LFCH
LFCH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €313k and a net result of €59k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 1216 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €313k |
| Net result | €59k |
| Better than sector | 90% |
| Active | 10 yrs |
Strong profile, led by stability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 86.8% | 47.1% | |
| Net result | €59k | €43k | |
| Equity | €313k | €85k | |
| Gross operating margin | €88k | €70k | |
| Total assets | €361k | €211k |
Figures by fiscal year and ratios
| Fiscal year | 2025 Δ | 2024 Δ | 2023 Δ | 2022 Δ |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a |
| Net profit | +273.6% | -77.0% | +8.4% | - |
| Cash flow | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - |
| Income taxes | +319.6% | -44.9% | +72.7% | - |
| Dividends | - | - | - | - |
| Total assets | -10.5% | +7.6% | +5.0% | - |
| Equity | -5.9% | +5.0% | +27.7% | - |
| Debt | -32.2% | +21.9% | -47.0% | - |
| of which ≤ 1y | -32.2% | +21.9% | -46.6% | - |
| of which > 1y | - | - | - | - |
| Working capital | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a |
| Solvency | 86.8% | 82.6% | 84.6% | 69.5% |
| Debt / equity | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a |
| ROA | 16.4% | 3.9% | 18.4% | 17.8% |
| ROE | 18.9% | 4.8% | 21.7% | 25.6% |
| EBITDA margin | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €361k | €403k | €375k | €357k |
| Fixed assets | 21/28 | €297k | €296k | €296k | €296k |
| Tangible fixed assets | 22/27 | €792 | - | - | - |
| Financial fixed assets | 28 | €296k | €296k | €296k | €296k |
| Current assets | 29/58 | €64k | €108k | €79k | €61k |
| Amounts receivable within one year | 40/41 | €14k | €33k | €57k | €46k |
| Cash & bank | 54/58 | €48k | €73k | €22k | €15k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €361k | €403k | €375k | €357k |
| Equity | 10/15 | €313k | €333k | €317k | €248k |
| Contributions / capital | 10/11 | €12k | €12k | €12k | €12k |
| Reserves | 13 | €301k | €321k | €305k | €236k |
| Accumulated profits (losses) | 14 | €0 | - | - | - |
| Amounts payable | 17/49 | €48k | €70k | €58k | €109k |
| Amounts payable within one year | 42/48 | €48k | €70k | €58k | €108k |
| Trade debts payable within one year | 44 | €875 | €10k | €1k | €1k |
| Income statement | |||||
| Gross operating margin | 9900 | €88k | €24k | €30k | €21k |
| Operating result | 9901 | €87k | €23k | €29k | €20k |
| Financial income | 75 | €1k | €24 | €52k | €52k |
| Financial charges | 65 | €2k | €330 | €923 | €2k |
| Result before taxes | 9903 | €86k | €22k | €80k | €70k |
| Income taxes | 67/77 | €27k | €6k | €12k | €7k |
| Net result for the period | 9904 | €59k | €16k | €69k | €64k |
| Result to be appropriated | 9905 | €59k | €16k | €69k | €64k |
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 06-07-2016 |
| Status | Active |
| Postal code | 2430 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13045C0475/00B000 | Flanders | 5,774 m² | 1 · 691 m² | 6.7 m · 2 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
| Legal nameNL | LFCH |