LIBA
ActiveLIBA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.37M and a net result of €311k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+48
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 18.15 against 8.06 in 2024), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
21.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
35 d early
2022
30 d late
2021
11 d early
2020
30 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.37M▲ 29.5%
2024 · €1.06M
2018: €498k
2019: €505k
2020: €571k
2021: €812k
2022: €896k
2023: €946k
2024: €1.06M
2018 → 2025
Total assets
€1.48M▲ 17.2%
2024 · €1.26M
2018: €1.14M
2019: €1.00M
2020: €1.01M
2021: €1.31M
2022: €1.22M
2023: €1.22M
2024: €1.26M
2018 → 2025
Net result
€311k▲ 182%
2024 · €110k
2018: €25k
2019: €7k
2020: €66k
2021: €244k
2022: €124k
2023: €50k
2024: €110k
2018 → 2025
Working capital
€1.35M▲ 33.6%
2024 · €1.01M
2018: €396k
2019: €315k
2020: €423k
2021: €663k
2022: €798k
2023: €699k
2024: €1.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€812k-€896k▲ 10.3%€946k▲ 5.6%€1.06M▲ 11.7%€1.37M▲ 29.5%
Operating result€371k-€233k▼ 37.1%€77k▼ 66.9%€201k▲ 160%€454k▲ 126%
Net result€244k-€124k▼ 49.3%€50k▼ 59.9%€110k▲ 122%€311k▲ 182%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 126% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.48M
Fixed assets
€44k▼ 57.5%
Current assets
€1.43M▲ 23.9%
Equity and liabilities €1.48M
Equity
€1.37M▲ 29.5%
Provisions
€5k
Debt
€105k▼ 48.5%
The debt ratio falls from 16.2% to 7.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€479k▲
2024 · €244k
Cash flow
€336k▲
2024 · €154k
Solvency
92.5%▲
2024 · 83.8%
Current ratio
18.15▲
2024 · 8.06
Quick ratio
18.15▲
2024 · 8.06
Debt / equity
0.08▼
2024 · 0.19
ROE
22.8%▲
2024 · 10.4%
ROA
21.1%▲
2024 · 8.8%
Interest coverage
239.74▲
2024 · 84.21
Debt
€105k▼
2024 · €204k
Debt ≤ 1 year
€79k▼
2024 · €144k
Debt > 1 year
€23k▼
2024 · €51k
Income taxes
€149k▲
2024 · €92k
Staff costs
€326k▼
2024 · €814k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.48M▲
Fixed assets21/28€103k€44k▼
Tangible fixed assets22/27€102k€44k▼
Plant, machinery and equipment23€37k€3k▼
Furniture and vehicles24€43k€41k▼
Other tangible fixed assets26€22k-
Financial fixed assets28€900-
Current assets29/58€1.16M€1.43M▲
Amounts receivable within one year40/41€4k€91k▲
Trade receivables40€9€908▲
Other amounts receivable41€4k€90k▲
Cash at bank and in hand54/58€1.14M€1.34M▲
Deferred charges and accrued income490/1€10k€257▼
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.48M▲
Equity10/15€1.06M€1.37M▲
Contributions10/11€20k€20k=
Reserves13€1.04M€1.35M▲
Tax-exempt reserves132€54€54=
Distributable reserves133€1.04M€1.35M▲
Profit (loss) carried forward14€279€1k▲
Provisions and deferred taxes16-€5k
Provisions for liabilities and charges160/5-€5k
Other liabilities and charges164/5-€5k
Amounts payable17/49€204k€105k▼
Amounts payable after more than one year17€51k€23k▼
Financial debts170/4€51k€23k▼
Amounts payable within one year42/48€144k€79k▼
Current portion of amounts payable after more than one year42€23k€27k▲
Trade debts44€16k€3k▼
Suppliers440/4€16k€3k▼
Taxes, remuneration and social security45€104k€48k▼
Taxes450/3€50k€48k▼
Remuneration and social security454/9€53k-
Accrued charges and deferred income492/3€10k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€588k
Remuneration, social security and pensions62€814k€326k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€25k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€5k
Other operating charges640/8€9k€7k▼
Non-recurring operating charges66A€30k€1k▼
Gross operating margin9900€1.10M€818k▼
Operating profit (loss)9901€201k€454k▲
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€202k€460k▲
Income taxes67/77€92k€149k▲
Profit (loss) for the period9904€110k€311k▲
Profit (loss) for the period to be appropriated9905€110k€311k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€311k▲
Profit (loss) brought forward from the previous period14P€8€279▲
Transfer to equity691/2€110k€310k▲
To other reserves6921€110k€310k▲
Social balance
Average headcount (FTE)908715.2-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €311k ▲182%
Operating result €454k, net result €311k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 18.15
Current ratio from 8.06 to 18.15; short-term debt falls from €144k to €79k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.06M ▲11.7%
7 profitable years in a row build equity to €1.06M.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €7k ▼72.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €500kEq €505k ▲1.4%
2 profitable years in a row build equity to €505k.
01-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan-Noord 948420 De HaanGround area
1,127 m²
Building footprint
192 m²
Volume, LiDAR
1,164 m³
Parcel 35007A0788/00Z000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Liba
since 20082.172.539.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0788/00Z000 | Flanders | 1,127 m² | 1 · 192 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 4,348 EUR awarded · 4,348 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 3,050 EUR | 3,050 EUR |
| 2023 | 1 | 176 EUR | 176 EUR |
| 2022 | 1 | 1,122 EUR | 1,122 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,310. 3,243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2001
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:058/231532
Fax:058/238854