LEZAMARE
ActiveSummary
LEZAMARE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€119,285) and a net result of -€938,103. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 3267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€977,478total assets 2025
- Equity
- -€119,285
- Loss
- -€938,103
Who decides
Accounts 19 d early0 of 3 deeds read
Why 31- Annual accounts: weaker financial profile- Higher-failure-rate region- Negative equity+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-16
Solvency13▼-55
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 111.2% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.2%
Return on assets
-96%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€119,285
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
14 d early
2023
16 d early
2022
1 d early
2021
47 d early
2020
2 d early
2019
10 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Weakest financial yearnet -€938,103
- Annual accounts filedfiscal year 2024 · full…
Financials
Fiscal year 2025Total assets €977,478Loss -€938,103Solvency -12.2%Liquidity 0.02
Total assets
€977,478▼ 48.5%
2019 - 2025
Net result
-€938,103▼ 2,440%
2019 - 2025
Equity
-€119,285
2019 - 2025
Solvency
-12.2%▼ 55.4pp
2019 - 2025
Financials · fiscal year 2025, full schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€0.009m▼ 58.4%€0.001m▼ 90.4%-€0.04m-€0.04m▲ 17.5%-€0.03m▲ 9.4%
Net result€0.8mabove the sector's middle half▲ 4,026%€0.001mbelow the sector's middle half▼ 99.9%-€0.04mbelow the sector's middle half-€0.04mbelow the sector's middle half▲ 17.0%-€0.9mbelow the sector's middle half▼ 2,440%
Equity€0.9mwithin the sector's middle half▲ 1,252%€0.9mwithin the sector's middle half▲ 0.1%€0.9mwithin the sector's middle half▼ 4.9%€0.8mwithin the sector's middle half▼ 4.3%-€0.1mbelow the sector's middle half
Total assets€2.2mwithin the sector's middle half▲ 2.1%€2.0mwithin the sector's middle half▼ 8.4%€1.9mwithin the sector's middle half▼ 2.3%€1.9mwithin the sector's middle half▼ 1.9%€1.0mwithin the sector's middle half▼ 48.5%
Debt€1.3m▼ 38.4%€1.1m▼ 14.5%€1.1m▼ 0.1%€1.1m▲ 0.1%€1.1m▲ 1.7%
Working capital-€1.0mbelow the sector's middle half▲ 47.7%-€1.0mbelow the sector's middle half▼ 1.3%-€1.0mbelow the sector's middle half▼ 4.1%-€1.0mbelow the sector's middle half▼ 2.8%-€1.1mbelow the sector's middle half▼ 2.4%
Solvency41.6%within the sector's middle half▲ 38.5pp45.5%within the sector's middle half▲ 3.9pp44.3%within the sector's middle half▼ 1.2pp43.2%within the sector's middle half▼ 1.1pp-12.2%below the sector's middle half▼ 55.4pp
Current ratio0.20below the sector's middle half▲ 0.130.06below the sector's middle half▼ 0.140.03below the sector's middle half▼ 0.030.02below the sector's middle half▼ 0.010.02below the sector's middle half▲ 0.01
Return on assets (ROA)38.5%above the sector's middle half▲ 37.6pp0.1%below the sector's middle half▼ 38.5pp-2.3%below the sector's middle half▼ 2.4pp-1.9%below the sector's middle half▲ 0.4pp-96.0%below the sector's middle half▼ 94.0pp
Staff (FTE)0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32,470 in 2025 against €35,820 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €977,478
Fixed assets
€955,058 ▼ 49.2%
Current assets
€22,420 ▲ 39.4%
Equity and liabilities
Equity-€119,285
Debt€1.1m
Equity is negative: debt (€1.1m) exceeds the balance-sheet total (€977,478).
Key figures and ratios
Key figures and ratios
EBITDA
-€11,112▲
2024 · -€14,073
Cash flow
-€916,745▼
2024 · -€15,180
Interest coverage
-17.26▼
2024 · -12.62
Debt ≤ 1 year
€1.1m▲
2024 · €1.1m
Debt > 1 year
€9,817▼
2024 · €22,731
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,681 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,442 | €33,332 | €26,432 | €21,748 | €21,357 | ▼ 1.8% |
| Other operating charges640/8 | - | €2,169 | €184 | €3,189 | €2,487 | ▼ 22.0% |
| Gross operating margin9900 | €41,495 | €36,372 | -€16,784 | -€10,883 | -€8,625 | ▲ 20.7% |
| Operating profit (loss)9901 | €9,055 | €871 | -€43,400 | -€35,820 | -€32,470 | ▲ 9.4% |
| Financial income75/76B | - | - | €1 | €8 | €11 | ▲ 46.4% |
| Recurring financial income75 | €825,000 | - | €1 | €8 | €11 | ▲ 46.4% |
| Financial charges65/66B | - | -€327 | €1,080 | €1,115 | €905,644 | ▲ 81,097% |
| Recurring financial charges65 | €1,530 | -€327 | €1,080 | €1,115 | €644 | ▼ 42.3% |
| Non-recurring financial charges66B | - | - | - | - | €905,000 | - |
| Profit (loss) for the period before taxes9903 | €832,525 | €1,198 | -€44,480 | -€36,928 | -€938,103 | ▼ 2,440% |
| Profit (loss) for the period9904 | €832,525 | €1,198 | -€44,480 | -€36,928 | -€938,103 | ▼ 2,440% |
| Profit (loss) for the period to be appropriated9905 | €832,525 | €1,198 | -€44,480 | -€36,928 | -€938,103 | ▼ 2,440% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.2m | €2.0m | €1.9m | €1.9m | €1.0m | ▼ 48.5% |
| Fixed assets21/28 | €1.9m | €1.9m | €1.9m | €1.9m | €1.0m | ▼ 49.2% |
| Tangible fixed assets22/27 | €0.4m | €0.4m | €0.3m | €0.3m | €0.3m | ▼ 6.7% |
| Land and buildings22 | - | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 4.5% |
| Plant, machinery and equipment23 | - | €0.06m | €0.06m | €0.05m | €0.04m | ▼ 17.5% |
| Furniture and vehicles24 | - | €0.004m | €0.002m | €0.001m | €0.001m | ▼ 45.6% |
| Financial fixed assets28 | €1.6m | €1.6m | €1.6m | €1.6m | €0.7m | ▼ 57.8% |
| Current assets29/58 | €0.2m | €0.06m | €0.03m | €0.02m | €0.02m | ▲ 39.4% |
| Amounts receivable within one year40/41 | €0.04m | €0.06m | €0.03m | €0.02m | €0.02m | ▲ 39.4% |
| Trade receivables40 | - | €0.05m | €0.03m | €0.01m | €0.02m | ▲ 59.1% |
| Other amounts receivable41 | - | €0.002m | €0.002m | €0.002m | €0.001m | ▼ 68.2% |
| Cash at bank and in hand54/58 | €0.2m | €0.002m | €0.002m | €0.001m | €0.001m | ▼ 10.4% |
| Deferred charges and accrued income490/1 | - | - | - | - | €462 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.2m | €2.0m | €1.9m | €1.9m | €1.0m | ▼ 48.5% |
| Equity10/15 | €0.9m | €0.9m | €0.9m | €0.8m | -€0.1m | ▼ 115% |
| Contributions10/11 | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Outside capital11 | - | €0.01m | €0.01m | - | - | - |
| Share premium1100/10 | - | €0.01m | €0.01m | - | - | - |
| Reserves13 | €0.01m | - | - | - | - | - |
| Profit (loss) carried forward14 | €0.9m | €0.9m | €0.8m | €0.8m | -€0.1m | ▼ 116% |
| Amounts payable17/49 | €1.3m | €1.1m | €1.1m | €1.1m | €1.1m | ▲ 1.7% |
| Amounts payable after more than one year17 | €0.06m | €0.05m | €0.04m | €0.02m | €0.01m | ▼ 56.8% |
| Financial debts170/4 | - | €0.05m | €0.04m | €0.02m | €0.01m | ▼ 56.8% |
| Amounts payable within one year42/48 | €1.2m | €1.0m | €1.0m | €1.1m | €1.1m | ▲ 2.9% |
| Current portion of amounts payable after more than one year42 | - | €0.01m | €0.01m | €0.01m | €0.01m | ▲ 9.9% |
| Trade debts44 | €0.005m | €0.005m | €0.02m | €126 | €0.002m | ▲ 1,535% |
| Suppliers440/4 | - | €0.005m | €0.02m | €126 | €0.002m | ▲ 1,535% |
| Taxes, remuneration and social security45 | - | - | - | €0.002m | €305 | ▼ 80.8% |
| Taxes450/3 | - | - | - | €0.002m | €305 | ▼ 80.8% |
| Other amounts payable47/48 | - | €1.0m | €1.0m | €1.0m | €1.1m | ▲ 2.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €31 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €832,525 | €1,198 | -€44,480 | -€36,928 | -€938,103 | ▼ 2,440% |
| + Depreciation and write-downs630 | €30,442 | €33,332 | €26,432 | €21,748 | €21,357 | ▼ 1.8% |
| Operating cash flow (approximation) | €862,966 | €34,530 | -€18,048 | -€15,180 | -€916,745 | ▼ 5,939% |
| Investment in fixed assets (approximation) | - | -€34,367 | -€9,595 | €0 | €905,000 | - |
| Change in cash | - | -€202,105 | -€133 | -€741 | -€98 | ▲ 86.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,601 companies in this sector we hold annual accounts for 52,629. See the whole sector
Timeline
13 eventsLatest 12-01-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Weakest financial yearnet -€938,103
Net result drops to -€938,103, the lowest in the series.
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Highest result since 2019net €832,525 ▲4,026%
Net result €832,525, the highest in the series.
30-06
Financial
Equity above €500,000Eq €899,028 ▲1,252%
3 profitable years in a row build equity to €899,028.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
17-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company (pre-2019) · founded 15-09-2010Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded15-09-2010
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0829258839
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2010
Ground area
3,696 m²
Building footprint
152 m²
Volume, LiDAR
749 m³
Parcel 57036C0022/00F000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEZAMARE SPRL
since 2010unit no. 2.195.918.266
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57036C0022/00F000 | Wallonia | 3,696 m² | 1 · 151 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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