BAU-DECOR
ActiveBAU-DECOR has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 55% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency77▲+36
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 0.88 in 2024; short-term debt: 48% and cash: 47.6% of total assets), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
31.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
60 d late
2023
29 d late
2022
34 d early
2021
31 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 149%
2024 · €5k
2018: €6k
2019: €7k
2020: €6k
2021: €2k
2022: €940
2023: €1k
2024: €5k
2018 → 2025
Total assets
€22k▼ 25.8%
2024 · €29k
2018: €50k
2019: €22k
2020: €44k
2021: €36k
2022: €43k
2023: €32k
2024: €29k
2018 → 2025
Net result
€7k▲ 117%
2024 · €3k
2018: €13k
2019: €1k
2020: €-2k
2021: €-3k
2022: €-1k
2023: €479
2024: €3k
2018 → 2025
Working capital
€7k
2024 · €-3k
2018: €4k
2019: €5k
2020: €5k
2021: €472
2022: €-9k
2023: €-8k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€940▼ 57.0%€1k▲ 51.0%€5k▲ 218%€11k▲ 149%
Operating result€-3k-€367€-357€3k€7k▲ 111%
Net result€-3k-€-1k▲ 64.1%€479€3k▲ 544%€7k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 111% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€4k▼ 43.3%
Current assets
€17k▼ 19.9%
Equity and liabilities €22k
Equity
€11k▲ 149%
Debt
€10k▼ 57.8%
The debt ratio falls from 84.5% to 48.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▲
2024 · €10k
Cash flow
€12k▲
2024 · €9k
Solvency
52.0%▲
2024 · 15.5%
Current ratio
1.68▲
2024 · 0.88
Quick ratio
1.68▲
2024 · 0.68
Debt / equity
0.92▼
2024 · 5.45
ROE
59.8%▼
2024 · 68.5%
ROA
31.1%▲
2024 · 10.6%
Interest coverage
65.63▲
2024 · 54.15
Debt
€10k▼
2024 · €25k
Debt ≤ 1 year
€10k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€22k▼
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€4k€0▼
Current assets29/58€22k€17k▼
Stocks and contracts in progress3€5k€0▼
Contracts in progress37€5k€0▼
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€10k€6k▼
Other amounts receivable41€0€352▲
Cash at bank and in hand54/58€6k€10k▲
Deferred charges and accrued income490/1€322€392▲
Equity and liabilities
Total equity and liabilities10/49€29k€22k▼
Equity10/15€5k€11k▲
Contributions10/11€19k€19k=
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14€-15k€-8k▲
Amounts payable17/49€25k€10k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€25k€10k▼
Current portion of amounts payable after more than one year42€5k€0▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€741▼
Taxes450/3€5k€741▼
Other amounts payable47/48€12k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€3k€815▼
Gross operating margin9900€13k€13k▼
Operating profit (loss)9901€3k€7k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€177€182▲
Recurring financial charges65€177€182▲
Profit (loss) for the period before taxes9903€3k€7k▲
Profit (loss) for the period9904€3k€7k▲
Profit (loss) for the period to be appropriated9905€3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-8k▲
Profit (loss) brought forward from the previous period14P€-18k€-15k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €479
Net result €479 after 3 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vleteren · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Omloop-Noord(Woes) 58640 VleterenGround area
2,040 m²
Building footprint
224 m²
Volume, LiDAR
758 m³
Parcel 33033A0087/00F000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BAU-decor
since 20042.135.542.397
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33033A0087/00F000 | Flanders | 2,040 m² | 1 · 224 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GLOBALCOLORS
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Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2004
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.