LIBRAIRIE A.P.
ActiveSummary
The computed 12-month bankruptcy probability of LIBRAIRIE A.P. is 1.5% (moderate). The 2024 annual accounts show equity of €82k and a net result of €-19k. Equity is shrinking by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 26043 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-13
Solvency100=
Growth26▲+1
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.59 against 7.23 in 2023; short-term debt: 13.4% and cash: 50.3% of total assets), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.6%
Return on assets
-19.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
50 d early
2022
17 d early
2021
2 d early
2020
12 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€225k▼ 1.7%
2023 · €229k
2018: €336k
2019: €289k
2020: €344k
2021: €300k
2022: €175k
2023: €229k
2018 → 2024
EBIT margin
-8.0%▼ 5.9pp
2023 · -2.1%
2018: 5.6%
2019: 1.3%
2020: 7.8%
2021: -4.9%
2022: -27.4%
2023: -2.1%
2018 → 2024
Net result
€-19k▼ 250%
2023 · €-5k
2018: €14k
2019: €400
2020: €23k
2021: €-14k
2022: €-49k
2023: €-5k
2018 → 2024
Working capital
€71k▼ 19.9%
2023 · €88k
2018: €162k
2019: €164k
2020: €153k
2021: €140k
2022: €93k
2023: €88k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€344k-€300k▼ 12.8%€175k▼ 41.9%€229k▲ 31.1%€225k▼ 1.7%
Equity€169k-€155k▼ 8.3%€106k▼ 31.4%€101k▼ 5.1%€82k▼ 18.6%
Operating result€27k-€-15k€-48k▼ 227%€-5k▲ 90.2%€-18k▼ 281%
Net result€23k-€-14k€-49k▼ 248%€-5k▲ 88.9%€-19k▼ 250%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2024 against €5k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €95k
Fixed assets
€11k ▼ 9.9%
Current assets
€84k ▼ 18.6%
Equity and liabilities €95k
Equity
€82k ▼ 18.6%
Debt
€13k ▼ 10.7%
Debt's share of the balance-sheet total rises from 12.3% to 13.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▼
2023 · €-3k
Cash flow
€-18k▼
2023 · €-4k
Current ratio
6.59▼
2023 · 7.23
Quick ratio
5.61▼
2023 · 6.37
Debt to equity
0.15▲
2023 · 0.14
ROE
-22.9%▼
2023 · -5.3%
ROA
-19.8%▼
2023 · -4.7%
Interest coverage
-18.97▼
2023 · -3.94
Debt ≤ 1 year
€13k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€115k€95k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€5k€4k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€8k€8k=
Current assets29/58€103k€84k▼
Stocks and contracts in progress3€12k€12k▲
Stocks30/36€12k€12k▲
Amounts receivable within one year40/41€22k€23k▲
Other amounts receivable41€22k€23k▲
Cash at bank and in hand54/58€68k€48k▼
Equity and liabilities
Total equity and liabilities10/49€115k€95k▼
Equity10/15€101k€82k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€81k€62k▼
Amounts payable17/49€14k€13k▼
Amounts payable within one year42/48€14k€13k▼
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€4k€2k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€1k€2k▲
Income statement
Code20232024
Turnover70€229k€225k▼
Non-recurring operating income76A€23k€2k▼
Goods, raw materials, services and sundry goods60/61€255k€243k▼
Remuneration, social security and pensions62€209-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Gross operating margin9900€-3k€-17k▼
Operating profit (loss)9901€-5k€-18k▼
Financial income75/76B€203-
Recurring financial income75€203-
Financial charges65/66B€879€880▲
Recurring financial charges65€879€880▲
Profit (loss) for the period before taxes9903€-5k€-19k▼
Profit (loss) for the period9904€-5k€-19k▼
Profit (loss) for the period to be appropriated9905€-5k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€62k▼
Profit (loss) brought forward from the previous period14P€86k€81k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 7.23
Current ratio from 3.35 to 7.23; short-term debt falls from €39k to €14k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €23k ▲5594%
Operating result €27k, net result €23k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 9.52
Current ratio from 4.00 to 9.52; short-term debt falls from €54k to €19k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rogierlaan 1001030 SchaarbeekGround area
170 m²
Building footprint
186 m²
Volume, LiDAR
1,577 m³
Parcel 21906D0128/00T006, Brussels · tallest building 16.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIBRAIRIE A.P.
since 20062.151.626.086
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0128/00T006 | Brussels | 170 m² | 1 · 186 m² | 16.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.151.626.086
Similar companies · same sector, comparable size
ESPACE PAPIER LIBRAIRIE
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BE 0477.777.755
Lessines · Eq €82,900
DRUKKERIJ VRANKEN
BE 0436.320.549
Sint-Truiden · Eq €82,934
BOBKAR
BE 0845.572.160
Puurs-Sint-Amands · Eq €83,311
Le Kiosque aux Idées
BE 0691.693.736
Vresse-sur-Semois · Eq €80,873
Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,097 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
47252Retail sale of beverages, general range
47260Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.