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LEX ANTIQUA

Active
Private limited companyfounded 200223 yrs activeBeursstraat 46, 3832 Wellen, BelgiumKBO/BCE: BE 0478.506.443

LEX ANTIQUA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €784k and a net result of €165k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 5.19 against 5.69 in 2024; short-term debt: 18.4% and cash: 18.1% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.7%
Return on assets
16.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
45 d early
2023
44 d early
2022
40 d early
2021
41 d early
2020
39 d early
2019
44 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€784k▲ 26.6%
2024 · €619k
2018: €130k 2019: €187k 2020: €282k 2021: €348k 2022: €415k 2023: €558k 2024: €619k
2018 → 2025
Total assets
€984k▲ 24.6%
2024 · €790k
2018: €299k 2019: €455k 2020: €556k 2021: €579k 2022: €613k 2023: €753k 2024: €790k
2018 → 2025
Net result
€165k▲ 168%
2024 · €61k
2018: €59k 2019: €57k 2020: €96k 2021: €66k 2022: €66k 2023: €143k 2024: €61k
2018 → 2025
Working capital
€758k▲ 27.0%
2024 · €597k
2018: €173k 2019: €228k 2020: €328k 2021: €370k 2022: €417k 2023: €548k 2024: €597k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€348k-€415k▲ 19.0%€558k▲ 34.5%€619k▲ 11.0%€784k▲ 26.6%
Operating result€105k-€109k▲ 3.9%€216k▲ 97.3%€99k▼ 54.2%€254k▲ 157%
Net result€66k-€66k▲ 0.4%€143k▲ 116%€61k▼ 57.1%€165k▲ 168%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €105k€105kNet result 2021: €66k€66kOperating result 2022: €109k€109kNet result 2022: €66k€66kOperating result 2023: €216k€216kNet result 2023: €143k€143kOperating result 2024: €99k€99kNet result 2024: €61k€61kOperating result 2025: €254k€254kNet result 2025: €165k€165k20212022202320242025
The operating result recovers in 2025; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €984k
Fixed assets €45k▼ 31.0%
Current assets €939k▲ 29.6%
Equity and liabilities €984k
Equity €784k▲ 26.6%
Debt €200k▲ 17.1%
The debt ratio falls from 21.6% to 20.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€274k
2024 · €119k
Cash flow
€185k
2024 · €82k
Solvency
79.7%
2024 · 78.4%
Current ratio
5.19
2024 · 5.69
Quick ratio
1.09
2024 · 0.55
Debt / equity
0.25
2024 · 0.28
ROE
21.0%
2024 · 9.9%
ROA
16.8%
2024 · 7.8%
Interest coverage
46.39
2024 · 25.59
Debt
€200k
2024 · €171k
Debt ≤ 1 year
€181k
2024 · €127k
Debt > 1 year
€19k
2024 · €43k
Income taxes
€83k
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€790k€984k
Fixed assets21/28€66k€45k
Tangible fixed assets22/27€66k€45k
Furniture and vehicles24€46k€31k
Other tangible fixed assets26€19k€14k
Current assets29/58€724k€939k
Stocks and contracts in progress3€654k€742k
Stocks30/36€654k€742k
Amounts receivable within one year40/41€22k€17k
Trade receivables40€3k€17k
Other amounts receivable41€19k€0
Cash at bank and in hand54/58€48k€178k
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€790k€984k
Equity10/15€619k€784k
Contributions10/11€19k€19k=
Reserves13€601k€766k
Distributable reserves133€601k€766k
Amounts payable17/49€171k€200k
Amounts payable after more than one year17€43k€19k
Financial debts170/4€43k€19k
Amounts payable within one year42/48€127k€181k
Current portion of amounts payable after more than one year42€12k€12k
Trade debts44€112k€118k
Suppliers440/4€112k€118k
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€150€51k
Taxes450/3€150€51k
Other amounts payable47/48€3k€0
Accrued charges and deferred income492/3€488€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A€69k€0
Gross operating margin9900€190k€276k
Operating profit (loss)9901€99k€254k
Financial income75/76B€37€434
Recurring financial income75€37€434
Financial charges65/66B€5k€6k
Recurring financial charges65€5k€6k
Profit (loss) for the period before taxes9903€94k€248k
Income taxes67/77€32k€83k
Profit (loss) for the period9904€61k€165k
Profit (loss) for the period to be appropriated9905€61k€165k
Appropriation of the result
Profit (loss) to be appropriated9906€61k€165k
Transfer to equity691/2€61k€165k
To other reserves6921€61k€165k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €165k ▲168%
Operating result €254k, net result €165k, both a record.
16-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €500kEq €558k ▲34.5%
6 profitable years in a row build equity to €558k.
21-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €200kEq €282k ▲51.1%
3 profitable years in a row build equity to €282k.
17-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Weakest financial yearnet €57k ▼2%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €150kEq €187k ▲44.3%
2 profitable years in a row build equity to €187k.
20-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Beursstraat 463832 Wellen
Ground area
695 m²
Building footprint
424 m²
Volume, LiDAR
1,801 m³
Parcel 73085A0040/00E000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Beursstraat 46, 3832 Wellen
NACE 5249801
since 20022.115.566.436
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73085A0040/00E000 Flanders 695 m² 1 · 424 m² 7.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 246 EUR awarded · 246 EUR paid
Year Entries awardedpaid
2024 1 246 EUR246 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 246 EUR · 246 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 30,438 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-10-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47791Retail sale of antiques
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.