Summary
LIANTIS SOLIDARITEITSFONDS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €34.79M and a net result of €1.92M. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 43 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
36 d early
2023
37 d early
2022
40 d early
2021
32 d early
2020
32 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€34.79M▲ 5.8%
2024 · €32.87M
2018: €20.85M
2019: €23.55M
2020: €23.97M
2021: €27.14M
2022: €25.18M
2023: €29.15M
2024: €32.87M
2018 → 2025
Net result
€1.92M▼ 48.3%
2024 · €3.72M
2018: €-571k
2019: €2.70M
2020: €423k
2021: €3.16M
2022: €-1.95M
2023: €3.96M
2024: €3.72M
2018 → 2025
Total assets
€45.57M▲ 6.1%
2024 · €42.93M
2018: €29.84M
2019: €33.27M
2020: €34.00M
2021: €37.53M
2022: €35.21M
2023: €38.55M
2024: €42.93M
2018 → 2025
Solvency
76.3%▼ 0.2pp
2024 · 76.6%
2018: 69.9%
2019: 70.8%
2020: 70.5%
2021: 72.3%
2022: 71.5%
2023: 75.6%
2024: 76.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27.14M-€25.18M▼ 7.2%€29.15M▲ 15.7%€32.87M▲ 12.8%€34.79M▲ 5.8%
Operating result€716k-€1.49M▲ 108%€1.63M▲ 9.7%€1.14M▼ 30.2%€29k▼ 97.5%
Net result€3.16M-€-1.95M€3.96M€3.72M▼ 6.2%€1.92M▼ 48.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45.57M
Fixed assets
€71k ▲ 0.7%
Current assets
€45.50M ▲ 6.1%
Equity and liabilities €45.57M
Equity
€34.79M ▲ 5.8%
Provisions
€9.53M ▲ 13.6%
Debt
€1.25M ▼ 25.6%
Debt's share of the balance-sheet total falls from 3.9% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
5.5%▼
2024 · 11.3%
ROA
4.2%▼
2024 · 8.7%
Debt ≤ 1 year
€94k▼
2024 · €452k
Income taxes
€23k▲
2024 · €13k
Staff costs
€166k▼
2024 · €280k
A ratio outside any meaningful range has been withheld (balance sheet total €45.57M, equity €34.79M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€42.93M€45.57M▲
Fixed assets21/28€71k€71k▲
Intangible fixed assets21€68k€69k▲
Financial fixed assets28€3k€3k=
Current assets29/58€42.86M€45.50M▲
Amounts receivable after more than one year29€6.67M€7.76M▲
Other amounts receivable291€6.67M€7.76M▲
Amounts receivable within one year40/41€4.07M€1.73M▼
Trade receivables40€3.31M€348k▼
Other amounts receivable41€760k€1.39M▲
Current investments50/53€27.95M€30.77M▲
Cash at bank and in hand54/58€3.81M€4.92M▲
Deferred charges and accrued income490/1€374k€320k▼
Equity and liabilities
Total equity and liabilities10/49€42.93M€45.57M▲
Equity10/15€32.87M€34.79M▲
Contributions10/11€5.19M€5.19M=
Capital10€5.19M€5.19M=
Profit (loss) carried forward14€27.67M€29.59M▲
Provisions and deferred taxes16€8.39M€9.53M▲
Provisions for liabilities and charges160/5€8.39M€9.53M▲
Other liabilities and charges164/5€8.39M€9.53M▲
Amounts payable17/49€1.68M€1.25M▼
Amounts payable within one year42/48€452k€94k▼
Trade debts44€393k€60k▼
Suppliers440/4€393k€60k▼
Taxes, remuneration and social security45€59k€35k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€56k€33k▼
Accrued charges and deferred income492/3€1.23M€1.15M▼
Income statement
Code20242025
Remuneration, social security and pensions62€280k€166k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€25k▼
Other operating charges640/8€44k€55k▲
Gross operating margin9900€1.74M€1.42M▼
Operating profit (loss)9901€1.14M€29k▼
Financial income75/76B€2.58M€2.02M▼
Recurring financial income75€2.58M€2.02M▼
Financial charges65/66B€-12k€101k▲
Recurring financial charges65€-12k€101k▲
Profit (loss) for the period before taxes9903€3.73M€1.94M▼
Income taxes67/77€13k€23k▲
Profit (loss) for the period9904€3.72M€1.92M▼
Profit (loss) for the period to be appropriated9905€3.72M€1.92M▼
Appropriation of the result
Profit (loss) to be appropriated9906€27.67M€29.59M▲
Profit (loss) brought forward from the previous period14P€23.95M€27.67M▲
Social balance
Average headcount (FTE)90872.82.0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 5current ratio 483.23
Current ratio from 94.85 to 483.23; short-term debt falls from €452k to €94k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €3.96M
Net result €3.96M after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-1.95M ▼162%
Net result drops to €-1.95M, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €25MEq €27.14M ▲13.2%
3 profitable years in a row build equity to €27.14M.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €2.70M
Net result €2.70M after one loss-making year.
Show earlier events
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
28 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willebroekkaai 371000 BrusselGround area
1.2 ha
Building footprint
5,177 m²
Volume, LiDAR
233,164 m³
Parcel 21814P0404/00A006, Brussels · tallest building 142.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Zenito Fonds de Solidarité
since 20062.176.812.533
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0404/00A006 | Brussels | 1.2 ha | 1 · 5,177 m² | 142.2 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300J3K7RWEG5JQ043
Similar companies · same sector, comparable size
Of 30 companies in sector 65300 we hold annual accounts for 6. 1 is within a factor 10 of this equity. See the whole sector
Company data · Crossroads Bank
Identification
Legal formOnderlinge verzekeringsvereniging / Gemeenschappelijke verzekeringskas van privaat recht
Founded09-06-2006
Fiscal year end31-12
Legal name FR
LIANTIS FONDS DE SOLIDARITE
Activities, NACEBEL 2025
65300Insurance, reinsurance and pension funding, except compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.