I&L PROJECTS
ActiveI&L PROJECTS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337k and a net result of €-32k. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-54
Solvency55▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.83 in 2024; short-term debt: 37.4% and cash: 0.4% of total assets), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
30 d early
2023
27 d early
2022
39 d early
2021
23 d early
2020
36 d early
2018
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€337k▼ 8.6%
2024 · €369k
2018: €687k
2020: €594k
2021: €509k
2022: €367k
2023: €362k
2024: €369k
2018 → 2025
Total assets
€1.13M▼ 10.8%
2024 · €1.26M
2018: €3.81M
2020: €1.60M
2021: €1.61M
2022: €1.40M
2023: €1.31M
2024: €1.26M
2018 → 2025
Net result
€-32k
2024 · €7k
2018: €421k
2020: €132k
2021: €-85k
2022: €-142k
2023: €-4k
2024: €7k
2018 → 2025
Working capital
€-140k▼ 69.4%
2024 · €-82k
2018: €2.21M
2020: €80k
2021: €-7k
2022: €-10k
2023: €-107k
2024: €-82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€509k-€367k▼ 27.9%€362k▼ 1.2%€369k▲ 1.8%€337k▼ 8.6%
Operating result€-83k-€-141k▼ 69.5%€-3k▲ 97.5%€15k€-31k
Net result€-85k-€-142k▼ 66.5%€-4k▲ 96.9%€7k€-32k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€846k▼ 1.3%
Current assets
€282k▼ 30.8%
Equity and liabilities €1.13M
Equity
€337k▼ 8.6%
Debt
€790k▼ 11.7%
The debt ratio falls from 70.8% to 70.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-20k▼
2024 · €69k
Cash flow
€-21k▼
2024 · €60k
Solvency
29.9%▲
2024 · 29.2%
Current ratio
0.67▼
2024 · 0.83
Quick ratio
0.21▲
2024 · 0.20
Debt / equity
2.34▼
2024 · 2.42
ROE
-9.4%▼
2024 · 1.8%
ROA
-2.8%▼
2024 · 0.5%
Interest coverage
-30.21▼
2024 · 66.16
Debt
€790k▼
2024 · €895k
Debt ≤ 1 year
€421k▼
2024 · €490k
Debt > 1 year
€369k▼
2024 · €405k
Income taxes
€0▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.13M▼
Fixed assets21/28€857k€846k▼
Tangible fixed assets22/27€857k€846k▼
Land and buildings22€715k€713k▼
Plant, machinery and equipment23€12k€4k▼
Furniture and vehicles24€129k€128k▼
Current assets29/58€407k€282k▼
Stocks and contracts in progress3€307k€195k▼
Stocks30/36€307k€195k▼
Amounts receivable within one year40/41€64k€82k▲
Trade receivables40€24k€15k▼
Other amounts receivable41€40k€67k▲
Cash at bank and in hand54/58€24k€5k▼
Deferred charges and accrued income490/1€12k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.13M▼
Equity10/15€369k€337k▼
Contributions10/11€20k€20k=
Reserves13€562k€317k▼
Distributable reserves133€562k€317k▼
Profit (loss) carried forward14€-213k€0▲
Amounts payable17/49€895k€790k▼
Amounts payable after more than one year17€405k€369k▼
Financial debts170/4€400k€365k▼
Other amounts payable178/9€5k€4k▼
Amounts payable within one year42/48€490k€421k▼
Current portion of amounts payable after more than one year42€35k€35k▲
Trade debts44€10k€15k▲
Suppliers440/4€10k€15k▲
Advances received on contracts in progress46€0€15k▲
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€433k€345k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€11k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€10k€10k▼
Non-recurring operating charges66A-€6
Gross operating margin9900€82k€-11k▼
Operating profit (loss)9901€15k€-31k▼
Financial income75/76B€0€19▲
Recurring financial income75€0€19▲
Financial charges65/66B€1k€668▼
Recurring financial charges65€1k€668▼
Profit (loss) for the period before taxes9903€14k€-32k▼
Income taxes67/77€8k€0▼
Profit (loss) for the period9904€7k€-32k▼
Profit (loss) for the period to be appropriated9905€7k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-213k€-245k▼
Profit (loss) brought forward from the previous period14P€-220k€-213k▲
Transfer from equity791/2-€245k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-142k
Net result drops to €-142k, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Horstweg 29080 LochristiGround area
6,800 m²
Building footprint
1,682 m²
Volume, LiDAR
9,463 m³
Parcel 44008A0584/00_000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I&L
since 20122.210.174.296
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008A0584/00_000 | Flanders | 6,800 m² | 1 · 1,682 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THALENTO
BE 0830.586.452
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BE 0862.279.817
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SPARXIS
BE 0711.778.476
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YVAN GOETSCHALCKX
BE 0890.758.027
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ROMAX Consult
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Sint-Pieters-Woluwe · Eq €337k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,430 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2011
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.