Consult Me

Active

Private limited companyfounded 20196 yrs activeChamp du Petit Pré(WSP) 26, 1457 Walhain, BelgiumKBO/BCE: BE 0734.895.853

Consult Me has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-107. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability69▼-31

Solvency62▼-19

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.02 against 1.93 in 2024; short-term debt: 50.3% and cash: 16.8% of total assets), and 63% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

37%

Return on assets

-0.2%

Age of the figures

12 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

51 d early

2024

26 d early

2023

31 d early

2022

19 d early

2021

346 d late

2020

16 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€22k▼ 48.1%

2024 · €42k

2020: €6k 2021: €6k 2022: €13k 2023: €16k 2024: €42k

2020 → 2025

Total assets

€59k▼ 21.7%

2024 · €75k

2020: €16k 2021: €17k 2022: €26k 2023: €74k 2024: €75k

2020 → 2025

Net result

€-107

2024 · €26k

2020: €4k 2021: €-57 2022: €8k 2023: €18k 2024: €26k

2020 → 2025

Working capital

€694▼ 96.2%

2024 · €18k

2020: €6k 2021: €5k 2022: €12k 2023: €3k 2024: €18k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€6k-€13k▲ 123%€16k▲ 26.5%€42k▲ 157%€22k▼ 48.1%

Operating result€3k-€11k▲ 263%€26k▲ 125%€34k▲ 34.5%€2k▼ 93.9%

Net result€-57-€8k€18k▲ 133%€26k▲ 38.6%€-107

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €59k

48.5%

51.5%

Fixed assets €28k▼ 22.7%

Current assets €30k▼ 20.6%

Equity and liabilities €59k

37.0%

63.0%

Equity €22k▼ 48.1%

Debt €37k▲ 11.8%

The debt ratio rises from 44.2% to 63.0%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€10k▼

2024 · €42k

Cash flow

€8k▼

2024 · €33k

Solvency

37.0%▼

2024 · 55.8%

Current ratio

1.02▼

2024 · 1.93

Quick ratio

1.02▼

2024 · 1.93

Debt / equity

1.70▲

2024 · 0.79

ROE

-0.5%▼

2024 · 61.0%

ROA

-0.2%▼

2024 · 34.1%

Interest coverage

24.84▼

2024 · 90.95

Debt

€37k▲

2024 · €33k

Debt ≤ 1 year

€29k▲

2024 · €20k

Debt > 1 year

€7k▼

2024 · €13k

Income taxes

€2k▼

2024 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€75k€59k▼

Fixed assets21/28€37k€28k▼

Tangible fixed assets22/27€37k€28k▼

Furniture and vehicles24€21k€15k▼

Other tangible fixed assets26€16k€14k▼

Current assets29/58€38k€30k▼

Amounts receivable within one year40/41€16k€19k▲

Trade receivables40€15k€2k▼

Other amounts receivable41€722€18k▲

Cash at bank and in hand54/58€20k€10k▼

Deferred charges and accrued income490/1€1k€902▼

Equity and liabilities

Total equity and liabilities10/49€75k€59k▼

Equity10/15€42k€22k▼

Contributions10/11€2k€2k=

Profit (loss) carried forward14€40k€20k▼

Amounts payable17/49€33k€37k▲

Amounts payable after more than one year17€13k€7k▼

Financial debts170/4€13k€7k▼

Amounts payable within one year42/48€20k€29k▲

Current portion of amounts payable after more than one year42€6k€6k▲

Trade debts44€258€67▼

Suppliers440/4€258€67▼

Taxes, remuneration and social security45€12k€4k▼

Taxes450/3€12k€4k▼

Other amounts payable47/48€2k€20k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€249

Other operating charges640/8€1k€1k▼

Gross operating margin9900€44k€12k▼

Operating profit (loss)9901€34k€2k▼

Financial income75/76B€0€459▲

Recurring financial income75€0€459▲

Financial charges65/66B€464€421▼

Recurring financial charges65€464€421▼

Profit (loss) for the period before taxes9903€34k€2k▼

Income taxes67/77€8k€2k▼

Profit (loss) for the period9904€26k€-107▼

Profit (loss) for the period to be appropriated9905€26k€-107▼

Appropriation of the result

Profit (loss) to be appropriated9906€40k€40k▼

Profit (loss) brought forward from the previous period14P€14k€40k▲

Profit to be distributed694/7-€20k

Return on contributions (dividend)694-€20k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 30-04-2027

2026

10-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

Financial Weakest financial yearnet €-107 ▼100%

Net result drops to €-107, the lowest in the series.

04-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-09

Financial Highest result since 2020net €26k ▲38.6%

Operating result €34k, net result €26k, both a record.

30-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

11-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

11-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 346 days late

2022

30-09

Financial Back to profitnet €8k

Net result €8k after one loss-making year.

2021

14-04

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Walhain · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Champ du Petit Pré(WSP) 261457 Walhain

Ground area

806 m²

Building footprint

69 m²

Parcel 25109B0474/00C000, Wallonia. Linked by address, not a title deed.

1 establishment unit

Consult Me

Champ du Petit Pré(WSP) 26, 1457 WalhainCertified accountants and tax accountants

since 20192.298.338.487

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25109B0474/00C000	Wallonia	806 m²	1 · 69 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 4,565 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-09-2019

Fiscal year end30-09

Activities, NACEBEL

69201Certified accountants and tax accountants

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.