LIBERTY DECOR
ActiveThe computed 12-month bankruptcy probability of LIBERTY DECOR is 2.3% (moderate). The 2025 annual accounts show negative equity (€-23k) and a net result of €-565. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2039 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+39
Solvency0=
Growth29▲+7
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 0.06 in 2024; short-term debt: 70.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-118.4%
Return on assets
-3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
44 d early
2023
16 d early
2022
19 d early
2021
142 d late
2020
46 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€56k▲ 97.4%
2024 · €29k
2020: €68k
2021: €62k
2022: €30k
2023: €41k
2024: €29k
2020 → 2025
EBIT margin
1.8%▲ 17.4pp
2024 · -15.6%
2020: 41.0%
2021: -16.3%
2022: -19.9%
2023: -29.9%
2024: -15.6%
2020 → 2025
Net result
€-565▲ 91.7%
2024 · €-7k
2018: €10k
2019: €-8k
2020: €26k
2021: €-10k
2022: €-12k
2023: €-15k
2024: €-7k
2018 → 2025
Working capital
€-7k▲ 60.9%
2024 · €-18k
2018: €-4k
2019: €-11k
2020: €15k
2021: €3k
2022: €-16k
2023: €5k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€62k-€30k▼ 51.5%€41k▲ 34.0%€29k▼ 29.6%€56k▲ 97.4%
Equity€11k-€-702€-15k▼ 2,067%€-22k▼ 44.9%€-23k▼ 2.6%
Operating result€-10k-€-6k▲ 40.8%€-12k▼ 102%€-4k▲ 63.4%€1k
Net result€-10k-€-12k▼ 15.6%€-15k▼ 20.7%€-7k▲ 52.9%€-565▲ 91.7%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€13k▼ 40.0%
Current assets
€6k▲ 442%
Key figures and ratios
EBITDA
€9k▲
2024 · €4k
Cash flow
€8k▲
2024 · €1k
Solvency
-118.4%▼
2024 · -98.8%
Current ratio
0.48▲
2024 · 0.06
Quick ratio
0.48▲
2024 · 0.06
Debt / equity
-1.84▲
2024 · -2.01
ROA
-3.0%▲
2024 · -30.6%
Interest coverage
5.95▲
2024 · 1.60
Debt
€42k▼
2024 · €44k
Debt ≤ 1 year
€13k▼
2024 · €19k
Debt > 1 year
€28k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€19k▼
Fixed assets21/28€21k€13k▼
Tangible fixed assets22/27€21k€12k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€19k€11k▼
Financial fixed assets28€500€500=
Current assets29/58€1k€6k▲
Amounts receivable within one year40/41€1k€6k▲
Trade receivables40€327€3k▲
Other amounts receivable41€855€2k▲
Deferred charges and accrued income490/1-€680
Equity and liabilities
Total equity and liabilities10/49€22k€19k▼
Equity10/15€-22k€-23k▼
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-36k€-37k▼
Amounts payable17/49€44k€42k▼
Amounts payable after more than one year17€25k€28k▲
Financial debts170/4€25k€28k▲
Amounts payable within one year42/48€19k€13k▼
Current portion of amounts payable after more than one year42€14k€4k▼
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Income statement
Code20242025
Turnover70€29k€56k▲
Non-recurring operating income76A€13k€9k▼
Goods, raw materials, services and sundry goods60/61€37k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€732€2k▲
Gross operating margin9900€5k€12k▲
Operating profit (loss)9901€-4k€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-7k€-565▲
Profit (loss) for the period9904€-7k€-565▲
Profit (loss) for the period to be appropriated9905€-7k€-565▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-37k▼
Profit (loss) brought forward from the previous period14P€-29k€-36k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 1.22
Current ratio from 0.16 to 1.22.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 142 days late
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.68
Current ratio from 0.69 to 1.68; short-term debt falls from €36k to €22k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 50 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean Lambottestraat 1C1150 Sint-Pieters-WoluweGround area
1,195 m²
Building footprint
575 m²
Volume, LiDAR
9,588 m³
2 parcels, Brussels · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LIBERTY DECOR
since 19952.072.183.185
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0266/00G000indicative | Brussels | 924 m² | 1 · 505 m² | 21.1 m · 6 fl. |
| 21682C0184/00S038 | Brussels | 271 m² | 1 · 69 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GARFER
BE 0810.200.121
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GLOBALCOLORS
BE 0782.451.983
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VAN THURENHOUT FREDERIK
BE 0508.769.750
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Of 7,861 companies in sector 43341 we hold annual accounts for 2,664. 1,733 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-1995
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.