N.I.Co
ActiveFor the legal form of N.I.Co, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €246k and a net result of €48k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 31616 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
88
/ 100
Excellent▲ +5 vs 2024
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90=
Solvency100=
Growth52=
Track record100
Credit verdict
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 6.4 against 6.36 in 2024; short-term debt: 14.3% and cash: 21.5% of total assets), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
13 d early
2023
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€246k▲ 5.7%
2024 · €233k
2023: €220k
2024: €233k
2023 → 2025
Total assets
€287k▲ 4.2%
2024 · €276k
2023: €260k
2024: €276k
2023 → 2025
Net result
€48k▲ 2.8%
2024 · €47k
2023: €60k
2024: €47k
2023 → 2025
Working capital
€222k▼ 3.3%
2024 · €230k
2023: €216k
2024: €230k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€220k-€233k▲ 5.8%€246k▲ 5.7%
Operating result€85k-€68k▼ 19.9%€70k▲ 2.5%
Net result€60k-€47k▼ 22.1%€48k▲ 2.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287k
Fixed assets
€23k▲ 766%
Current assets
€264k▼ 3.4%
Equity and liabilities €287k
Equity
€246k▲ 5.7%
Debt
€41k▼ 4.1%
The debt ratio falls from 15.6% to 14.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▲
2024 · €69k
Cash flow
€51k▲
2024 · €48k
Solvency
85.7%▲
2024 · 84.4%
Current ratio
6.40▲
2024 · 6.36
Quick ratio
6.40▲
2024 · 6.36
Debt / equity
0.17▼
2024 · 0.18
ROE
19.6%▼
2024 · 20.2%
ROA
16.8%▼
2024 · 17.0%
Interest coverage
25.97▲
2024 · 22.64
Debt
€41k▼
2024 · €43k
Debt ≤ 1 year
€41k▼
2024 · €43k
Income taxes
€19k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€276k€287k▲
Fixed assets21/28€3k€23k▲
Tangible fixed assets22/27€3k€23k▲
Furniture and vehicles24€3k€23k▲
Current assets29/58€273k€264k▼
Amounts receivable within one year40/41€244k€200k▼
Trade receivables40€237k€194k▼
Other amounts receivable41€6k€6k▼
Current investments50/53€32€0▼
Cash at bank and in hand54/58€28k€62k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€276k€287k▲
Equity10/15€233k€246k▲
Contributions10/11€6k€6k=
Reserves13€226k€240k▲
Distributable reserves133€226k€240k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€43k€41k▼
Amounts payable within one year42/48€43k€41k▼
Financial debts43€11€12▲
Credit institutions430/8€11€0▼
Other loans439-€12
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€37k€36k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€828€972▲
Gross operating margin9900€70k€73k▲
Operating profit (loss)9901€68k€70k▲
Financial income75/76B€0€117▲
Recurring financial income75€0€117▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€65k€67k▲
Income taxes67/77€18k€19k▲
Profit (loss) for the period9904€47k€48k▲
Profit (loss) for the period to be appropriated9905€47k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€48k▲
Transfer from equity791/2€34k€35k▲
Transfer to equity691/2€47k€48k▲
To other reserves6921€47k€48k▲
Profit to be distributed694/7€34k€35k▲
Return on contributions (dividend)694€34k€35k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €47k ▼22.1%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doregem(BOR) 662880 BornemGround area
1,175 m²
Building footprint
213 m²
Volume, LiDAR
937 m³
Parcel 12007D0314/00K000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
N.I.Co
since 20112.196.777.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007D0314/00K000 | Flanders | 1,175 m² | 1 · 212 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,986 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formBesloten Vennootschap van publiek recht
Founded22-02-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.