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Complete company report
Generated 28-08-2026
Active BE 0465.362.547Coöperatieve vennootschap met onbeperkte aansprakelijkheid

LIBERTY FINANCIAL SERVICES

· 27 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of LIBERTY FINANCIAL SERVICES is 1.7% (moderate). The company has been active since 1999 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 27 yrs
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Recent warning signals +Lower-risk legal form −No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
6 / 100
Low risk
Components
· 2 administrative flags (+6)
Trust signals 1 signals
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags2 events
UBO non-complianceAddress struck
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2024 micro 07-01-2025 2025-00003693
30-06-2023 micro 05-07-2024 2024-00231019
30-06-2022 verkort 24-01-2023 2023-00002278
30-06-2021 verkort 02-03-2022 2022-06800279
30-06-2020 verkort 26-01-2021 2021-01600274
30-06-2012 verkort 07-03-2013 2013-05900082
30-06-2011 verkort 24-02-2012 2012-05000342
30-06-2010 verkort 02-02-2011 2011-02400557
30-06-2009 verkort 11-02-2010 2010-04600124
30-06-2008 verkort 27-02-2009 2009-06400398
Directors & mandates 1 directors
Former directors (1)
  • Philippe Van Waeyenberghe
    Manager
    State Gazette act 24028705 (15-02-2024)
    Former
    - → 20-11-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Coöperatieve vennootschap met onbeperkte aansprakelijkheid(006)
Incorporation01-02-1999
StatusActive
Postal code-
Establishment units 1 location
Voldersstraat(Onk) 140, 9500 Geraardsbergen
de Deposito- en Consignatiekas
since 20002.090.287.246
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31602B0375/00A000 Flanders 2,510 m² 1 · 800 m² -
41050A0547/00C000 Flanders 520 m² 1 · 119 m² 6.5 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-04-2025
KBO administration UBO non-compliance
event 31-03-2025
17-01-2025
KBO administration Address struck
07-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
26-06-2024
State Gazette act Registered-office change
15-02-2024
State Gazette act Director changes
2023
24-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
07-12-2022
State Gazette act Registered-office change
02-03-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
26-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2013
07-03-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2012
24-02-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
2011
02-02-2011
NBB filing Annual accounts filed
fiscal year 2010 · verkort
2010
11-02-2010
NBB filing Annual accounts filed
fiscal year 2009 · verkort
2009
27-02-2009
NBB filing Annual accounts filed
fiscal year 2008 · verkort
Lifecycle & Insolvency Signals2 events
11-04-2025
KBO administration UBO non-compliance
Date: 31-03-2025 · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 17-01-2025 to 31-03-2025.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-17 · KBO administration · Address struck2025-04-11 · KBO administration · UBO non-compliance
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Address history · 2
26-06-2024
Registered-office move
07-12-2022
Registered-office move
All acts · 3 updated 2 years ago
2024
26-06-2024 Registered office moved from Gent to Blankenberge Registered-office change
  • Dendermondsesteenweg 48B bus 203, 9000 Gent → A. Ruzettelaan 187 Bus 1001, 8370 Blankenberge
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "A. Ruzettelaan 187 Bus 1001, 8370 Blankenberge",
        "city": "Blankenberge",
        "region": "vlaams_gewest",
        "street": "A. Ruzettelaan",
        "country": "BE",
        "postcode": "8370",
        "box_number": "1001",
        "street_number": "187",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Dendermondsesteenweg 48B bus 203, 9000 Gent",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": "Dendermondsesteenweg",
        "country": "BE",
        "postcode": "9000",
        "box_number": "203",
        "street_number": "48B",
        "locality_suffix": null
      },
      "effective_date": "2024-01-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-26",
    "filing_date": "2024-06-17",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2024-04-28",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0465.362.547",
    "name_full": "LIBERTY FINANCIAL SERVICES",
    "legal_form": "VOF"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Philippe Van Waeyenberghe",
    "org_rep_person_name": null,
    "person_role_at_subject": "Aandeelhouder"
  },
  "co_filed_documents": []
}
15-02-2024 Philippe Van Waeyenberghe resigns as manager Director changes
  • Philippe Van Waeyenberghe, Zaakvoerder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Philippe Van Waeyenberghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2023-11-20",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Philippe Van Waeyenberghe als niet-statutaire zaakvoerder, en dit met ingang op 20/11/2023. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-02-15",
    "filing_date": "2024-02-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-20",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0465.362.547",
    "name_full": "LIBERTY FINANCIAL SERVICES",
    "legal_form": "VOF"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Philippe Van Waeyenberghe",
    "org_rep_person_name": null,
    "person_role_at_subject": "Zaakvoerder"
  },
  "co_filed_documents": [
    "de notulen van de bijzondere algemene vergadering dd. 20/11/2023"
  ],
  "corrected_publication_numac": null
}
2022
07-12-2022 Registered office moved to Gent Registered-office change
  • Dendermondsesteenweg 48B bus 203, 9000 Gent
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Dendermondsesteenweg 48B bus 203, 9000 Gent",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": "Dendermondsesteenweg",
        "country": "BE",
        "postcode": "9000",
        "box_number": "203",
        "street_number": "48B",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": "2022-11-18",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-07",
    "filing_date": "2022-11-18",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2022-10-25",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0465.362.547",
    "name_full": "LIBERTY FINANCIAL SERVICES",
    "legal_form": "Co\u00F6peratieve Vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Philippe Van Waeyenberghe",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL LIBERTY FINANCIAL SERVICES
Registration history
  1. 31-03-2025 UBO non-compliance
  2. 17-01-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative