Active BE 0888.368.758Private limited company

LEVERAGED

Reepstraat 26 ·9660 Brakel, Belgium· 19 yrs active

Sector: Vocational training (85592)

Conclusion Checked

LEVERAGED has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €11k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 1975 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€30k
Net result	€11k
Better than sector	54%
Active	19 yrs

Financial profile 5 of 5 axes measured · computed by Checked

82 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 69

Profitability 100

Solvency 63

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2007, 19 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

69 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€2k

estimate, not credit advice

Score history

53 2021

96 2022

15 2023

33 2024

69 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.60 (< 1.0) -10

Leverage Debt/equity 1.04 (< 2.0) +3

Profitability ROE 36% (≥ 10%) +10

Interest coverage Interest coverage 6.8× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview19 NBB filings

Annual accounts filed on 28-05-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~6.9%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 85, Education · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	49.1%	43.8%	better than 54% of 1975 sector peers
Net result	€11k	€7k	better than 56% of 1979 sector peers
Equity	€30k	€33k	better than 48% of 1979 sector peers
Gross operating margin	€28k	€26k	better than 52% of 1977 sector peers
Total assets	€61k	€94k	better than 38% of 1979 sector peers

EBITDA

€26k

+515.1% 21-25

Net profit

€11k

- 21-25

Cash flow

€19k

+988.7% 21-25

Total assets

€61k

-13.3% 21-25

Equity

€30k

+56.2% 21-25

Working capital

€-12k

+46.5% 21-25

Income taxes

€3k

- 21-25

Debt

€31k

-39.3% 21-25

Debt ≤ 1y

€31k

-35.4% 21-25

Debt > 1y

€275

-92.2% 21-25

Current ratio

0.60

+15.6% 21-25

Quick ratio

0.60

+15.6% 21-25

Solvency

49.1%

+80.1% 21-25

Debt / equity

1.04

-61.2% 21-25

ROE

36.0%

- 21-25

ROA

17.7%

- 21-25

Interest coverage

6.76

+331.9% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€26k	€4k	€-22k	€51k	€20k
Net profit	€11k	€-5k	€-32k	€30k	€6k
Cash flow	€19k	€2k	€-24k	€38k	€17k
Staff costs	-	-	-	-	-
Income taxes	€3k	€0	€536	€10k	€3k
Dividends	-	-	-	-	-
Total assets	€61k	€71k	€73k	€109k	€86k
Equity	€30k	€19k	€25k	€56k	€27k
Debt	€31k	€51k	€48k	€52k	€60k
of which ≤ 1y	€31k	€48k	€40k	€41k	€40k
of which > 1y	€275	€4k	€7k	€10k	€13k
Working capital	€-12k	€-23k	€-18k	€9k	€-19k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	0.60	0.52	0.54	1.21	0.51
Quick ratio	0.60	0.52	0.54	1.21	0.51
Working capital ratio	-19.9%	-32.3%	-25.4%	7.9%	-22.4%
Solvency	49.1%	27.3%	34.1%	52.0%	30.8%
Debt / equity	1.04	2.67	1.94	0.92	2.24
Long-term debt ratio	0.01	0.18	0.27	0.17	0.49
Interest coverage	6.76	1.56	-15.09	13.98	32.40
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	17.7%	-7.7%	-43.6%	27.5%	7.2%
ROE	36.0%	-28.3%	-128.0%	52.9%	23.4%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €43k · 69.5% Current assets €19k · 30.5%

Equity & liabilities

Equity €30k · 49.1% Debt €31k · 50.9%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€61k	€71k	€73k	€109k	€86k
Fixed assets	21/28	€43k	€46k	€51k	€59k	€66k
Tangible fixed assets	22/27	€43k	€46k	€51k	€59k	€66k
Current assets	29/58	€19k	€25k	€21k	€49k	€20k
Amounts receivable within one year	40/41	€12k	€20k	€11k	€42k	€11k
Investments	50/53	-	-	-	€0	€21
Cash & bank	54/58	€4k	€3k	€8k	€6k	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€61k	€71k	€73k	€109k	€86k
Equity	10/15	€30k	€19k	€25k	€56k	€27k
Contributions / capital	10/11	€6k	€6k	€6k	€6k	€6k
Reserves	13	€22k	€19k	€19k	€22k	€22k
Accumulated profits (losses)	14	€2k	€-5k	€0	€28k	€-1k
Amounts payable	17/49	€31k	€51k	€48k	€52k	€60k
Amounts payable after one year	17	€275	€4k	€7k	€10k	€13k
Amounts payable within one year	42/48	€31k	€48k	€40k	€41k	€40k
Trade debts payable within one year	44	€16k	€8k	€23k	€23k	€6k
Income statement
Gross operating margin	9900	€28k	€7k	€-21k	€53k	€22k
Operating result	9901	€18k	€-3k	€-30k	€43k	€10k
Financial income	75	€5	€215	€36	€22	€46
Financial charges	65	€4k	€3k	€1k	€4k	€631
Result before taxes	9903	€14k	€-5k	€-31k	€40k	€10k
Income taxes	67/77	€3k	€0	€536	€10k	€3k
Net result for the period	9904	€11k	€-5k	€-32k	€30k	€6k
Result to be appropriated	9905	€11k	€-5k	€-32k	€30k	€6k

Directors & mandates 1 directors

Current directors & mandates

Johan D’HAESELEER
Director
State Gazette act 23426606 (14-11-2023)

Current
14-11-2023 → present

Legal Structure

NACE primary	Vocational training(85592)
Legal form	Private limited company(610)
Incorporation	29-03-2007
Status	Active
Postal code	9660

Establishment units 1 location

LEVERAGED

Reepstraat 26, 9660 BrakelNACE 80421

since 20072.161.203.253

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45012B1630/00B000	Flanders	2,142 m²	1 · 197 m²	7.6 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 15Financial 4Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

28-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €11k

Net result €11k after 2 loss-making years.

16-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

21-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-32k ▼206%

Net result drops to €-32k, the lowest in the series; recovery starts the following year.

14-11

State Gazette act Director changes

Paul De Man · correction

11-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Highest result since 2021net €30k ▲379%

Operating result €43k, net result €30k, both a record.

31-12

Financial Liquidity doublescurrent ratio 1.21

Current ratio from 0.51 to 1.21.

12-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

22-04

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

29-04

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

25-04

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

29-05

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

27-04

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

14-11-2023 Johan D’HAESELEER appointed as director Director changes·Paul De Mancorrection

Johan D’HAESELEER, Bestuurder

Notary: Paul De Man · Geraardsbergen

Original publication ↗

Technical details

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  ],
  "notary": {
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  },
  "act_meta": {
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  "decisions": [
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  "is_correction": true,
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    "kbo": "0888.368.758",
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}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

80421Vocational training8559280424Other education85599

Names & trade names

Legal nameNL

LEVERAGED

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