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LIBO CONSULT

Active
Private limited companyfounded 2003active for 22 yearsStationsstraat 70, 3545 Halen, BelgiumKBO/BCE: BE 0862.276.352
Summary

The computed 12-month bankruptcy probability of LIBO CONSULT is 2.7% (moderate). The 2024 annual accounts show equity of €57,587 and a net result of €21,925. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 9,537 sector peers (NACE 47, financial year 2024). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 18-12-2003 Normal situation
Activity
Retail sale of pharmaceutical products NACE 47730and 1 other
Establishment unit
2.135.785.986 3545 Halen, since 01-01-2004
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • LINSSEN GROUPDirector · permanent representative LINSSEN Tijs Sabien Jean
  • Linssen Jacques NestorDirector

Financial position

50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2024
Gross margin
€243,596
▼ 0.3%
Turnover
≈ €1.1m
estimated
Profit
€21,925
▲ 1.2%
Equity
€57,587
▼ 32.8%
Total assets
€516,567
▼ 8.9%
Employees on 31-12-2024
3
=
  • 2025 accounts not filed, 94 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 01-09-2025)Liquidity: current ratio 0.75, cash €8,118Equity €57,587 (11.1% of total assets)lowers riskFounded in 2003Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 27% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 36-4
equity 11.1% of total assets
Liquidity 7-7
short-term debt 82.1% · cash 1.6%
Profitability 72-2
return on assets 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025lowest value 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.3 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%▲ +0.3 percentage points vs 08-2025 10-2025: 0.8%▼ -0.9 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.6 percentage points vs 07-2026 09-2026: 1.8%▲ +0.3 percentage points vs 08-2026 10-2026: 2.7%▲ +0.9 percentage points vs 09-2026highest value 11-2026: 2.7%● unchanged vs 10-2026highest value
Credit of up to €2,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.75 (0.8 in 2023), below 1. Short-term debt is 82.1% and cash 1.6% of total assets. 88.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 28% of them on solvency, 8% on liquidity, 56% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 01-09-2025)
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.75, cash €8,118
NBB · annual accounts
raises risk · Equity €57,587 (11.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9537 sector peers (2024).
NBB · sector comparison
Position among 9537 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
29 days late
2023
27 days early
2022
18 days early
2021
24 days late
2020
30 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 11 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 82% of companies in retail tradesector median €332,654 · 9,539 companies €57,587 View
  • Positive: 7 profitable years in a rowprofit 2024: €21,925 7 years View
  • Board changedlatest change 31-12-2025 · 2 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Resignation: BOLLEN Kristien Jozef Hugo Maria (director)Appointment: LINSSEN GROUP (director) · Permanent representative: LINSSEN Tijs Sabien Jean
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as LIBO CONSULT: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €490,000 and €609,000, founded between 1999 and 2006.

CompanyTotal assetsGross margin
LIBO CONSULT Halen€516,567€243,596
Pharmacie BARBAY Namur€512,805€240,609
PHARMACIE DE LA TOUR Anderlues€490,336€229,372
Pharmacie Darimont Theux€530,681€214,805
APOTHEEK PUT Tessenderlo-Ham€608,583€245,940
DIEPENBEEK MARKT FARMA Diepenbeek€505,908€224,604
SECUNDUM ARTEM Etterbeek€496,587€298,444
Full comparison

Key facts about LIBO CONSULT

What is the company number of LIBO CONSULT?
The company number of LIBO CONSULT is 0862.276.352. The VAT number is the same number with BE in front: BE 0862.276.352.
Where is LIBO CONSULT based?
The registered office is at Stationsstraat 70, 3545 Halen.Company details
What does LIBO CONSULT do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of LIBO CONSULT?
The legal form of LIBO CONSULT is Private limited company (BV).
When was LIBO CONSULT founded?
LIBO CONSULT was founded on 18-12-2003.
Is LIBO CONSULT still active?
Yes, LIBO CONSULT is an active enterprise in the KBO register.
How many employees does LIBO CONSULT have?
LIBO CONSULT had an average of 2.4 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of LIBO CONSULT?
The turnover in financial year 2024 is ≈ €1.1m. This figure is estimated from the gross margin of €243,596 and 51 comparable companies (NACE 477). It probably lies between €770,000 and €2.2m.
Is LIBO CONSULT profitable?
In financial year 2024, LIBO CONSULT made a profit of €21,925.
Where can I find the annual accounts of LIBO CONSULT?
LIBO CONSULT filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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