp omvattend activiteiten Cum Laude NV” (deed in Dutch) · The company holds all the shares of Cum Laude NV · Name change: Cum Laude · Gazette deed
First establishment
Leopoldslei 7, Brasschaat
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CUM LAUDE MAXIMA Brasschaat | €727,745 | €16,326 | 90.0% | - |
| HEAVING Heist-op-den-Berg | €756,660 | €16,935 | 84.8% | - |
| CASAGO INVEST Antwerp | €817,006 | €20,434 | 55.6% | - |
| ERKA-INVEST Berlare | €707,508 | €18,558 | 28.8% | - |
| VERZEELE Zaventem | €618,925 | €13,811 | 25.9% | - |
| D2J - INVEST Kortrijk | €765,868 | €12,943 | 98.7% | 0 |
| FLAVYCOM Lier | €858,939 | €14,060 | 55.6% | - |
These companies have the same main activity as CUM LAUDE MAXIMA: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €619,000 and €859,000, founded between 1999 and 2004.
Official details
Source: KBO- Status
- Active since 02-04-2001Normal situation
- Activity
- Activities of holding companiesNACE 64210
- Establishment unit
- 2.095.217.7172930 Brasschaat, since 02-10-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 03-10-2025
Annual accounts 2025
- €727,745▼ 2.1%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on CUM LAUDE MAXIMA
CUM LAUDE MAXIMA files the abbreviated format. That format states no turnover. The gross margin rose from €8,528 in 2006 to €16,326 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CUM LAUDE MAXIMA
- What is the company number of CUM LAUDE MAXIMA?
- The company number of CUM LAUDE MAXIMA is 0474.472.629. The VAT number is the same number with BE in front: BE 0474.472.629.
- Where is CUM LAUDE MAXIMA based?
- The registered office is at Leopoldslei 7, 2930 Brasschaat.Company details
- What does CUM LAUDE MAXIMA do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of CUM LAUDE MAXIMA?
- CUM LAUDE MAXIMA is a private limited company (BV).
- When was CUM LAUDE MAXIMA founded?
- CUM LAUDE MAXIMA was founded on 02-04-2001.
- Is CUM LAUDE MAXIMA still active?
- Yes, CUM LAUDE MAXIMA is an active enterprise in the KBO register.
- What is the turnover of CUM LAUDE MAXIMA?
- The turnover in financial year 2025 is ≈ €80,000. This figure is estimated from the gross margin of €16,326 and 54 comparable companies (NACE 64210). It probably lies between €40,000 and €140,000. It is a rough estimate.Financials
- Is CUM LAUDE MAXIMA profitable?
- In financial year 2025, CUM LAUDE MAXIMA made a profit of €14,767.
- Where can I find the annual accounts of CUM LAUDE MAXIMA?
- CUM LAUDE MAXIMA filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CUM LAUDE MAXIMA due?
- CUM LAUDE MAXIMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date
See how customers, suppliers and banks see your own company and what to improve first.