LF&P has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €131k and a net result of €-19k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 8601 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k
2024 · €316
2023: €-34
2024: €316
2023 → 2025
Working capital
€64k▼ 1.0%
2024 · €65k
2023: €86k
2024: €65k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€150k-€150k▲ 0.2%€131k▼ 12.7%
Operating result€-3k-€-9k▼ 233%€-3k▲ 64.2%
Net result€-34-€316€-19k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €496k
Fixed assets
€430k▲ 0.4%
Current assets
€66k=
Equity and liabilities €496k
Equity
€131k▼ 12.7%
Debt
€365k▲ 6.1%
The debt ratio rises from 69.6% to 73.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
26.5%▼
2024 · 30.4%
ROE
-14.5%▼
2024 · 0.2%
ROA
-3.8%▼
2024 · 0.1%
Debt
€365k▲
2024 · €344k
Debt ≤ 1 year
€1k▲
2024 · €583
Debt > 1 year
€364k▲
2024 · €343k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€494k€496k▲
Fixed assets21/28€429k€430k▲
Financial fixed assets28€429k€430k▲
Current assets29/58€66k€66k=
Amounts receivable within one year40/41€401€2k▲
Trade receivables40-€696
Other amounts receivable41€401€951▲
Cash at bank and in hand54/58€1k€50▼
Deferred charges and accrued income490/1€64k€64k=
Equity and liabilities
Total equity and liabilities10/49€494k€496k▲
Equity10/15€150k€131k▼
Contributions10/11€150k€150k=
Profit (loss) carried forward14€283€-19k▼
Amounts payable17/49€344k€365k▲
Amounts payable after more than one year17€343k€364k▲
Other amounts payable178/9€343k€364k▲
Amounts payable within one year42/48€583€1k▲
Trade debts44€489€1k▲
Suppliers440/4€489€1k▲
Taxes, remuneration and social security45€94€94=
Taxes450/3€94€94=
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€16k€-16k▼
Other operating charges640/8€429€16k▲
Gross operating margin9900€7k€-3k▼
Operating profit (loss)9901€-9k€-3k▲
Financial income75/76B€26k€1k▼
Recurring financial income75€26k€1k▼
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€411€-19k▼
Income taxes67/77€94-
Profit (loss) for the period9904€316€-19k▼
Profit (loss) for the period to be appropriated9905€316€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€283€-19k▼
Profit (loss) brought forward from the previous period14P€-34€283▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-19k ▼6119%
Net result drops to €-19k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Back to profitnet €316
Net result €316 after one loss-making year.
31-12
Financial
Equity above €150kEq €150k ▲0.2%
Equity rises from €150k to €150k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Condroz 1274031 LiègeGround area
203 m²
Building footprint
239 m²
Volume, LiDAR
1,719 m³
Parcel 62002C0490/00G002, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route du Condroz 127, 4031 Liège
since 20222.334.595.010
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002C0490/00G002 | Wallonia | 203 m² | 1 · 239 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 40,855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.