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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for LIA CONSTRUCT according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €139k and a net result of €73k.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 events04-04-2025
Bankruptcy
Opening
Signals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Filing behaviour
From the deposit records, complete market-wideFiling behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | nothing on record | not filed | - |
| 31-12-2022 | 31-07-2023 | 17-07-2024 | 352 d late | 2024-00257109 |
| 31-12-2021 | 31-07-2022 | 17-01-2023 | 170 d late | 2023-00003194 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Financials
Turnover€979k+90.3%
EBIT margin9.2%-11.7pp
Net result€73k+10.1%
Working capital€109k+151.0%
Directors1
Annual accounts & ratios
Source: NBB · 2022Annual accounts filed on 17-07-2024 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 35.7% | 35.6% | |
| Net result | €73k | €10k | |
| Equity | €139k | €22k | |
| Gross operating margin | €131k | €25k | |
| Staff costs | €34k | €22k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€979k
+90.3%
21-22
€96k
-13.7%
21-22
€73k
+10.1%
21-22
€78k
+13.0%
21-22
€390k
+151.9%
21-22
€139k
+109.3%
21-22
€109k
+151.0%
21-22
1
0.0%
21-22
€34k
+254.6%
21-22
€19k
-28.1%
21-22
€251k
+183.9%
21-22
€251k
+183.9%
21-22
1.44
-3.8%
21-22
1.44
-3.8%
21-22
35.7%
-16.9%
21-22
1.80
+35.6%
21-22
52.2%
-47.4%
21-22
18.6%
-56.3%
21-22
7.4%
-42.1%
21-22
9.8%
-54.6%
21-22
104.21
+1280.3%
21-22
Figures by fiscal year
| Fiscal year | 2022 |
|---|---|
| Deposit | micro |
| Revenue | €979k |
| EBITDA | €96k |
| Net profit | €73k |
| Cash flow | €78k |
| Staff costs | €34k |
| Income taxes | €19k |
| Dividends | - |
| Total assets | €390k |
| Equity | €139k |
| Debt | €251k |
| of which ≤ 1y | €251k |
| of which > 1y | - |
| Working capital | €109k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 1.44 |
| Quick ratio | 1.44 |
| Working capital ratio | 28.0% |
| Solvency | 35.7% |
| Debt / equity | 1.80 |
| Long-term debt ratio | - |
| Interest coverage | 104.21 |
| Gross margin | 12.3% |
| Net margin | 7.4% |
| ROA | 18.6% |
| ROE | 52.2% |
| EBITDA margin | 9.8% |
| Days sales outstanding | 112d |
| Days payable outstanding | 85d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €390k |
| Fixed assets | 21/28 | €30k |
| Tangible fixed assets | 22/27 | €30k |
| Current assets | 29/58 | €360k |
| Amounts receivable within one year | 40/41 | €333k |
| Cash & bank | 54/58 | €25k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €390k |
| Equity | 10/15 | €139k |
| Contributions / capital | 10/11 | €500 |
| Accumulated profits (losses) | 14 | €139k |
| Amounts payable | 17/49 | €251k |
| Amounts payable within one year | 42/48 | €251k |
| Trade debts payable within one year | 44 | €200k |
| Income statement | ||
| Turnover | 70 | €979k |
| Gross operating margin | 9900 | €131k |
| Operating result | 9901 | €90k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €918 |
| Result before taxes | 9903 | €92k |
| Income taxes | 67/77 | €19k |
| Net result for the period | 9904 | €73k |
| Result to be appropriated | 9905 | €73k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2022 · computed31
/ 100
Weak
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
Not yet read from the acts
3 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | TINEKE VAN WEYENBERG FRANZ COURTENS-
STRAAT 2, 9200 DENDERMONDE- |
31-03-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 26-02-2021 |
| Status | Active |
| Postal code | 9255 |
| First BS signal | 04-04-2025 |
| Latest BS signal | 04-04-2025 |
Structure & network
Company structure: linked entities
1 linked entityMandates
↔
1
of these mandate-holders are active on other cases, click any red card to open that KBO.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationLIA CONSTRUCT
since 20212.314.191.554
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.2 ha
Buildings2
Building footprint1,007 m²
Volume (LiDAR)34,683 m³
Tallest building42.8 m · ±14 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 42004A0630/00R000 | Flanders | 734 m² | 1 · 142 m² | 9.0 m · 1 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette04-04-2025
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
2 acts Address history · 2
09-10-2024
Registered-office move
12-12-2022
Registered-office move
All acts · 2
updated 1 year ago
2024
09-10-2024 Registered office moved from Sint-Pieters-Leeuw to Buggenhout
- Bergensesteenweg 24 bus 8 1600 Sint-Pieters-Leeuw → Mandekensstraat 41, 9255 Buggenhout
2022
12-12-2022 Registered office moved from Kraainem to Sint-Pieters-Leeuw
- Steenweg op Mechelen 455, 1950 Kraainem → Bergensesteenweg 24/8, 1600 Sint-Pieters-Leeuw
Analysis
Snowflake analysis
financial profile on 5 axes50
/ 100
Mixed profile: strong on growth, weaker on stability.
All 5 axes are computed from data Checked has read.
Health
31
Profitability
70
Solvency
65
Growth
85
Stability
0
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
| Legal nameNL | LIA CONSTRUCT |
Registered office
Mandekensstraat 41
9255 Buggenhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.