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Generated 02-08-2026
Active BE 0766.379.479Private limited company

LIBRAIRIE PALIT

Vandermeerschstraat 83 ·1030 Schaarbeek, Belgium· 5 yrs active
Sector: General cleaning of buildings (81210)
Conclusion Checked

The computed 12-month bankruptcy probability of LIBRAIRIE PALIT is 7.6% (elevated). The 2023 annual accounts show equity of €4k and a net result of €-114. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 1597 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €4k
Net result €-114
Better than sector 59%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health55Profitability0Solvency79Growth52Stability94
56 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 55
Profitability 0
Solvency 79
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
7.6% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
55 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-10-2024 with the NBB · fiscal year 2023 · micro
€-1k€0€1k€2k€3kOperating result 2021: €563€563Net result 2021: €239€239Operating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €330€330Net result 2023: €-114€-114202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~24.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€2k€4k€6k€8k2024: €6k (€5k - €6k)2025: €7k (€6k - €7k)2026: €8k (€7k - €8k)2021: €2k2022: €5k2023: €4k202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 41.6% 34.2%
better than 59% of 1597 sector peers
Net result €-114 €9k
better than 24% of 1588 sector peers
Equity €4k €25k
better than 20% of 1597 sector peers
Gross operating margin €990 €35k
better than 10% of 1586 sector peers
Total assets €11k €85k
better than 7% of 1597 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€2k
- +119% vs sector
Net profit
€-114
- +87% vs sector
Cash flow
€1k
- +6% vs sector
Total assets
€11k
-81.8% -74% vs sector
Equity
€4k
-2.5% -78% vs sector
Working capital
€4k
-2.5% -81% vs sector
Income taxes
€289
-55.2% -93% vs sector
Debt
€6k
-88.5% -78% vs sector
Debt ≤ 1y
€6k
-88.5% -78% vs sector
Current ratio
1.71
+58.0% -7% vs sector
Quick ratio
1.67
+65.3% -9% vs sector
Solvency
41.6%
+436.2% -11% vs sector
Debt / equity
1.40
-88.2% +20% vs sector
ROE
-2.5%
- +55% vs sector
ROA
-1.1%
- +64% vs sector
Interest coverage
4.80
- +151% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA-
Net profit€-114
Cash flow-
Staff costs-
Income taxes€289
Dividends-
Total assets€11k
Equity€4k
Debt€6k
of which ≤ 1y€6k
of which > 1y-
Working capital€4k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.71
Quick ratio1.67
Working capital ratio41.6%
Solvency41.6%
Debt / equity1.40
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.1%
ROE-2.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€11k
Current assets 29/58€11k
Stocks & contracts in progress 3€266
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€11k
Equity 10/15€4k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€6k
Amounts payable within one year 42/48€6k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€990
Operating result 9901€330
Financial income 75€0
Financial charges 65€155
Result before taxes 9903€175
Income taxes 67/77€289
Net result for the period 9904€-114
Result to be appropriated 9905€-114
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary General cleaning of buildings(81210)
Legal form Private limited company(610)
Incorporation06-04-2021
StatusActive
Postal code1030
Establishment units 1 location
Vandermeerschstraat 83, 1030 Schaarbeek
Algemene reiniging van gebouwen
since 20212.315.815.414
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0185/00C003 Brussels 51 m² 1 · 42 m² 18.7 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-01-2025
State Gazette act Capital & shares
2024
29-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
25-10-2023
State Gazette act Capital & shares
18-01-2023
NBB filing Annual accounts filed
fiscal year 2021 · micro
2022
19-04-2022
State Gazette act Capital & shares
Belgisch Staatsblad, acts 3 acts
Capital history · 3
17-01-2025
Capital change
25-10-2023
Capital change
19-04-2022
Capital change
All acts · 3 updated 1 year ago
2025
17-01-2025 Transaction in capital or shares Capital & shares
Technical details 
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  "act_meta": {
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    "pub_date": null,
    "filing_date": "2025-01-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
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      "n_shares": 0,
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    },
    {
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      "name": "mevrouw Hallil Gyulyay Nural",
      "role": "g\u00E9rant_statutaire",
      "n_shares": 100,
      "share_class": null
    }
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}
2023
25-10-2023 All shares are now held by a single shareholder Capital & shares
Technical details 
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  "notary": {
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    "firm_city": null,
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    "office_city": "Brussel",
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-10-17",
    "act_kind_objet": "Benoeming en Ontslag bestuurders - verplaatsing maatschappelijke zetel"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "act_date": "2023-10-17",
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    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-10-01"
  },
  "bedrijfsrevisor": null,
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    "kbo": "0766.379.479",
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    "legal_form": "Besloten Vennootschap",
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  "co_filed_documents": [],
  "shareholders_after": [
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    }
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2022
19-04-2022 All shares are now held by a single shareholder Capital & shares
Technical details 
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-19",
    "filing_date": "2022-04-07",
    "act_kind_objet": "Benoeming en Ontslag bestuurders - verplaatsing maatschappelijke zetel"
  },
  "decision": {
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    "unanimous": true,
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  },
  "bedrijfsrevisor": null,
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Andere reinigingsactiviteiten81230Loterijen en kansspelen92000Activiteiten van loterijen en kansspelen92000
Primary activity highlighted.
Names & trade names
Legal nameNL LIBRAIRIE PALIT
Registered office
Vandermeerschstraat 83
1030 Schaarbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative