ANIA
ActiveSummary
ANIA has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277,274 and a net result of -€3,277. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 83% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability51▲+14
Solvency99▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 7.21 against 6.2 in 2024; short-term debt: 6.5% and cash: 0.5% of total assets), and 26.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
59 d late
2023
61 d late
2022
151 d late
2021
152 d late
2020
31 d late
2019
152 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 90 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 October (4 of the last 5 filed years within 89 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€277,274▼ 1.2%
2024 · €280,552
Total assets
€375,432▼ 6.6%
2024 · €402,006
Net result
-€3,277
2024 · €6,269
Working capital
€151,760▼ 3.1%
2024 · €156,608
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,232-€2,567▼ 108%-€2,540▲ 1.1%-€10,804▼ 325%-€8,613▲ 20.3%
Net result€155within the sector's middle half▼ 98.7%€2,443within the sector's middle half▲ 1,476%€2,062within the sector's middle half▼ 15.6%€6,269within the sector's middle half▲ 204%-€3,277within the sector's middle half
Equity€269,779above the sector's middle half▲ 0.5%€272,222above the sector's middle half▲ 0.9%€274,284above the sector's middle half▲ 0.8%€280,552above the sector's middle half▲ 2.3%€277,274above the sector's middle half▼ 1.2%
Total assets€428,273above the sector's middle half▼ 8.0%€413,973above the sector's middle half▼ 3.3%€400,071above the sector's middle half▼ 3.4%€402,006above the sector's middle half▲ 0.5%€375,432above the sector's middle half▼ 6.6%
Debt€105,874▼ 24.3%€91,293▼ 13.8%€77,492▼ 15.1%€75,321▼ 2.8%€54,188▼ 28.1%
Working capital€173,991above the sector's middle half▼ 4.8%€171,624above the sector's middle half▼ 1.4%€168,865above the sector's middle half▼ 1.6%€156,608above the sector's middle half▼ 7.3%€151,760above the sector's middle half▼ 3.1%
Solvency63.0%above the sector's middle half▲ 5.3pp65.8%above the sector's middle half▲ 2.8pp68.6%above the sector's middle half▲ 2.8pp69.8%above the sector's middle half▲ 1.2pp73.9%above the sector's middle half▲ 4.1pp
Current ratio7.36above the sector's middle half▼ 0.557.46above the sector's middle half▲ 0.097.35above the sector's middle half▼ 0.116.20above the sector's middle half▼ 1.157.21above the sector's middle half▲ 1.02
Return on assets (ROA)0.0%within the sector's middle half▼ 2.4pp0.6%within the sector's middle half▲ 0.6pp0.5%within the sector's middle half▼ 0.1pp1.6%within the sector's middle half▲ 1.0pp-0.9%within the sector's middle half▼ 2.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,613 in 2025 against €10,804 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375,432
Fixed assets
€199,248 ▼ 7.4%
Current assets
€176,184 ▼ 5.7%
Equity and liabilities €375,432
Equity
€277,274 ▼ 1.2%
Provisions
€43,970 ▼ 4.7%
Debt
€54,188 ▼ 28.1%
Debt's share of the balance-sheet total falls from 18.7% to 14.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7,409▲
2024 · €3,834
Cash flow
€12,745▼
2024 · €20,907
Debt to equity
0.20▼
2024 · 0.27
ROE
-1.2%▼
2024 · 2.2%
Interest coverage
4.05▲
2024 · 1.93
Debt ≤ 1 year
€24,424▼
2024 · €30,128
Debt > 1 year
€27,085▼
2024 · €42,938
Income taxes
€1,409▼
2024 · €3,066
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,320 | €11,167 | €11,167 | €14,638 | €16,022 | ▲ 9.5% |
| Other operating charges640/8 | €2,678 | €1,384 | €1,477 | €1,583 | €1,602 | ▲ 1.2% |
| Gross operating margin9900 | €16,766 | €9,984 | €10,104 | €5,417 | €9,011 | ▲ 66.3% |
| Operating profit (loss)9901 | -€1,232 | -€2,567 | -€2,540 | -€10,804 | -€8,613 | ▲ 20.3% |
| Financial income75/76B | €7,381 | €8,139 | €7,299 | €19,966 | €6,413 | ▼ 67.9% |
| Recurring financial income75 | €7,381 | €8,139 | €7,299 | €7,569 | €6,413 | ▼ 15.3% |
| Non-recurring financial income76B | - | - | - | €12,397 | - | - |
| Financial charges65/66B | €2,635 | €2,313 | €1,992 | €1,990 | €1,831 | ▼ 8.0% |
| Recurring financial charges65 | €2,635 | €2,313 | €1,992 | €1,990 | €1,831 | ▼ 8.0% |
| Profit (loss) for the period before taxes9903 | €3,514 | €3,259 | €2,767 | €7,172 | -€4,031 | ▼ 156% |
| Transfer from deferred taxes780 | - | €2,162 | €2,163 | €2,163 | €2,163 | = |
| Income taxes67/77 | €3,359 | €2,978 | €2,868 | €3,066 | €1,409 | ▼ 54.0% |
| Profit (loss) for the period9904 | €155 | €2,443 | €2,062 | €6,269 | -€3,277 | ▼ 152% |
| Transfer from tax-exempt reserves789 | €6,362 | €4,200 | €4,199 | €4,199 | €4,199 | = |
| Profit (loss) for the period to be appropriated9905 | €6,517 | €6,643 | €6,261 | €10,468 | €922 | ▼ 91.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €428,273 | €413,973 | €400,071 | €402,006 | €375,432 | ▼ 6.6% |
| Fixed assets21/28 | €226,940 | €215,773 | €204,606 | €215,270 | €199,248 | ▼ 7.4% |
| Tangible fixed assets22/27 | €226,150 | €214,983 | €203,816 | €214,480 | €198,458 | ▼ 7.5% |
| Land and buildings22 | €207,567 | €199,288 | €191,010 | €182,732 | €174,454 | ▼ 4.5% |
| Plant, machinery and equipment23 | €18,583 | €15,695 | €12,806 | €11,513 | €8,439 | ▼ 26.7% |
| Furniture and vehicles24 | - | - | - | €20,235 | €15,565 | ▼ 23.1% |
| Financial fixed assets28 | €790 | €790 | €790 | €790 | €790 | = |
| Current assets29/58 | €201,333 | €198,200 | €195,465 | €186,736 | €176,184 | ▼ 5.7% |
| Amounts receivable after more than one year29 | €101,057 | €89,811 | €78,211 | €66,246 | €53,905 | ▼ 18.6% |
| Other amounts receivable291 | €101,057 | €89,811 | €78,211 | €66,246 | €53,905 | ▼ 18.6% |
| Amounts receivable within one year40/41 | €88,532 | €98,900 | €109,117 | €112,508 | €115,678 | ▲ 2.8% |
| Trade receivables40 | €530 | €1,111 | €1,692 | €1,692 | €581 | ▼ 65.7% |
| Other amounts receivable41 | €88,002 | €97,789 | €107,425 | €110,816 | €115,097 | ▲ 3.9% |
| Current investments50/53 | €3,600 | €2,600 | €2,600 | €2,605 | €2,619 | ▲ 0.5% |
| Cash at bank and in hand54/58 | €376 | €1,187 | €1,562 | €1,579 | €1,712 | ▲ 8.4% |
| Deferred charges and accrued income490/1 | €7,768 | €5,702 | €3,975 | €3,798 | €2,270 | ▼ 40.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €428,273 | €413,973 | €400,071 | €402,006 | €375,432 | ▼ 6.6% |
| Equity10/15 | €269,779 | €272,222 | €274,284 | €280,552 | €277,274 | ▼ 1.2% |
| Contributions10/11 | €22,608 | €22,608 | €22,608 | €22,608 | €22,608 | = |
| Reserves13 | €104,452 | €100,252 | €96,053 | €91,853 | €87,653 | ▼ 4.6% |
| Non-distributable reserves130/1 | €2,261 | €2,261 | €2,261 | €2,261 | €2,261 | = |
| Reserves not available under the articles1311 | €2,261 | €2,261 | €2,261 | €2,261 | €2,261 | = |
| Tax-exempt reserves132 | €102,191 | €97,991 | €93,792 | €89,592 | €85,392 | ▼ 4.7% |
| Profit (loss) carried forward14 | €142,719 | €149,362 | €155,623 | €166,091 | €167,013 | ▲ 0.6% |
| Provisions and deferred taxes16 | €52,620 | €50,458 | €48,295 | €46,133 | €43,970 | ▼ 4.7% |
| Deferred taxes168 | €52,620 | €50,458 | €48,295 | €46,133 | €43,970 | ▼ 4.7% |
| Amounts payable17/49 | €105,874 | €91,293 | €77,492 | €75,321 | €54,188 | ▼ 28.1% |
| Amounts payable after more than one year17 | €75,215 | €61,743 | €48,272 | €42,938 | €27,085 | ▼ 36.9% |
| Financial debts170/4 | €75,215 | €61,743 | €48,272 | €42,938 | €27,085 | ▼ 36.9% |
| Amounts payable within one year42/48 | €27,342 | €26,576 | €26,600 | €30,128 | €24,424 | ▼ 18.9% |
| Current portion of amounts payable after more than one year42 | €16,445 | €14,531 | €13,615 | €15,697 | €15,399 | ▼ 1.9% |
| Trade debts44 | €5,636 | €5,380 | €6,323 | €7,666 | €4,250 | ▼ 44.6% |
| Suppliers440/4 | €5,636 | €5,380 | €6,323 | €7,666 | €4,250 | ▼ 44.6% |
| Taxes, remuneration and social security45 | €5,261 | €6,665 | €6,662 | €6,765 | €4,775 | ▼ 29.4% |
| Taxes450/3 | €5,261 | €6,665 | €6,662 | €6,765 | €4,775 | ▼ 29.4% |
| Accrued charges and deferred income492/3 | €3,317 | €2,974 | €2,620 | €2,255 | €2,679 | ▲ 18.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €155 | €2,443 | €2,062 | €6,269 | -€3,277 | ▼ 152% |
| + Depreciation and write-downs630 | €15,320 | €11,167 | €11,167 | €14,638 | €16,022 | ▲ 9.5% |
| Operating cash flow (approximation) | €15,475 | €13,610 | €13,229 | €20,907 | €12,745 | ▼ 39.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€25,302 | €0 | ▲ 100% |
| Change in cash | - | €811 | €375 | €17 | €133 | ▲ 682% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 152 days late
2019
31-12
Financial
Back to profitnet €11,560
Net result €11,560 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 1983
Ground area
956 m²
Building footprint
76 m²
Volume, LiDAR
436 m³
Parcel 25054A0010/00X002, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue des Badauds 22, 1428 Braine-l'Alleud
since 19832.023.934.593
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054A0010/00X002 | Wallonia | 956 m² | 1 · 76 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,342 companies in sector 47621 we hold annual accounts for 1,246. 958 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47260Retail trade
47711Retail sale of women's outerwear
E-invoicing
Reachable via Peppol
Peppol ID
0208:0425986287
Also
9925:BE0425986287
Registered
13-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.